Send money from Nigeria to Tanzania
Dar es Salaam has become a working destination for Nigerian business: freight through the port, distribution across East Africa, and a growing number of Nigerian students in Tanzanian universities. Grey converts naira to shillings and pays TZS to a mobile money wallet or a bank account.
NGN
TZS
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Naira to Tanzanian shillings, wallet or bank
Tanzania runs heavily on mobile money, and most people you pay there would rather receive shillings on a phone than in a branch. That includes the driver clearing your cargo, the agent handling a consignment inland, and the student whose upkeep arrives at the start of the month.
Grey converts your balance to TZS once and delivers to M-Pesa Tanzania, Tigo Pesa or Airtel Money against a registered number, or into an account at CRDB Bank, NMB Bank, Stanbic Tanzania or Standard Chartered Tanzania. From a funded balance the shillings typically arrive within minutes.
Sending shillings in three steps
Sign up
Verify in the app with your NIN slip, BVN or international passport and a selfie. Nigerian accounts usually go through within minutes.
Fund
Transfer naira into Grey from Access Bank, First Bank, GTBank or Kuda. A dollar balance from foreign clients can cover the shilling payment instead.
Send
Enter the registered mobile money number and network, or the Tanzanian bank account number. Confirm the shilling total and the fee.
Two numbers that decide the cost
Grey states the NGN to TZS rate and the fee before you send, so the cost of each payment is known at the point you make it.
Over a quarter of weekly transfers, a visible price is what lets you see whether the route is working for you. A rate buried in the conversion never gives you that.
Shillings fixed at the tap
Grey locks NGN to TZS at confirmation, so the shilling figure quoted is the figure credited to the wallet or the account.
That matters when the person receiving is holding a delivery or a registration until the exact amount lands.
Why local shilling delivery wins here
Sending dollars to Tanzania through a bank means your recipient waits for the funds to be converted and released, often with a branch visit attached. Grey pays shillings into the wallet or account directly, so a trader in Dar es Salaam or a student in Dodoma can use the money immediately.
What your recipient in Tanzania sees
A shilling credit in the wallet or bank account they already use, the same as a domestic Tanzanian transfer. No Grey account on their side.
Mobile money wallets
TZS into M-Pesa Tanzania, Tigo Pesa or Airtel Money against a registered mobile number.
Bank account
Shillings into CRDB Bank, NMB Bank, Stanbic Tanzania or Standard Chartered Tanzania by account number.
Grey user to Grey user
A GreyTag transfer between Grey users is free and lands instantly.
What you need first
For a wallet payout, the mobile number and the correct network, since a number registered to Airtel Money will not receive on M-Pesa. For a bank payout, the account number and the bank name.
Naira top-up
From your Nigerian banking app into Grey, usually reflected within minutes.
Foreign currency
USD, GBP or EUR on Grey can fund the Tanzanian payout with no naira step.
Stored details
Store the wallet or account once and repeat payments take seconds.
Businesses settling with the same agents each week keep them saved and send without re-entering anything.
What moves on the Tanzania route
Freight and clearing
Payments to clearing agents, hauliers and warehouse operators working the port of Dar es Salaam.
Regional business
Nigerian companies paying staff, distributors and service providers across Tanzania.
Student costs
Tuition and upkeep for Nigerian students at universities in Dar es Salaam, Dodoma and Arusha.
Household support
Money to relatives and dependants, usually straight to a mobile money wallet.
Trade and study carry this corridor. Nigerian businesses working through Dar es Salaam, and families paying for education across Tanzanian cities.
Why Grey suits this East African route
Regional business runs on small settlements rather than single large transfers. What makes them workable is a price you can see each time and a payout that reaches a wallet without a branch in between.
One conversion from naira, the rate held at confirmation, shillings paid into a Tanzanian mobile money wallet or bank account.
FAQs
Which currency arrives in Tanzania?
Tanzanian shillings. Grey converts your Nigerian balance to TZS and pays it into a mobile money wallet or bank account locally.
Which mobile money networks are supported?
M-Pesa Tanzania, Tigo Pesa and Airtel Money. Enter the number registered to the wallet and the matching network.
What happens if I choose the wrong network?
The payout can fail, because a number registered to Airtel Money will not receive on M-Pesa. Confirm the network with your recipient first.
Which Tanzanian banks can receive shillings?
CRDB Bank, NMB Bank, Stanbic Tanzania and Standard Chartered Tanzania among others. Enter the account number in the Grey app.
How do I fund a shilling payment before cargo clears Dar es Salaam?
By naira transfer from Zenith Bank, Access Bank, GTBank, First Bank, UBA or Kuda into Grey, then convert to shillings when the agent invoices.
Can a Nigerian business pay clearing agents in Dar es Salaam?
Yes. Save each agent as a recipient and settle in shillings, with the rate and fee visible before every payment.
How soon do the shillings reach a student in Dodoma?
Transfers from a funded Grey balance typically arrive within minutes, whether the upkeep goes to a mobile money wallet or a Tanzanian bank account.
Is the shilling amount fixed when I confirm?
Yes. The NGN to TZS rate is locked at confirmation, so the shilling figure quoted is the amount credited.
Does a clearing agent in Dar es Salaam need a Grey account?
No. The shillings reach the M-Pesa Tanzania, Tigo Pesa or Airtel Money number they already use, or their CRDB Bank or NMB Bank account.
Can I pay student fees in Tanzania?
Yes. Use the institution bank account details and the fees are credited in shillings as a domestic Tanzanian transfer.
What identification does Grey ask for?
A valid identity document such as a NIN slip, BVN or international passport, plus a selfie. Opening the account is free.
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