Check the live US Dollar to USDT exchange rate. Grey shows the rate, the fees and the exact USDT amount you receive, all before you confirm.

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Convert US dollars to USDT at a fair rate
USDT, also known as Tether, is a US dollar stablecoin issued by Tether Limited. It is designed to keep a 1:1 value with the US dollar. Grey is a financial technology company, not a bank, registered with FinCEN in the United States. When you convert US dollars to USDT with Grey, you see the rate, the fees and the exact amount before you confirm.
USD to USDT exchange rate today
Amounts shown are indicative at the mid-market rate and do not include Grey's fees.
USD to USDT | |
|---|---|
| 1 USD | 1.00 USDT |
| 5 USD | 4.99 USDT |
| 10 USD | 9.98 USDT |
| 20 USD | 19.96 USDT |
| 50 USD | 49.90 USDT |
| 100 USD | 99.80 USDT |
| 250 USD | 249.50 USDT |
| 500 USD | 499.00 USDT |
![]() USDT to USD | |
|---|---|
| 10,000 USDT | 9,980.00 USD |
| 50,000 USDT | 49,900.00 USD |
| 100,000 USDT | 99,800.00 USD |
| 200,000 USDT | 199,600.00 USD |
| 250,000 USDT | 249,500.00 USD |
| 500,000 USDT | 499,000.00 USD |
| 1,000,000 USDT | 998,000.00 USD |
| 1,500,000 USDT | 1,497,000.00 USD |
What this rate means for your transfer
The exchange rate is one part of what a transfer costs. Before you confirm, Grey shows the rate applied to your transfer and the exact amount your recipient receives in Nigerian naira. No hidden markup, no surprises at the end.

Frequently asked questions
What is the USD to USDT exchange rate today?
The live USD to USDT exchange rate today is shown in the calculator above. This is the mid-market rate. Grey's transfer rate includes a 1 percent conversion fee capped at $6, plus a deposit fee and a send fee, all shown separately before you confirm.
How much USDT will I get for $500?
At today's live rate, $500 converts to the amount shown in the calculator above. The Grey fees on a $500 transfer are about $9 (about $4 for the ACH deposit and $5 for the conversion), plus the send fee. Grey shows the exact USDT amount you receive before you confirm.
How do I convert USD to USDT with Grey?
Open a free Grey account, verify your identity, fund your balance, then convert and withdraw. Grey converts USD to USDT at the live rate and shows the rate and fees before you confirm.
What should I check before sending USDT to a wallet?
If you send USDT to an external wallet, check that the address supports USDT on the network you choose, and copy it carefully. Blockchain transfers can't be reversed, so a wrong address can mean lost funds.
What is the fee for converting USD to USDT?
Grey charges a deposit fee (0.8 percent by ACH, minimum $2, maximum $10), a conversion fee of 1 percent capped at $6, and a send fee shown before you confirm. Grey does not add a margin to the exchange rate on top of the stated fees.
How long does converting to USDT take?
The estimated delivery time is shown before you confirm. Funding your balance can take longer than the transfer itself, depending on the funding method. If you fund via ACH, allow 1 to 2 business days for the funds to clear first.







