Send Money from Thailand to Romania
Romania is paid in euro, not in lei, from a US dollar balance held in Grey. Freelancers and remote workers in Thailand billing clients abroad, expatriate staff on foreign payroll and companies paying Romanian contractors send along this route. The euro reaches the recipient’s Romanian IBAN at Banca Transilvania, BCR, BRD Societe Generale or another Romanian bank, and their own bank handles any conversion into lei.
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Dollars in Thailand, a euro credit on a Romanian IBAN
The senders on this route are paid in US dollars while living in Thailand. Freelance developers and consultants invoicing agencies overseas, staff employed by companies in other countries, and the sizeable community of African graduates and professionals earning dollars in Bangkok, Chiang Mai and Phuket all keep their money in Grey and convert it only when a payment to Romania is due.
The payout currency here is euro rather than the Romanian leu, which is the single most important thing to understand about this corridor. Grey converts your dollars into euro and sends that euro to the Romanian IBAN. If the recipient holds a lei account, their own bank performs the second conversion on arrival, using its own rate, and that step sits outside the transfer you authorised.
The IBAN is the only payout detail you need. Banca Transilvania, BCR and BRD Societe Generale are all supported, as are other Romanian banks, and a single identifier covers the whole payout with no branch code or intermediary bank to look up.
How to send money to Romania from Thailand
Sign up
Open a Grey account in the app and complete identity verification with a passport or another accepted photo document. Grey Inc is registered with FinCEN, registered address 651 N Broad St, Suite 206, Middletown, DE 19709, United States.
Fund
Funding is in US dollars throughout. Lead Bank provides the Grey USD account, which comes with US routing and account numbers so clients and employers abroad can pay you into it, and dollars can also be wired in from another bank. The euro sent to Romania is bought from that balance.
Send
Choose Romania, enter the recipient’s IBAN and read the euro amount, the rate and the fee before you approve them. Confirming fixes the euro figure that will reach the Romanian account.
What a transfer to Romania costs
Two charges apply to a dollar to euro transfer, and only one of them is usually named. The fee is stated. The margin inside the exchange rate is not, and on a sizeable payment it can be the larger of the two by some distance.
Comparing euro totals removes the guesswork. Enter the same dollar amount with two providers and look only at what the Romanian IBAN would receive. Both the fee and the rate are already expressed in that single figure.
There is a third cost worth watching on this corridor, and it is not Grey’s. If the recipient holds a lei account, their bank converts the euro when it lands and applies its own rate for doing so. Ask them whether they hold a euro account, because receiving the euro directly avoids that step entirely.
For repeated payments the arithmetic compounds. A contractor invoiced monthly, or rent paid every month, turns a small difference in the rate into a figure worth the few minutes it takes to compare.
Why this transfer is priced in euro and not in lei
The payout currency on this route is euro. Grey converts your US dollars into euro at a rate fixed when you confirm, and euro is what arrives at the Romanian IBAN, even though Romania’s national currency is the leu. The euro figure shown on your confirmation screen is the figure credited.
Any conversion into lei happens afterwards and belongs to the recipient’s bank. Where the account is held in lei, the Romanian bank exchanges the incoming euro at whatever rate it offers that day, and neither the rate nor any charge for it is part of what Grey quoted you. Where the recipient holds a euro account, no second conversion takes place at all.
That makes one question worth asking before you send: which currency is the account held in? A euro account receives exactly what you approved. A lei account receives the lei equivalent of it, decided by the receiving bank rather than by the figure on your screen.
Grey compared with an ordinary bank wire to Romania
A conventional wire to Romania is routed through correspondent banks, each of which can apply a charge and work to its own cut-off times. The amount reaching the IBAN is not agreed in advance, so the recipient tells you what arrived rather than the other way round.
Grey converts once, then sends euro over SEPA to the IBAN. You know the euro figure before authorising the payment, and the credit reaches the Romanian bank as a euro payment on the euro area’s own network rather than as an opaque international transfer.
What reaches your recipient in Romania
A euro credit arrives at the IBAN you entered. The recipient does not join Grey, does not collect anything and is not asked to approve the payment.
Banks that take the credit
Banca Transilvania, BCR and BRD Societe Generale all receive it, as do other Romanian banks. The IBAN alone identifies the account.
How quickly it lands
With dollars already funded, the euro usually appears on the Romanian IBAN a few minutes after you confirm. Banks running SEPA Instant complete it in seconds.
GreyTag
Where the recipient is also a Grey user, GreyTag moves money between you instantly and at no cost, in whichever currency you both prefer.
Funding a transfer to Romania
The euro is bought with dollars that are already in Grey, so funding governs the timing of everything else. With a balance in place, the payment to Romania is the fast part.
Invoice and salary payments
Share the Grey USD account details once and later payments arrive on their own, leaving a balance ready whenever Romania needs paying.
Incoming dollar wire
Bring dollars in from another bank that holds a dollar account for you, using the routing and account numbers shown in the app.
Dollars you already hold
An existing balance converts immediately, so nothing has to clear before the euro can be on its way to the IBAN.
A standing dollar balance is what makes this route predictable. Romanian invoices and rent fall due on set dates while client payments do not, and holding dollars in advance keeps a payment deadline from depending on when someone else settles up.
Who sends money from Thailand to Romania
Freelancers and remote workers
Developers, designers and consultants based in Thailand who invoice overseas clients in dollars and settle their Romanian commitments from the same balance.
Businesses paying Romanian contractors
Firms and agencies in Thailand paying development teams, studios and suppliers in Romania, usually straight to a business IBAN on an agreed date.
Expatriate professionals
People living in Thailand but employed by a company abroad and paid in US dollars, moving part of that salary to a Romanian account.
People with ties to Romania
Anyone in Thailand covering study costs, rent or family expenses in Romania out of dollars they already hold in Grey.
Dollar income earned from outside Thailand is the common thread. Freelancers and remote workers send the most, followed by businesses paying Romanian contractors, expatriate staff on foreign payroll, and people with family or study ties to Romania.
The best way to send money from Thailand to Romania
FAQs
Does my recipient in Romania receive euro or lei?
Euro. The credit arrives at the Romanian IBAN in euro, and the recipient’s own bank converts it to lei if their account is held in lei.
What does it cost to send money from Thailand to Romania?
The rate and the fee are both visible before you confirm. Compare the euro total between providers, since it contains both charges.
How long does the transfer take to reach Romania?
With dollars already in your balance, the euro usually appears on the IBAN a few minutes later, or in seconds where SEPA Instant is available.
What details do I need from my recipient?
Their Romanian IBAN and nothing else. No branch code or intermediary bank is required, and you can save it for future payments.
Which Romanian banks can be paid?
Banca Transilvania, BCR and BRD Societe Generale all accept the credit, along with other Romanian banks holding an account in the recipient’s name.
Can my recipient avoid the conversion into lei?
Yes, if they hold a euro account. The euro then arrives exactly as quoted, with no second conversion applied by their bank.
How much can I send in one go?
Your sending limit depends on the verification level of your Grey account and is displayed in the app before you confirm.
Can I track the payment?
Yes. Each transfer has a status you can check at any time, from confirmation until the euro is credited in Romania.
Is Grey safe to use for payments to Romania?
Accounts are verified at sign up, balances are protected by bank-grade encryption, and Grey operates as a money services business registered in the United States.
How do I fund a transfer to Romania?
With US dollars: payments into your Lead Bank USD account, a dollar wire from another bank, or dollars already sitting in Grey.
What if the IBAN I entered is wrong?
Check it against what the recipient sent you before confirming. If a payment has gone to the wrong IBAN, tell support in the app immediately.
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