The best payment platforms for remote workers in India and Africa

Tunde Aladeloba

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For remote workers in India and Africa, receiving international payments can often be a slow, expensive, and frustrating process. That’s where Grey comes in — a platform designed to make receiving foreign payments simple, fast, and reliable.

In this article, you’ll learn why Grey is the ideal choice for freelancers and remote professionals, how it helps you get paid in United States Dollar (USD), Great British Pounds (GBP), or Euros (EUR), and the easy steps to set up your account. If you’re looking for a smooth, secure way to receive earnings from global clients, this guide is for you.

Also read: The best international bank accounts for freelancers and remote workers

Why remote workers in India and Africa need a payment platform

Unlike their counterparts in developed markets, many remote workers in India and Africa face hurdles when it comes to receiving international payments. These challenges include:

  • High transaction fees: Traditional bank transfers often come with steep fees that eat into already modest earnings.
  • Currency conversion issues: Workers often lose money to poor exchange rates or are paid in currencies they can't easily access.
  • Payment delays: International payments can take days, sometimes even weeks, to process.

Also read: The best payment platforms for freelancers in Africa right now

Top payment platform alternatives

There are several platforms remote workers use globally, but their effectiveness often depends on the region. Here are some notable alternatives:

  1. Payoneer: Widely used by freelancers, especially those on platforms like Fiverr or Upwork. It allows users to receive funds in USD, GBP, and EUR. However, the fees can be high, and withdrawal to local banks may be slow in some regions.
  2. Wise: Offers excellent exchange rates and lower fees. It’s a favourite for sending and receiving money across borders. However, it may not work well in countries with strict forex regulations or limited banking infrastructure.
  3. Skrill: Popular for sending and receiving funds globally, with instant transfers. But it’s not always well-integrated with local banks in Africa, and user experience varies widely by country.
  4. PayPal: Recognised globally and widely accepted. However, in many African countries, PayPal doesn’t allow users to receive payments — only to send. In India, withdrawals are allowed, but the exchange rate is often not favourable.

Also read: The best virtual debit cards in India for safe and easy online payments

Why Grey is a game-changer for remote workers

Among all the options, Grey is emerging as the most practical and effective solution for remote workers in India and Africa. Here’s why:

  • Multi currency accounts: Grey provides users with USD, GBP, and EUR bank accounts, making it easy to receive payments from clients abroad.
  • Fast processing: Payments are credited quickly, ensuring steady cash flow.
  • Competitive exchange rates: Withdraw your funds in either  without losing money on bad exchange rates.
  • User-friendly platform: The app and web platform make it easy to manage transactions efficiently.

How to get started with Grey

Sign up on Grey.co

Visit Grey.co and create an account using your email or phone number.

Complete KYC verification

Upload a valid means of identification (e.g., passport, national ID) and a selfie. Verification typically takes a few hours.

Receive your foreign  bank accounts

Once verified, you’ll receive access to your US, UK, and EU bank accounts.

Start receiving payments

Share your new bank details with international clients or platforms like Upwork, Fiverr or Toptal.

Also read: How to receive payments from freelance platforms easily in 2025

Seamless payment for remote workers

Grey is the smartest way for remote workers in India and Africa to get paid. With  US, UK, and EU accounts, seamless currency conversion, and competitive exchange rates, Grey makes cross-border payments effortless. Sign up today at grey.co

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