How to budget in foreign currencies using the Grey card

Online shopping has transformed the way people buy everything, from software subscriptions to airline tickets. But with every click comes a familiar concern: Is it safe to enter my card details? Data breaches, phishing scams and merchant hacks have made many shoppers think twice before using their primary debit or credit card online. As a result, digital payment tools that reduce the risk of exposing sensitive card information are becoming increasingly popular worldwide.

One of the most practical solutions is a Mastercard virtual card. Unlike a physical card, it exists only in digital form and is designed for online transactions. It's important to note, however, that Mastercard does not issue virtual cards directly. Instead, banks and financial technology companies provide Mastercard-powered virtual cards to their customers.

This guide explains how Mastercard virtual cards work, where to get one, their advantages, limitations and what you should know before using one for online shopping or international payments.

Also read: How non-US residents can get a virtual dollar card in 2026

What is a Mastercard virtual card and how does it work?

Online payments have become faster than ever, but they've also changed what people expect from a payment card. Instead of waiting days for a plastic card to arrive in the mail, many consumers now want immediate access to a secure payment method they can use within minutes. That's exactly where a Mastercard virtual card fits.

A Mastercard virtual card is a digital payment card linked to a Mastercard account that can be used for online purchases anywhere Mastercard is accepted. Many providers issue virtual cards instantly, allowing users to start shopping online almost immediately. Another advantage is flexibility.

Virtual cards can often be paused, frozen or replaced through an app without waiting for a new card to be delivered. Because your physical card details remain hidden, virtual cards also provide an extra layer of protection against fraud and unauthorised online transactions.

Also read: Mastercard Exchange Rate: How It Works and What You Pay

Best ways to use a Mastercard virtual card for online shopping

Not every online purchase carries the same level of risk. Paying for a monthly streaming subscription, buying software from an overseas website or shopping with a retailer you've never used before often means sharing your card details with merchants you don't know well. A Mastercard virtual card gives you a safer way to complete these transactions without exposing your primary payment card.

Virtual cards are commonly used for subscription services, purchases from international websites, online marketplaces and merchants you haven't used before. Since they work like a regular Mastercard, they're accepted anywhere Mastercard payments are supported online, making them a convenient option for both local and cross-border shopping.

Using one is simple. At checkout, enter the virtual card number, expiry date and CVV security code just as you would with a physical card. If the payment is approved, the transaction is completed normally, while your physical card details remain protected behind the virtual card.

Also read: How non-US residents can get a virtual dollar card in 2026

Where to get a free Mastercard virtual card

The growing demand for secure online payments has encouraged both banks and fintech companies to offer virtual Mastercard options. Today, many providers issue virtual cards that can be activated within minutes, giving users a fast way to shop online, pay for subscriptions and make international purchases without waiting for a physical card to arrive.

When a provider advertises a free Mastercard virtual card, it usually means there is no card issuance fee. However, "free" doesn't always mean there are no costs at all. Some providers charge monthly maintenance fees, foreign transaction fees, currency conversion markups or inactivity charges. Others may require you to fund your account before the card can be used.

Before choosing a provider, read the pricing page carefully. Compare card issuance fees, ongoing charges, funding costs and spending limits. A truly cost-effective virtual card should not only be free to obtain but also affordable to use for your everyday online and international payments.

When should you use a Mastercard virtual card?

Mastercard virtual cards are designed for situations where convenience and security matter most. Here are some of the best ways to use one for everyday online payments.

• International shopping: Buy from overseas retailers that accept Mastercard without exposing your primary payment card, making cross-border purchases more secure and easier to manage.
• Free trials: Use a virtual card when signing up for free trials, helping separate recurring subscriptions from your main card and making future billing easier to monitor.
• One-off purchases: Pay merchants you'll only use once without sharing your everyday card details, reducing the risk of future unauthorised charges or stored payment information.
• Subscription payments: Manage streaming services, software licences and other recurring payments more efficiently, especially when you want greater control over renewals and online spending.
• New merchants: Shop confidently with unfamiliar online stores by using a virtual card instead of your primary payment card, adding an extra layer of protection against fraud.

