Send Money from Thailand to Lithuania
People in Thailand who earn US dollars use this route to put euro into a Lithuanian bank account. The LT IBAN is the only detail the transfer needs, and Swedbank Lithuania, SEB Lithuania and Luminor Bank all receive it. The money travels over SEPA and reaches the recipient as an ordinary euro credit in their own banking app.
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From dollars in Thailand to euro on a Lithuanian IBAN
Dollar earners resident in Thailand are the senders on this route. Freelancers in Bangkok invoicing clients overseas, consultants and engineers paid by employers abroad, people keeping a parent or a student supported in Lithuania, and companies in Thailand settling Lithuanian developers and agencies all begin from a US dollar balance.
That balance is where every transfer starts, and Grey works no other way. Lead Bank provides the Grey USD account, complete with US routing and account numbers, so payments from abroad can arrive in it without detour. You then convert dollars into euro inside the app, with the rate, the fee and the euro total laid out before you commit and the rate held the instant you do.
What the Lithuanian end needs is remarkably little. One IBAN carries the payment, which is convenient when the details have been forwarded to you second hand, by a law office or a letting agent for instance, and there is nothing else to chase. Swedbank Lithuania, SEB Lithuania and Luminor Bank are supported, and the three of them cover most Lithuanian households between them. The recipient signs up for nothing: the euro simply appears in the app they already use.
How to send money to Lithuania from Thailand
Sign up
Set up your Grey account from the app and verify your identity with a passport or another photo document Grey accepts. Grey Inc is registered with FinCEN, registered address 651 N Broad St, Suite 206, Middletown, DE 19709, United States.
Fund
US routing and account numbers come with the Lead Bank USD account inside Grey. Give them to clients, an employer or a payment platform, or wire dollars over from a dollar account elsewhere. The euro for Lithuania is bought from those dollars.
Send
Choose Lithuania and enter the LT IBAN, which is all the routing information the transfer needs. Look over the euro amount, the rate and the fee, confirm, and the rate stops moving from then on.
The cost of sending euro to Lithuania
Only part of the cost is ever called a fee. The rest lives in the difference between the rate you are quoted and the rate the market is trading at, and that is where a provider advertising free transfers usually recovers its money. Judging a service by its stated charge alone misses it entirely.
So look at the delivered euro. Push the same dollar amount through Grey and through the alternative you were weighing up, and compare what each one commits to crediting to the Lithuanian account. That single number has the fee and the margin already baked into it.
Nothing further is taken in Lithuania. The account receives euro and holds euro, so the receiving bank has no exchange to perform and no price to set, and the figure confirmed in Thailand is the figure on the Lithuanian statement.
How the dollar to euro conversion works
Grey locks your dollar to euro rate when you confirm the transfer. The market carries on moving afterwards, but the euro figure you were shown is the euro figure credited in Lithuania.
There is one conversion here and no more. Your money is already denominated in dollars, so nothing had to be exchanged before this, and a single rate with a single margin applies rather than two separate ones compounding.
Because the dollars stay dollars until you act, the moment of conversion is yours to pick. A balance in Grey is not turned into euro until you decide to turn it, which is useful when a payment is not urgent and today's rate is unattractive.
How Grey compares with an ordinary bank wire to Lithuania
A traditional wire to Lithuania is routed through correspondent banks, picking up cut-off times, non-working days and charges along the way, and those charges often come to light only when the recipient says the amount looks short. Grey sends from dollars you already hold and credits the Lithuanian IBAN in euro, so the confirmed figure is the figure to expect.
There is also far less to collect from the recipient. A wire wants intermediary and routing details; this needs one IBAN. Payments run over SEPA, using SEPA Instant where the receiving bank offers it, and once the dollars are in place the euro usually appears within minutes, with the status visible in your app throughout.
What your recipient in Lithuania sees
A euro credit lands in the Lithuanian bank account they already hold. They register for nothing, install nothing, and have nothing to collect.
