Check the live US Dollar to USDC exchange rate. Grey shows the rate, the fees and the exact USDC amount you receive, all before you confirm.

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Convert US dollars to USDC at a fair rate
USDC is a US dollar stablecoin issued by Circle. It is designed to keep a 1:1 value with the US dollar. Grey is a financial technology company, not a bank, registered with FinCEN in the United States. When you convert US dollars to USDC with Grey, you see the rate, the fees and the exact amount before you confirm.
USD to USDC exchange rate today
Amounts shown are indicative at the mid-market rate and do not include Grey's fees.
USD to USDC | |
|---|---|
| 1 USD | 1.00 USDC |
| 5 USD | 4.99 USDC |
| 10 USD | 9.98 USDC |
| 20 USD | 19.96 USDC |
| 50 USD | 49.90 USDC |
| 100 USD | 99.80 USDC |
| 250 USD | 249.50 USDC |
| 500 USD | 499.00 USDC |
![]() USDC to USD | |
|---|---|
| 10,000 USDC | 9,980.00 USD |
| 50,000 USDC | 49,900.00 USD |
| 100,000 USDC | 99,800.00 USD |
| 200,000 USDC | 199,600.00 USD |
| 250,000 USDC | 249,500.00 USD |
| 500,000 USDC | 499,000.00 USD |
| 1,000,000 USDC | 998,000.00 USD |
| 1,500,000 USDC | 1,497,000.00 USD |
What this rate means for your transfer
The exchange rate is one part of what a transfer costs. Before you confirm, Grey shows the rate applied to your transfer and the exact USDC amount you receive. No hidden markup, no surprises at the end.

Frequently asked questions
What is the USD to USDC exchange rate today?
Today's USD to USDC rate is in the calculator at the top of this page. It is the mid-market rate. When you send, Grey adds a 1 percent conversion fee capped at $6, plus a deposit fee and a send fee, all shown separately before you confirm.
How much USDC will I get for $500?
Enter $500 in the calculator above to see the live USDC amount. Fees on a transfer of that size are about $4 for the ACH deposit and $5 for the conversion, plus the send fee, and Grey shows the final amount you get before you confirm.
How do I convert USD to USDC with Grey?
Create a free Grey account, verify your identity and fund your balance by ACH, wire or FedNow. Then convert to USDC: Grey applies the live USD to USDC rate and shows every fee before you confirm.
What should I check before sending USDC to a wallet?
If you send USDC to an external wallet, check that the address supports USDC on the network you choose, and copy it carefully. Blockchain transfers can't be reversed, so a wrong address can mean lost funds.
What is the fee for converting USD to USDC?
Grey charges a deposit fee (0.8 percent by ACH, minimum $2, maximum $10), a conversion fee of 1 percent capped at $6, and a send fee shown before you confirm. Grey does not add a margin to the exchange rate on top of the stated fees.
How long does converting to USDC take?
The estimated delivery time is shown before you confirm. Funding your balance can take longer than the transfer itself, depending on the funding method. If you fund via ACH, allow 1 to 2 business days for the funds to clear first.







