Send Money from Thailand to Ireland
Much of this corridor is self-payment: dollar earnings from contract work turned into euro and sent to an Irish account the sender has kept open, often to cover a mortgage, pension contributions or savings. Family support, euro invoices from Irish suppliers and payments to contractors travel the same way. The money lands as an ordinary euro credit at an Irish bank, addressed by IBAN.
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From US dollars in Thailand to euro in an Irish account
Paying yourself is the commonest reason for this transfer. Irish contractors and consultants living in Thailand are paid in dollars by clients abroad, while the mortgage, the pension contribution and the savings account all stay in Ireland. Alongside them sit people sending money to parents or children at home, and Thailand-based companies settling Irish agencies and freelancers who invoice in euro.
Grey works from a dollar balance you already hold. The Grey USD account is provided by Lead Bank and comes with US routing and account numbers, so clients, employers and platforms abroad pay you into it without an intermediate step. The conversion into euro happens when you choose, on figures the app shows you beforehand.
At the Irish end the transfer is a standard euro credit. Bank of Ireland, AIB and Ulster Bank are supported along with other Irish banks, and one IBAN covers the routing, whether the account is a parent's, a solicitor's client account or your own.
How to send money to Ireland from Thailand
Sign up
Get the Grey app, open an account from your phone and complete verification with a passport or another accepted photo identity document. Grey Inc is registered with FinCEN, registered address 651 N Broad St, Suite 206, Middletown, DE 19709, United States.
Fund
Lead Bank provides your Grey USD account, with US routing and account numbers attached. Pass those to clients, an employer or a platform, or wire dollars over from a dollar account you keep at another bank. Euro sent to Ireland is bought from that balance.
Send
Choose Ireland and type in the IBAN. Check the euro amount, the rate and the fee on the confirmation screen, then confirm. From that point the rate is held and the euro total will not move.
The cost of sending euro to Ireland
Only one of the two charges on a euro transfer is usually advertised. The other sits in the difference between your quoted rate and the market rate, which is why a provider can waive the fee and still deliver fewer euro into the account.
Reading the euro total avoids the problem entirely. Run identical dollar amounts through Grey and through the alternative you are weighing up, then look at what each one guarantees to pay out. Both charges are already inside that figure.
With a correspondent bank wire you cannot run that test. Banks in the chain deduct their own charges en route, and the euro that reaches Dublin or Cork can differ from what was quoted before the instruction left. Grey commits to the euro figure first.
Regular payments magnify any gap. A mortgage payment every month, a quarterly contractor invoice or termly fees repeat the same hidden cost until you change how the money is sent.
How the euro rate is fixed on an Irish transfer
Grey fixes the dollar to euro rate when you confirm, not afterwards. The euro total on the confirmation screen is the amount credited in Ireland, regardless of how the market moves in the meantime.
One conversion is all this route involves. Your balance is already in dollars, so there is no earlier exchange to carry, and a single rate and margin apply instead of two in sequence.
Timing stays in your hands while the money is in dollars. Nothing converts to euro until you tell it to, so you can wait for a rate you are content with before sending, as long as the payment is not due.
Grey next to an ordinary bank wire to Ireland
An international wire into Ireland travels through correspondent banks, picking up cut-off times, non-working days and charges that only become clear once the money has moved. Grey passes the last leg to SEPA, so the euro posts to the Irish account the way a domestic payment does.
The difference shows up in what you can promise. With the dollars already funded, an Irish account is usually credited inside a few minutes, quicker still at a bank offering SEPA Instant, and the progress is in the app rather than behind a phone call.
What your recipient in Ireland sees
The euro is credited to an Irish account like any other SEPA payment. Nobody at the receiving end registers with Grey, downloads an app or collects cash.
Which accounts receive it
The IBAN is all you need. Bank of Ireland, AIB, Ulster Bank and other Irish banks accept the credit, for a personal account, a business account or a client account held by a solicitor.
How quickly it lands
Once the dollar balance is funded, euro usually reaches the Irish account in a few minutes. Banks offering SEPA Instant clear it quicker again, weekends included.
GreyTag
Where the recipient also uses Grey, a GreyTag replaces the IBAN. Transfers between Grey users are instant and free, in whichever currency you pick.
Funding a transfer to Ireland
Euro cannot leave Grey until dollars have arrived in it. That makes funding the part of the process worth getting ahead of, particularly when the Irish payment has a date attached.
Client and employer payments
Once your Grey USD account details are with the people who pay you, every later payment lands in Grey by itself.
Dollar wire
Draw on a dollar account held in your name at another bank, wiring the money across with the numbers the app supplies.
Existing Grey balance
Dollars already held convert on demand, so a euro payment can leave for Ireland as soon as you have looked at the rate.
Mortgage dates, insurance renewals and school fees in Ireland do not wait for a client to settle an invoice in Bangkok. Senders who keep dollars in Grey rather than funding each transfer individually can meet those dates on the day, instead of hoping incoming money clears in time.
Who sends money from Thailand to Ireland
Contractors paying themselves
Irish consultants, developers and creatives living in Thailand who move dollar earnings into an account of their own at home to meet a mortgage, pension contributions or savings.
People supporting family at home
Residents of Bangkok, Chiang Mai and Phuket sending euro to parents, partners or children in Ireland out of income received in dollars.
Professionals on a foreign payroll
Employees of overseas companies living in Thailand and paid in US dollars, meeting euro commitments in Ireland from that salary each month.
Businesses paying Irish suppliers
Thailand-based companies settling Irish agencies, software contractors and professional advisers who invoice in euro against an IBAN.
Dollar earners in Thailand with euro commitments in Ireland make up this corridor. Irish contractors paying themselves lead it, with family support, foreign payroll and business payments to Irish suppliers behind them.
The best way to send money from Thailand to Ireland
FAQs
How much does it cost to send money from Thailand to Ireland?
Grey displays the rate and the fee before you confirm. Compare providers on the euro figure each commits to crediting in Ireland.
How long does the euro take to reach an Irish account?
With dollars already funded, the credit usually appears in a few minutes, and faster again where the Irish bank offers SEPA Instant.
What details do I need to send money to Ireland?
Only the recipient's IBAN. No sort code, BIC or secondary reference is required for a euro payment into an Irish account.
Which Irish banks can Grey pay into?
Bank of Ireland, AIB and Ulster Bank are supported, as are other Irish banks that accept euro credits over SEPA.
Can I send to my own Irish account?
Yes. Many senders on this corridor are paying themselves, moving dollar earnings into an Irish account they already hold.
Is there a limit on how much I can send?
Limits that apply to your account appear in the app before you confirm, so nothing about them is discovered after sending.
Can I track the payment?
Yes. A status follows each transfer inside Grey, from the moment of confirmation through to the euro landing in Ireland.
Is Grey safe for sending money to Ireland?
Grey Inc is registered with FinCEN in the United States, transfers are encrypted, and every payout is traceable in the app.
How do I fund the transfer from Thailand?
With US dollars only: invoices or salary paid into your Grey USD account, a dollar wire from another bank, or an existing balance.
Does my recipient need a Grey account?
No. An Irish bank account able to receive a SEPA credit is the only requirement on their side.
What if I enter the wrong IBAN?
Read the IBAN back on the confirmation screen before sending. If a payment has already left with an error, report it in the app immediately.
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