Send money from the UAE to Türkiye
Seen from Dubai, the corridor looks like this. Gulf residents buy property, study and holiday in Türkiye, and Gulf firms pay Turkish suppliers. From Dubai, Grey pays TRY straight into a bank account in Türkiye, with the rate and fee shown before you tap send.
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Why Dubai to Istanbul needs a proper rate
Dubai and Abu Dhabi are expatriate cities. Residents earning from abroad hold USD on Grey and send home without a dirham step.
On the Istanbul side, the pattern is different. Gulf residents buy property, study and holiday in Türkiye, and Gulf firms pay Turkish suppliers. Grey pays lira into any bank in Türkiye, including Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi. You see the exact TRY amount before you confirm, and that's the amount that arrives.
How sending to Türkiye works
Sign up
Register with your passport or Emirates ID in a few minutes. Your Grey account comes with foreign-currency details for receiving pay from overseas. Grey works with licensed partners serving the Gulf.
Fund
Funding happens when income arrives from abroad: dollars from a client, euros from an employer, a GreyTag from family. No the UAE bank step.
Send
Enter the recipient's 26-character Turkish IBAN. Grey fixes the lira amount at confirmation and pays into any Turkish bank.
Where the money goes on the UAE to Türkiye
Grey converts USD to TRY in one step for senders in Dubai, shows the rate and the fee as two separate numbers, and locks both before you confirm. No second conversion, no deduction at Ziraat Bankası.
Fixed from Dubai to Istanbul
Grey fixes the USD to TRY rate at the moment you confirm. The TRY amount doesn't move after that.
When you've calculated exactly what a month in Istanbul costs from Dubai, the number needs to hold.
Why this route is priced badly elsewhere
On this route from Dubai, the reason to switch is simple. Türkiye carries students, patients and traders at once. What they share is the need to know the lira amount before it leaves. That's the standard Grey works to for a sender in Dubai: USD to TRY quoted directly, delivered to Ziraat Bankası.
The recipient's side in Türkiye
TRY at Ziraat Bankası, or any other bank in Türkiye, as a straightforward deposit. The recipient in Istanbul doesn't see Grey, doesn't need Grey, and isn't charged by Grey. You in Dubai see settled in the app.
Any bank in Türkiye
Bank name plus account number. The TRY lands directly.
Saved details
Save a landlord, school or supplier once for repeat transfers.
Payment records
Each transfer is logged with the rate and fee for your own reconciliation.
Where senders to Istanbul start
For a sender in Dubai paying into Istanbul, funding is the easy part. UAE residents fund Grey from foreign income: employer payroll in USD, overseas clients, family abroad. The balance sends onward without touching dirhams. Sending to Istanbul is then a single conversion.
USD account
Receive salary or client payments into your Grey USD details.
EUR or GBP account
European or UK income lands here and converts to TRY directly.
GreyTag
Money from other Grey users arrives instantly and free.
Most senders from Dubai to Istanbul settle into a rhythm: top up on payday, convert on the due date, done.
What this route is used for
Family support
Monthly transfers to relatives in Istanbul, Ankara, Izmir and the Anatolian provinces.
Students
Living costs for scholarship students at universities in Ankara, Istanbul, Izmir and Konya.
Medical patients
Deposits and balances for dental, hair and fertility clinics in Istanbul.
Textile traders
Payments to wholesalers in Laleli, Merter and Osmanbey.
Dubai and Abu Dhabi are expatriate cities. Residents earning from abroad hold USD on Grey and send home without a dirham step. On the Türkiye side, the picture is this. Gulf residents buy property, study and holiday in Türkiye, and Gulf firms pay Turkish suppliers.
The case for Grey on this route
FAQs
What do I need to do to send lira to Türkiye from Dubai?
Enter the recipient's 26-character Turkish IBAN, check the fee and the USD to TRY rate, and confirm. The lira land at their Turkish bank.
Is there a dirham top-up for Grey in the UAE?
No. There is no local deposit in the UAE. Your balance builds from foreign income such as USD payroll or euro and pound client payments.
What ID do I need to register with Grey in Dubai?
A passport or Emirates ID and a few minutes. The account is free and comes with foreign currency details for receiving pay from overseas.
Can my employer pay dollars into Grey for me?
Yes. Give them your Grey USD account details, provided by Lead Bank. Those dollars convert to lira in one step when a Türkiye payment falls due.
How long does a transfer from the UAE to Türkiye take?
The transfer goes out as soon as your Grey balance is funded, and you follow it from Dubai to settlement in Istanbul in the app.
Which banks in Türkiye can receive the lira?
Any of them, including Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank and Yapı Kredi. Give the bank name and the account number.
Is the lira amount fixed before the money leaves Dubai?
Yes. Grey fixes the USD to TRY rate at confirmation, so the amount you calculated for a month in Istanbul holds.
Does the recipient in Türkiye pay anything to receive it?
No. Grey does not charge them, they need no Grey account, and the lira arrive as a straightforward deposit in their own bank.
Can I save a landlord or supplier in Türkiye for monthly payments?
Yes. Save the details once and later transfers take three taps. Each one is logged with its rate and fee for your records.
Can family on Grey send me money to cover a Türkiye payment?
Yes. A GreyTag from another Grey user arrives instantly and free, and that balance can go straight out as lira.
Is Grey a bank in the UAE?
No. Grey is a licensed financial services provider working with licensed partners serving the Gulf, and every payment is encrypted and tracked to settlement.
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