Send money from the Philippines to Ethiopia
Asian firms building in Ethiopia pay local staff, and Ethiopian students study across Asia. A sender in Manila hits the same wall. Local banks in Ethiopia won't take a direct USD transfer, and a dollar wire takes days and loses a slice on arrival. There's a faster route, and it runs through your recipient's own Grey account.
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Sending dollars to Ethiopia from the Philippines
Grey doesn't pay out to Ethiopian bank accounts in local currency, from Manila or anywhere else. What it does instead is often better for this corridor. Your recipient opens a free Grey account in Ethiopia. You send dollars to their GreyTag from the Philippines. The money lands in seconds with no fee.
They spend it on a Grey virtual card anywhere Visa or Mastercard is accepted in Addis Ababa, hold it in USD, or convert to USDC and withdraw. Asian firms building in Ethiopia pay local staff, and Ethiopian students study across Asia.
How sending to Ethiopia works

Sign up
You open Grey in the Philippines with your passport or PhilSys ID. Your recipient opens Grey in Ethiopia with their passport or local ID. Both take a few minutes.
Fund
Your Grey balance in Manila comes from abroad: a dollar salary, a euro invoice, a GreyTag from family. Any of those pays for Addis Ababa.
Send
GreyTag to GreyTag, dollars to dollars. The transfer to Addis Ababa is instant and free from Manila.
What this route costs
Card payments in Addis Ababa convert at the point of sale. Your recipient sees the exact dollar amount deducted for each purchase, at the African Union and ECA or a corner shop. You see the USD cost of what you sent from Manila.

Rate fixed at confirmation

No rate applies on this route. Dollars sent from Manila arrive as the same dollars in Addis Ababa.
For a monthly allowance, that means the exact figure every time, with nothing lost in between.


Why a Grey-to-Grey transfer beats a wire here
A dollar wire from Manila to a bank in Addis Ababa takes days, attracts a receiving fee, and then converts at the bank's rate. A GreyTag transfer lands in seconds, costs nothing, and your recipient spends dollars directly at the African Union and ECA or anywhere else. For anyone living in Ethiopia on money from abroad, the card is the bank.
What your recipient gets in Ethiopia
Dollars in their own Grey account, instantly, sent from Manila. They spend on a Grey virtual card at the African Union and ECA, Addis Ababa University, shops, restaurants and online. They can also hold USD, EUR or GBP balances, or convert to USDC and withdraw to a wallet of their choice.

Grey virtual card
Rain Visa or Miden Mastercard, accepted across Addis Ababa and online.

Hold in dollars
Keep the balance in USD and spend as needed. No forced conversion.

Stablecoin withdrawal
Convert to USDC and withdraw to an external wallet when local cash is needed.
How to fund
Filipino freelancers and BPO contractors receive dollar pay into Grey. That balance sends onward without a peso conversion. From there, the GreyTag transfer to Addis Ababa is dollars to dollars, instant and free.
Income arrives
From an employer, a platform or a client abroad.
Balance waits
In USD, until the Ethiopia payment is due.
Transfer goes
One conversion to USD, into .
A monthly allowance to Addis Ababa is simplest with a standing balance and the recipient's GreyTag saved.
Who sends from the Philippines to Ethiopia
Students
Allowances for students at Addis Ababa University and regional institutes.
Conference travellers
Topping up your own Grey card before an AU summit or ECA event.
Diaspora families
Support for relatives in Addis, Bahir Dar, Hawassa and Dire Dawa.
AU and UN staff
Family support for those posted to the African Union, ECA and agencies in Addis.
Filipino freelancers, BPO contractors and online sellers are paid in dollars, and send onward from Grey. On this route it's mostly people supporting someone who's physically in Addis Ababa: students at Addis Ababa University, patients, posted staff and long-stay residents. All of them can hold a Grey account there.
Why Grey for the Philippines to Ethiopia
Ethiopia isn't a bank-payout corridor for Grey, from Manila or anywhere else. It's a Grey-to-Grey corridor, and for students at Addis Ababa University, patients and posted staff in Addis Ababa that's the faster, cheaper option anyway.
No conversion from Manila. Dollars land in your recipient's Grey account in Addis Ababa instantly. No local bank payout on this route.


