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How Filipino senders fund people in Thailand
Southeast Asians study, work and trade across Thailand constantly, and a Grey card works across Bangkok. Local bank payout isn't available on this route from Manila, so Grey runs it Grey-to-Grey. Your recipient holds a free Grey account with a USD balance. You send to their GreyTag from the Philippines.
The dollars arrive instantly and free. They spend by virtual card at Bumrungrad and Bangkok Hospital, AIT, Assumption University and Chulalongkorn and most merchants, or withdraw as stablecoin.
How sending to Thailand works

Sign up
You open Grey in the Philippines with your passport or PhilSys ID. Your recipient opens Grey in Thailand with their passport or local ID. Both take a few minutes.
Fund
Hold your foreign earnings in USD on Grey. When a payment to Thailand is due, convert exactly that amount to USD and send.
Send
Type the GreyTag, type the dollar amount, tap send. From Manila to Bangkok there's nothing to convert and nothing to pay.
What this route costs
Card payments in Bangkok convert at the point of sale. Your recipient sees the exact dollar amount deducted for each purchase, at Bumrungrad and Bangkok Hospital or a corner shop. You see the USD cost of what you sent from Manila.

Rate fixed at confirmation

No rate applies on this route. Dollars sent from Manila arrive as the same dollars in Bangkok.
For a monthly allowance, that means the exact figure every time, with nothing lost in between.


Why a Grey-to-Grey transfer beats a wire here
A dollar wire from Manila to a bank in Bangkok takes days, attracts a receiving fee, and then converts at the bank's rate. A GreyTag transfer lands in seconds, costs nothing, and your recipient spends dollars directly at Bumrungrad and Bangkok Hospital or anywhere else. For anyone living in Thailand on money from abroad, the card is the bank.
What your recipient gets in Thailand
Dollars in their own Grey account, instantly, sent from Manila. They spend on a Grey virtual card at Bumrungrad and Bangkok Hospital, AIT, Assumption University and Chulalongkorn, shops, restaurants and online. They can also hold USD, EUR or GBP balances, or convert to USDC and withdraw to a wallet of their choice.

Grey virtual card
Rain Visa or Miden Mastercard, accepted across Bangkok and online.

Hold in dollars
Keep the balance in USD and spend as needed. No forced conversion.

Stablecoin withdrawal
Convert to USDC and withdraw to an external wallet when local cash is needed.
How to fund
Filipino freelancers and BPO contractors receive dollar pay into Grey. That balance sends onward without a peso conversion. From there, the GreyTag transfer to Bangkok is dollars to dollars, instant and free.
Get paid to Grey
USD, EUR or GBP account details in your name.
Keep it in dollars
Convert to USD only when Bangkok needs paying.
Send in one step
Rate shown, fee shown, USD delivered.
A monthly allowance to Bangkok is simplest with a standing balance and the recipient's GreyTag saved.
Who sends from the Philippines to Thailand
Medical patients
Family topping up a relative's Grey balance during treatment in Bangkok.
Long-stay residents
Remote workers, retirees and teachers living in Thailand on income from abroad.
Travellers
Topping up your own Grey card before a trip so you spend dollars, not a marked-up local card.
Students
Allowances for students at AIT, Assumption, Chulalongkorn and Mahidol, spent by card.
Filipino freelancers, BPO contractors and online sellers are paid in dollars, and send onward from Grey. On this route it's mostly people supporting someone who's physically in Bangkok: students at AIT, Assumption University and Chulalongkorn, patients, posted staff and long-stay residents. All of them can hold a Grey account there.
Why Grey for the Philippines to Thailand
Thailand isn't a bank-payout corridor for Grey, from Manila or anywhere else. It's a Grey-to-Grey corridor, and for students at AIT, Assumption University and Chulalongkorn, patients and posted staff in Bangkok that's the faster, cheaper option anyway.
No conversion from Manila. Dollars land in your recipient's Grey account in Bangkok instantly. No local bank payout on this route.


