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Moroccan dirhams into a RIB in Casablanca or Fez
The Moroccans in the Emirates are concentrated in two industries. One is hospitality, in the hotels and restaurants of Dubai and Abu Dhabi where French and Arabic together are worth a great deal. The other is aviation, where crew and ground staff work rosters that put them in a different time zone every few days.
Neither job leaves room for a counter visit at a fixed hour. What both need is a transfer that can be made from a crew hotel or between shifts, and that arrives in Morocco in dirhams without anyone at home having to do anything.
Grey pays into Moroccan bank accounts using the 24 digit RIB. Attijariwafa Bank, Banque Populaire, BMCE Bank of Africa, CIH Bank and Société Générale Maroc are all supported, and the credit appears as an ordinary domestic deposit.
Sending dirhams to Morocco, step by step
Sign up
Register with a passport or Emirates ID in about five minutes. The account is free and gives you foreign currency details for receiving pay.
Fund
Grey balances in the Emirates are held in dollars, in an account provided by Lead Bank, and are topped up from sources outside the UAE.
Send
Enter the recipient's 24 digit RIB, choose standard or instant delivery, check the MAD total against the fee and confirm.
Working out the cost of a Morocco transfer
Grey separates the conversion from the transfer fee and shows both before confirmation, alongside the dirham figure that will reach the Moroccan account. Choosing standard or instant changes the fee, and you see that choice priced before you make it.
The dirham amount is fixed when you confirm
Confirming sets the rate. Between then and settlement the dollar and the dirham can do as they like, and the Moroccan account still receives the figure you were shown.
That is worth more than it sounds when you send from an airport, an aircraft turnaround or the end of a double shift and do not look at your phone again for a day.
Against an ordinary bank transfer to Morocco
A wire from a UAE bank to a Moroccan account is priced at a rate the bank does not publish, charged at the sending end, and often reduced again by a correspondent bank before it reaches the RIB. Settlement runs in business days, and business days are not something a roster respects. Grey converts once, in the app, and pays out locally in dirhams.
What lands in Morocco
Dirhams in the bank account, shown as a normal local credit. Your recipient needs no Grey account, no app and no trip to collect anything.
Major Moroccan banks
Attijariwafa Bank, Banque Populaire, BMCE Bank of Africa, CIH Bank and Société Générale Maroc, reached by the 24 digit RIB.
Standard or instant
Both routes reach the same accounts. You pick the speed at the point of sending and the fee for each is displayed.
Between Grey users
GreyTag transfers between Grey accounts are free, instant and available in any supported currency.
Putting money onto Grey before you need it
The transfer takes a minute. The funding is worth arranging in advance so that a payment to Morocco never depends on where in the world you happen to be that week.
Pay from abroad
Employment or contract income from a company outside the Emirates can be paid into your dollar receiving details.
Work billed to clients
Private work, translation, guiding and consulting invoiced abroad can be collected in dollars, euros or pounds.
Money from other users
GreyTag deposits from family members arrive immediately, which suits siblings contributing to one transfer home.
When the amount is agreed in dirhams at the Moroccan end, type the MAD figure first and the app shows the dollars it will take from your balance.
What the UAE to Morocco route is used for
Parents at home
Monthly money to a mother or father in Casablanca, Fez or Marrakesh, paid into an account they already use for everything else.
Rent and household bills
Covering a family flat, utilities and daily costs from a hotel or airline salary earned in the Emirates.
Studies
University costs and living money for a younger sibling in Rabat or Tangier, sent each term rather than each month.
Building and land
Payments towards a house in the family town, made in stages over several years of working abroad.
The transfers on this corridor are mostly regular, mostly modest, and mostly aimed at people who are managing a household without the sender present.
Why this route works on Grey
This corridor is not built on one large payment a year. It is built on the transfer made at the end of a shift, repeated for as long as the job lasts.
Dirhams into Attijariwafa Bank, Banque Populaire, BMCE Bank of Africa, CIH Bank or Société Générale Maroc, typically within minutes from a funded balance, priced before you confirm.
FAQs
Do I need the recipient's RIB?
Moroccan payouts use the 24 digit RIB, which identifies the account at Attijariwafa Bank, Banque Populaire or another supported bank.
When is instant delivery to Morocco worth the higher fee?
When the dirhams are due the same day. Both options reach the same Moroccan bank accounts, and each fee is shown before you choose.
Is the Moroccan dirham the same as the UAE dirham?
They are separate currencies. This route converts your dollar balance into Moroccan dirhams at a rate displayed before you send.
Can I send while working a roster abroad?
Transfers are made from the app in any time zone, which suits cabin crew and hotel staff on changing schedules.
Which Moroccan banks can receive?
Attijariwafa Bank, Banque Populaire, BMCE Bank of Africa, CIH Bank and Société Générale Maroc all accept dirham payouts from Grey.
Does the rate change after I confirm?
It does not. The dirham figure quoted at confirmation is the figure credited to the Moroccan account.
How is the Grey balance funded from here?
Money arrives from outside the Emirates, as dollar pay from an overseas employer, foreign client income, or a GreyTag transfer.
Is anything taken at the Moroccan end?
Nothing is deducted there, so the account receives the full dirham amount you approved before sending.
What sort of company is Grey?
Grey is a licensed financial technology company and not a bank, and dirham payouts run through regulated partners in Morocco.
How fast does the money arrive?
From a funded balance, dirhams typically reach the Moroccan bank account within minutes of you confirming the transfer.
Does sending small amounts often make sense?
Each transfer is priced on its own screen, so a small monthly payment is as clear to check as a large one.
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