See today's US dollar to Ghanaian cedi rate, the fees Grey charges and the exact cedi amount your recipient in Ghana gets, all before you confirm.

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Convert US dollars to Ghanaian cedis at a fair rate
Sending US dollars to Ghana? Grey shows what your recipient will actually receive in Ghanaian cedi, with the live rate and every fee on screen before you confirm. Grey is a financial technology company, not a bank, registered with FinCEN in the United States.
USD to GHS exchange rate today
Amounts shown are indicative at the mid-market rate and do not include Grey's fees.
USD to GHS | |
|---|---|
| 1 USD | 11.64 GHS |
| 5 USD | 58.22 GHS |
| 10 USD | 116.43 GHS |
| 20 USD | 232.87 GHS |
| 50 USD | 582.16 GHS |
| 100 USD | 1,164.33 GHS |
| 250 USD | 2,910.81 GHS |
| 500 USD | 5,821.63 GHS |
GHS to USD | |
|---|---|
| 10,000 GHS | 812.60 USD |
| 50,000 GHS | 4,063.01 USD |
| 100,000 GHS | 8,126.03 USD |
| 200,000 GHS | 16,252.06 USD |
| 250,000 GHS | 20,315.07 USD |
| 500,000 GHS | 40,630.14 USD |
| 1,000,000 GHS | 81,260.28 USD |
| 1,500,000 GHS | 121,890.42 USD |
What this rate means for your transfer
The exchange rate is one part of what a transfer costs. Before you confirm, Grey shows the rate applied to your transfer and the exact amount your recipient receives in Ghanaian cedis. No hidden markup, no surprises at the end.

Frequently asked questions
What is the USD to GHS exchange rate today?
Today's USD to GHS rate is in the calculator at the top of this page. It is the mid-market rate. When you send, Grey adds a 1 percent conversion fee capped at $6, plus a deposit fee and a send fee, all shown separately before you confirm.
How much Ghanaian cedis will I get for $500?
Enter $500 in the calculator above to see the live cedi amount. Fees on a transfer of that size are about $4 for the ACH deposit and $5 for the conversion, plus the send fee, and Grey shows the final amount your recipient gets before you confirm.
How do I convert USD to GHS with Grey?
Create a free Grey account, verify your identity and fund your balance by ACH, wire or FedNow. Then send to your recipient in Ghana: Grey applies the live USD to GHS rate and shows every fee before you confirm.
How does my recipient in Ghana receive the money?
Grey pays out in Ghanaian cedi to your recipient in Ghana. Before you confirm, you see the rate, the fees and the exact amount that will arrive.
What is the fee for converting USD to GHS?
Grey charges a deposit fee (0.8 percent by ACH, minimum $2, maximum $10), a conversion fee of 1 percent capped at $6, and a send fee shown before you confirm. Grey does not add a margin to the exchange rate on top of the stated fees.
How long does a transfer from the US to Ghana take?
The estimated delivery time is shown before you confirm. Funding your balance can take longer than the transfer itself, depending on the funding method. If you fund via ACH, allow 1 to 2 business days for the funds to clear first.






