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How UAE-based senders reach Uruguay
Start from the recipient's side. Someone in Montevideo needs a fixed sum in Uruguayan pesos by a fixed date, and they bank with BROU or another local bank. Gulf firms pay Uruguayan software contractors, and families support students in Montevideo.
Grey works backwards from that: enter the UYU figure, see the USD cost from Dubai, and send. The rate holds.
How sending to Uruguay works
Sign up
Verify with your passport or Emirates ID and Grey issues USD, EUR and GBP account details on the spot. Share those with whoever pays you, then add Montevideo. Grey works with licensed partners serving the Gulf.
Fund
Your salary or client payments in USD, EUR or GBP land in your Grey account. That balance funds the transfer to Uruguay.
Send
Uruguay takes a bank name and account number, plus the recipient's cédula for some banks. Confirm the UYU figure and send from Dubai.
Two numbers, both shown first
With Grey, a sender in Dubai sees three numbers before confirming: the USD debited, the fee, and the UYU that reaches Montevideo. None of them change afterwards.
UYU amount held from send to settlement
Enter the UYU amount first if the recipient's figure is what matters. Grey shows the USD cost from Dubai and locks it.
The person at BROU sees exactly the sum you agreed.
The corridor most banks won't touch
Between Dubai and Montevideo, the problem is well known. When a bank can't quote a currency, it tells you to send dollars. The person in Montevideo then pays their bank's spread and a receiving fee, and you never know what they actually got. From Dubai, Grey does the conversion transparently and delivers UYU as a domestic credit at BROU or any other bank.
On the receiving side
The UYU posts directly to the recipient's own account at any Uruguayan bank, including Banco República, Santander Uruguay, Itaú Uruguay, Scotiabank Uruguay. To them it looks like a domestic credit. The sender in Abu Dhabi sees it settle in the app.
Works with every Uruguayan bank
From BROU to the smallest regional lender.
Looks local to them
A UYU deposit on their statement, nothing more.
Grey optional on their side
Unless they want GreyTag, which is instant and free.
Topping up in Dubai
Before the UYU reaches Montevideo, the money has to get onto Grey in Dubai. UAE residents fund Grey from foreign income: employer payroll in USD, overseas clients, family abroad. The balance sends onward without touching dirhams. Hold the balance in dollars and convert to UYU exactly when the payment to Montevideo is due.
Dollar salary
Give your Grey USD details to the employer. Done.
Client invoices
Bill in USD, EUR or GBP to Grey and pay Montevideo from the proceeds.
Standing dollars
Hold USD and convert to UYU at the moment you choose.
For a UAE-based sender, being able to convert to UYU at the exact moment you choose is worth more than any fee saving.
Who sends from the UAE to Uruguay
Students
Living costs for students at Universidad de la República and ORT.
Family
Support for relatives in Montevideo, Punta del Este and Salto.
Trade
Payments to Uruguayan exporters and free-zone service providers.
Remote work payments
Paying Uruguayan developers, designers and consultants in pesos.
Gulf firms pay Uruguayan software contractors, and families support students in Montevideo. What they share, from Dubai to Punta del Este, is a payment that repeats and a recipient who needs an exact UYU figure.
What you get on the Uruguay route
Get digital banking
at your fingertips
