Put your money towards what matters, one Pouch at a time

Create a Pouch in USD, GBP, or EUR, name your goal, and set money aside without converting currencies

What you can do

Choose your currency

Choose USD, GBP or EUR to set money aside in the currency you use

Create a Pouch for every goal

Give your Pouch a name, choose your goal, and track your progress in one place

Grow it without thinking about it

Turn on Round-ups to automatically add spare change from your Grey card transactions to your Pouch

How it works

How it works

Create a Pouch

Choose USD, GBP or EUR and give your Pouch a name.

Fund it

Move money into your Pouch from your Grey balance, or let round-ups build it for you.

Turn on Round-ups

Every card transaction sends spare change into your Pouch. Check in anytime to see how close you are.

Reach your goal

Add more when you can, and move your money back to your Grey balance instantly when you need it.

Who is this for?

The saver with money already sitting in their account

You don’t need to lose money to exchange rate conversions. Keep your USD, GBP or EUR and create a Pouch in the currency you already use.

The remote worker paid in foreign currency

You want to set money aside the moment you’re paid, in the currency you were paid in, without converting first and losing value along the way.

The creator juggling payouts in different currencies

Money comes in, and somehow it’s gone before you’ve set anything aside. Pouch helps you budget the moment a payment lands, not after it’s spent.

The freelancer planning for multiple things at once

Rent, a new laptop, an emergency fund, all at the same time. One balance makes it hard to track. Multiple Pouches make it a lot easier

Who is this for?

The saver with money already sitting in their account

You’ve noticed you don’t spend everything you receive, but it’s just sitting in your balance with no plan. A Pouch gives that money a name and a job

Who is this for?

The remote worker paid in foreign currency

You want to set money aside the moment you’re paid, in the currency you were paid in, without converting first and losing value along the way

Who is this for?

The creator juggling payouts in different currencies

Money comes in, and somehow it’s gone before you’ve set anything aside. Pouch helps you budget the moment a payment lands, not after it’s spent

Who is this for?

The freelancer planning for multiple things at once

Rent, a new laptop, an emergency fund, all at the same time. One balance makes it hard to track. Multiple Pouches make it a lot easier

Why create a Pouch on Grey

Safe and secure

Pouch is built into Grey, so your money stays in the account you know and trust

Flexibility

Add money, move it back to your balance, or change your goal whenever your plans change

No extra steps

Set money aside in minutes, right from your Grey balance

FAQs

Which currencies can I keep?
expand
USD, GBP or EUR. You can hold in any of them without converting first.
Do I need a new app or account to use Pouch?
expand
No. Pouch works within your existing Grey account. There’s nothing new to download or set up.
Is there a minimum to create a Pouch?
expand
$10, €10, or £10 to create and fund. After that, top-ups start from $0.01.
Can I have more than one Pouch?
expand
Yes. Create as many as you need, each with its own name and currency.
Can I take money out of a Pouch whenever I want?
expand
Yes, you can. Withdrawals go back to your Grey balance in the same currency. No lock-in, no penalties.
Does Pouch pay interest?
expand
Not at this time. Pouch currently helps you organise and hold funds in the currency you choose.
How is Grey Pouch different from a savings account?
expand
Grey Pouch is a sub-wallet inside your Grey account. It is not a bank savings account. It lets you split your balance into named goals without moving money out of Grey.