See today's US dollar to South African rand rate, the fees Grey charges and the exact rand amount your recipient in South Africa gets, all before you confirm.

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Convert US dollars to South African rand at a fair rate
The South African rand (ZAR) is the official currency of South Africa, issued by the South African Reserve Bank. 1 ZAR equals 100 cent. Grey is a financial technology company, not a bank, registered with FinCEN in the United States. Before you confirm, you see the rate, the fees and the exact rand amount your recipient gets.
USD to ZAR conversion table
Amounts shown are indicative at the mid-market rate and do not include Grey's fees.
USD to ZAR | |
|---|---|
| 1 USD | 16.45 ZAR |
| 5 USD | 82.18 ZAR |
| 10 USD | 164.37 ZAR |
| 20 USD | 328.73 ZAR |
| 50 USD | 821.83 ZAR |
| 100 USD | 1,643.66 ZAR |
| 250 USD | 4,109.14 ZAR |
| 500 USD | 8,218.29 ZAR |
ZAR to USD | |
|---|---|
| 10,000 ZAR | 576.13 USD |
| 50,000 ZAR | 2,880.64 USD |
| 100,000 ZAR | 5,761.28 USD |
| 200,000 ZAR | 11,522.55 USD |
| 250,000 ZAR | 14,403.19 USD |
| 500,000 ZAR | 28,806.38 USD |
| 1,000,000 ZAR | 57,612.77 USD |
| 1,500,000 ZAR | 86,419.15 USD |
What this rate means for your transfer
The exchange rate is one part of what a transfer costs. Before you confirm, Grey shows the rate applied to your transfer and the exact amount your recipient receives in Nigerian naira. No hidden markup, no surprises at the end.

Frequently asked questions
What is the USD to ZAR exchange rate today?
Today's USD to ZAR rate is in the calculator at the top of this page. It is the mid-market rate. When you send, Grey adds a 1 percent conversion fee capped at $6, plus a deposit fee and a send fee, all shown separately before you confirm.
How much South African rand will I get for $500?
Enter $500 in the calculator above to see the live rand amount. Fees on a transfer of that size are about $4 for the ACH deposit and $5 for the conversion, plus the send fee, and Grey shows the final amount your recipient gets before you confirm.
How do I convert USD to ZAR with Grey?
Create a free Grey account, verify your identity and fund your balance by ACH, wire or FedNow. Then send to your recipient in South Africa: Grey applies the live USD to ZAR rate and shows every fee before you confirm.
How does my recipient in South Africa receive the money?
Grey pays out in South African rand to your recipient in South Africa. Before you confirm, you see the rate, the fees and the exact amount that will arrive.
What is the fee for converting USD to ZAR?
Grey charges a deposit fee (0.8 percent by ACH, minimum $2, maximum $10), a conversion fee of 1 percent capped at $6, and a send fee shown before you confirm. Grey does not add a margin to the exchange rate on top of the stated fees.
How long does a transfer from the US to South Africa take?
The estimated delivery time is shown before you confirm. Funding your balance can take longer than the transfer itself, depending on the funding method. If you fund via ACH, allow 1 to 2 business days for the funds to clear first.






