For Nigerian freelancers, employment in the global freelance and creator economy is now the norm. But when it’s time to receive your hard-earned money, you then have to endure delayed transfers, poor exchange rates, and bank charges that don’t make sense.

Not anymore.

In this guide, we’ll show you a much simpler and stress-free way to receive USD freelance payments right here in Nigeria using Grey.

Here’s how it works and why thousands of freelancers in Nigeria choose Grey to receive international USD freelance payments.

Why traditional banking options fall short

Most Nigerian banks are not designed for global freelancing. You could open a domiciliary account, but this often means jumping through the following hoops:

• You need referees, utility bills, and sometimes a minimum opening balance
• You may have to visit a physical branch and wait in line
• You can only receive international wire transfers, which are slow and expensive

And let’s not forget that platforms like PayPal do not even allow Nigerians to receive payments.

Also read: Best ways to receive international payments in Nigeria

Grey helps you get a free USD account instantly

Grey makes it simple to receive USD freelance payments from freelance clients, marketplaces, or platforms like Upwork, Fiverr, and Deel, all from your phone.

With Grey, you get:

• A free USD account in your name
• Account details that accept ACH and wire transfers from US clients
• No paperwork or trips to the bank
• Great exchange rates when converting to naira
• Fast withdrawals to your Nigerian bank account

With Grey, you can get the benefits of a US bank account without ever leaving Nigeria.

How to receive USD freelance payments using Grey

Getting started is easy:

1. Sign up for a free account
2. Download the Grey app or go to grey.co. You will need a valid ID and a selfie. KYC verification is quick and simple.
3. Access your USD account details
4. Once your account is approved, you will receive a USD account number and bank details that can receive transfers from the US.
5. Share your account with clients or platforms
6. You can add your USD account to your invoices or link it directly to platforms like Deel, Upwork, or Payoneer.
7. Receive your funds and convert to naira whenever you need
8. Your payments arrive in USD, and you choose when to convert them. Grey offers competitive rates and fast naira withdrawals to your local bank account.

Also read: How to receive US dollars in Nigeria with Grey

Bonus: Spend online with Grey’s virtual card

Grey also provides a USD virtual card if you want to use your USD for online subscriptions or services. It is perfect for paying for Netflix, Adobe, Canva, or enrolling in online courses without running into FX limitations.

Why more freelancers in Nigeria are switching to Grey

If you’re wondering why so many Nigerian freelancers are moving to Grey, here are a few good reasons:

• No minimum deposits or hidden charges
• Quick and friendly customer support
• Access to USD, GBP, and EUR accounts
• Support for stablecoin (USDC) transfers
• Access to an exclusive community built by Grey for freelancers and digital nomads
• Reliable and secure, with user data protected at every step

Grey gives freelancers the freedom to operate globally with confidence and ease.

Your gateway to global freelance payments in Nigeria

As a freelancer in Nigeria, you should not have to struggle to receive what you’ve earned. With Grey, receiving USD is no longer a hassle. It is smooth, fast, and built with your global career in mind.

If you are ready to simplify how you get paid, now is the time.

Create your free Grey account and take control of your freelance payments today.

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