Send money from Kenya to Cote d'Ivoire
For senders in Nairobi and Mombasa, the Abidjan side matters most. Abidjan is francophone West Africa's commercial hub, and African traders and families have been settled there for generations. From Nairobi, that means KES turned into CFA francs at a rate you can see, landing in Abidjan the same day.
KES
XOF
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The Kenya to Côte d'Ivoire corridor, explained
From Mombasa to Abidjan. Abidjan is francophone West Africa's commercial hub, and African traders and families have been settled there for generations.
Kenyans top up by M-Pesa or bank transfer from KCB, Equity or Co-operative Bank. Nairobi's dollar-earning tech and NGO workforce can send from USD directly. Grey then shows the KES to XOF rate and fee as two separate numbers and delivers to SGBCI or any other bank in Côte d'Ivoire. The recipient doesn't need Grey.
How sending to Cote d'Ivoire works
Sign up
You'll need a national ID or passport and about five minutes. Once verified, Côte d'Ivoire is one of 80+ destinations you can add. Grey works with licensed partners in Kenya.
Fund
Top up: shillings in by M-Pesa or bank transfer, XOF out to Abidjan. The top-up usually clears in minutes.
Send
Paste the recipient's RIB, check the KES to XOF rate Grey quotes in Nairobi, and send. The CFA francs land as a domestic credit.
What a transfer to Côte d'Ivoire actually costs
Grey prices the transfer once, in Nairobi. You see the rate, you see the fee, and the XOF amount that lands at SGBCI is the one you agreed to.
No re-pricing after you tap send
Rate fixed at confirmation, XOF amount shown before you send, nothing adjusted after. That's the whole promise from Nairobi to Abidjan.
On a route where the destination currency moves, it's the reason to use a service at all.
Why this corridor gets overlooked
Abidjan is a serious trade hub, yet the payments behind that trade are often priced like small gifts with wide spreads nobody questions. From Mombasa, Grey turns that into a quoted KES to XOF rate and a XOF deposit at SGBCI, same as any local transfer.
Your recipient's view in Côte d'Ivoire
Delivery is to the bank account, in XOF, as a domestic credit. That covers SGBCI, Ecobank Côte d'Ivoire, NSIA Banque, BICICI and every other bank in Côte d'Ivoire. Nothing for the recipient to do, and a settlement record for you in Nairobi.
Straight to the account
No cash pickup, no agent, no collection code. XOF into the bank.
One recipient, many payments
Save the Abidjan recipient once and reuse the details.
Receipts
Download a receipt for each transfer showing rate, fee and XOF delivered.
How Kenyan senders fund
Kenyans top up by M-Pesa or bank transfer from KCB, Equity or Co-operative Bank. Nairobi's dollar-earning tech and NGO workforce can send from USD directly. Then Abidjan is a conversion and a tap.
From KCB, Equity, Co-operative Bank, NCBA or M-Pesa
M-Pesa or bank transfer, credited in minutes.
From foreign clients
USD, EUR or GBP paid into Grey converts to XOF in one step.
From GreyTag
Another Grey user in Kenya or abroad can fund you instantly.
If you're covering a monthly obligation in Abidjan, a standing balance on Grey means the transfer never waits on a bank in Nairobi.
Senders from Nairobi to Abidjan
Family support
Monthly transfers to relatives in Abidjan, Bouaké, Yamoussoukro and San-Pédro.
Trade
Payments to suppliers and market stallholders in Adjamé and Treichville.
Students
Fees at Félix Houphouët-Boigny University and private institutes in Cocody.
Business
Paying Abidjan-based staff, agents and contractors in CFA francs.
Abidjan is francophone West Africa's commercial hub, and African traders and families have been settled there for generations. What they share, from Nairobi to Abidjan, is a payment that repeats and a recipient who needs an exact XOF figure.
What you get on the Côte d'Ivoire route
Get digital banking
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