Send money from the Philippines to Senegal
For senders in Manila and Cebu, the Dakar side matters most. Senegal imports textiles, electronics and vehicles from Asia, and Asian firms in Dakar pay local suppliers. From Manila, that means USD turned into CFA francs at a rate you can see, landing in Dakar the same day.
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XOF
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The the Philippines to Senegal corridor, explained
From Cebu to Dakar. Senegal imports textiles, electronics and vehicles from Asia, and Asian firms in Dakar pay local suppliers.
Filipino freelancers and BPO contractors receive dollar pay into Grey. That balance sends onward without a peso conversion. Grey then shows the USD to XOF rate and fee as two separate numbers and delivers to CBAO or any other bank in Senegal. The recipient doesn't need Grey.
How sending to Senegal works
Sign up
Opening takes a passport or PhilSys ID and a selfie. What you get is a foreign-currency account in Manila that can pay out to Senegal. Grey works with licensed partners serving the Philippines.
Fund
Your Grey balance in Manila comes from abroad: a dollar salary, a euro invoice, a GreyTag from family. Any of those pays for Dakar.
Send
Add the recipient's RIB from their CBAO, Ecobank or SGBS statement. Grey shows the XOF they'll receive before you confirm from Manila.
What a transfer to Senegal actually costs
Grey prices the transfer once, in Manila. You see the rate, you see the fee, and the XOF amount that lands at CBAO is the one you agreed to.
No re-pricing after you tap send
Rate fixed at confirmation, XOF amount shown before you send, nothing adjusted after. That's the whole promise from Manila to Dakar.
On a route where the destination currency moves, it's the reason to use a service at all.
Why this corridor gets overlooked
Senegal sits inside the CFA zone, so every payment crosses a currency wall. The cost of crossing it is the spread, not the distance. From Cebu, Grey turns that into a quoted USD to XOF rate and a XOF deposit at CBAO, same as any local transfer.
The recipient's side in Senegal
Delivery is to the bank account, in XOF, as a domestic credit. That covers CBAO, Ecobank Senegal, Société Générale Sénégal, Bank of Africa and every other bank in Senegal. Nothing for the recipient to do, and a settlement record for you in Manila.
Straight to the account
No cash pickup, no agent, no collection code. XOF into the bank.
One recipient, many payments
Save the Dakar recipient once and reuse the details.
Receipts
Download a receipt for each transfer showing rate, fee and XOF delivered.
How Filipino senders fund
Filipino freelancers and BPO contractors receive dollar pay into Grey. That balance sends onward without a peso conversion. A transfer to Dakar is then one conversion, shown before you confirm.
Get paid to Grey
USD, EUR or GBP account details in your name.
Keep it in dollars
Convert to XOF only when Dakar needs paying.
Send in one step
Rate shown, fee shown, XOF delivered.
If you're covering a monthly obligation in Dakar, a standing balance on Grey means the transfer never waits on a bank in Manila.
Senders from Manila to Dakar
Students
Fees and living costs at Université Cheikh Anta Diop and private institutes.
Property and events
Contributions to building projects and family ceremonies paid in CFA francs.
Family support
Monthly contributions to relatives in Dakar, Thiès, Saint-Louis and Touba.
Trade
Payments to suppliers at Sandaga, HLM and Colobane, often weekly.
The senders on this corridor are easy to describe. Filipino freelancers, BPO contractors and online sellers are paid in dollars, and send onward from Grey. Senegal imports textiles, electronics and vehicles from Asia, and Asian firms in Dakar pay local suppliers.
Why senders in Manila switch
What senders in Manila want on this route isn't the cheapest headline rate. It's knowing the XOF that arrives at CBAO matches what they promised.
Quoted in Manila, delivered to Dakar. One conversion, one fee, XOF into CBAO, Ecobank Senegal, Société Générale Sénégal, Bank of Africa or any Senegalese bank.
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