Which accounts receive it
Enter the LT IBAN alone. Swedbank Lithuania, SEB Lithuania and Luminor Bank are supported, and the euro is credited to the account on that identifier.
How quickly it lands
Once the dollars are funded, a credit to a Lithuanian account usually appears within minutes, with SEPA Instant used wherever Swedbank, SEB or Luminor runs it.
GreyTag
Should the person you are paying also hold a Grey account, send to their GreyTag. Grey to Grey transfers complete instantly and without a fee, in any currency.
How to fund a transfer to Lithuania
The euro is purchased with dollars already in your Grey account, which makes funding the first step and the thing that governs how soon the Lithuanian side is paid.
Client and employer payments
Provide the Grey USD account details a single time, after which each payment lands in Grey by itself.
Dollar wire
Read the routing and account numbers from the app and send dollars in by wire from another bank where you hold a dollar account.
Existing Grey balance
Dollars already with Grey can be converted on the spot, so the euro leaves as soon as you are happy with the rate.
A standing balance tends to work better than funding each payment as it comes. Lithuanian rent, tuition instalments and invoices land on fixed dates while client payments arrive when they arrive, and dollars kept in Grey mean the euro can go out on the day it is actually needed.
Who sends money from Thailand to Lithuania
Freelancers and remote workers
Developers, designers and consultants living in Thailand who invoice clients abroad in dollars and cover euro commitments in Lithuania from the same account.
Professionals on a foreign payroll
People based in Thailand but employed by a company elsewhere and paid in US dollars, sending a portion on to Lithuania each month.
Families and students
Senders in Bangkok, Chiang Mai and Phuket supporting a parent, covering a student's rent or meeting a household bill in Lithuania.
Businesses paying Lithuanian contractors
Companies in Thailand paying Lithuanian developers, studios and suppliers, frequently several invoices at once at the close of a month.
The people on this route hold US dollars while living or trading in Thailand. Freelancers and remote workers are the largest group, with foreign-payroll professionals, family senders and Thai-based businesses paying Lithuanian contractors alongside them.
The best way to send money from Thailand to Lithuania
A global money app you can actually trust
Balances sit behind bank-grade encryption, transfers are tracked from the moment of confirmation, and support responds inside the app. If something about a euro payment to Lithuania looks off, you raise it in the place you sent it from and follow it through to an answer.
FAQs
How much does it cost to send money from Thailand to Lithuania?
Grey puts the rate and the fee in front of you before confirmation. Compare services on the euro actually credited, not on the advertised charge.
How long does the money take to reach Lithuania?
Once your dollars are funded, a Lithuanian account usually sees the euro within minutes, with SEPA Instant used where the bank offers it.
What details do I need to send money to Lithuania?
The LT IBAN and nothing more. It is all the routing information the payment needs, which keeps the request to your recipient short.
Which banks in Lithuania can receive the money?
Swedbank Lithuania, SEB Lithuania and Luminor Bank are supported, and between them they cover most Lithuanian household accounts.
Does the recipient have to do anything?
Nothing at all. They do not sign up or install anything, and the euro appears in the banking app they already use.
Is there a limit on how much I can send?
The limit depends on how far your account verification has progressed. What is available to you is shown in the app before confirmation.
Can I track the transfer after sending it?
Yes. The payment is listed in your Grey activity from confirmation, and its status updates until the euro has reached the account.
Is it safe to send money to Lithuania through Grey?
Grey Inc is registered with FinCEN, verifies account holders at signup, and protects money and data with bank-grade encryption.
How do I get dollars into my Grey account?
Clients or an employer can pay your Grey USD details, you can wire dollars from another bank, or use a balance already held.
Can I keep a record of what I have sent?
Each transfer stays in your Grey history with the amount, rate and fee attached, which is useful when invoices need reconciling later.
What if I enter the wrong IBAN?
Message Grey support in the app straight away. What can be done depends on the receiving bank, so verify the IBAN beforehand.
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