How does a Grey Visa card work?

Waiting days for a payment card to arrive can slow you down, especially when you need to pay for a subscription or make an international purchase. That's why eligible Grey users can create a virtual Visa card in less than five minutes. The card is issued instantly, so you can start paying online almost immediately after completing the setup process.

Your Grey virtual Visa card spends directly from your available foreign currency balances and can be used anywhere Visa is accepted. If you need separate cards for different purposes, you can create more than one virtual Visa card, making it easier to organise spending for subscriptions, work expenses or personal purchases.

Frequently asked questions

Does Mastercard issue virtual cards directly?

No. Mastercard provides the global payment network but does not issue virtual cards to consumers. Instead, banks and licensed fintech companies issue Mastercard virtual cards under their own programmes, giving customers access to digital payment cards that can be used anywhere Mastercard is accepted online.

Can I use a Mastercard virtual card at any online store?

In most cases, yes. A Mastercard virtual card can be used at online merchants that accept Mastercard payments. However, some retailers, hotels or car rental companies may require a physical card for identity verification or security deposits, so it's worth checking their payment policies beforehand.

Is a virtual Mastercard safer than a physical card?

For online shopping, it often is. A virtual Mastercard keeps your physical card details hidden, reducing the risk of fraud if a merchant's systems are compromised. Many providers also let you freeze, replace or manage the card instantly through their mobile app.

Can I get a free Mastercard virtual card?

Yes. Many banks and fintech providers offer Mastercard virtual cards without an issuance fee. Before signing up, check whether there are other costs, such as monthly maintenance fees, currency conversion charges, funding fees or inactivity fees that could increase the overall cost.

Does the Grey visa card work everywhere Mastercard is accepted?

The Grey Visa is designed for online payments at merchants that accept Mastercard. While it works with many international websites and digital services, acceptance ultimately depends on the individual merchant, their payment policies and any country-specific restrictions that may apply.

How do I top up my Grey virtual Visa card?

You don't need to top up your Grey virtual Visa card separately. Simply add money to your Grey account. Your card spends from your USD balance first. If there isn't enough USD available, Grey will automatically use your available balance in another supported currency to complete the payment.

A Mastercard virtual card offers a faster and more secure way to shop online, especially when making international purchases or paying for digital services. Ready to start? Open a Grey account or download the app to get a Grey virtual Mastercard and spend globally with confidence using your USD, GBP or EUR balance.

The world of work is changing fast; remote jobs, global teams, and opportunities abroad are no longer unusual. For many expats, living and working in a new country feels exciting, full of freedom and discovery. But while chasing those opportunities, it’s easy to overlook the basics that truly shape a good life abroad.

Your health and your savings are at the heart of that foundation. Good health insurance keeps you protected when life throws the unexpected, and disciplined saving gives you security for today and tomorrow. In this article, we’ll explore practical tips to help you secure both, so you can focus on thriving, not just surviving, in your new home.

Read also: Managing money across countries as an expat: A complete guide

Top health insurance challenges expats face abroad

For expats, health insurance isn’t always straightforward. Settling into a new country often means facing unexpected hurdles that make healthcare access difficult. Here are the top issues many expats encounter.

1. Language barriers

Communicating medical needs can be tough when you don’t speak the local language. Misunderstandings with doctors or insurance staff may lead to delays in treatment or incorrect claims processing. Without proper translation support, expats often feel lost navigating healthcare systems that are already unfamiliar and complex.

2. Prejudice and discrimination

Some expats face prejudice when trying to access healthcare or insurance. This may appear as unfair treatment, limited service, or higher premiums simply because they’re foreigners. Such bias makes getting equal, quality care harder and leaves many feeling excluded or less valued in their new country.

3. High cost of coverage

Health insurance abroad can be significantly more expensive, especially for comprehensive or international plans. Premiums, deductibles, and out-of-pocket expenses quickly add up. For expats on limited budgets, this creates financial stress, forcing them to choose between affordability and adequate coverage for themselves or their families.

4. Unfamiliarity with healthcare systems

Every country’s healthcare system works differently, and expats often struggle to understand how things function. From registering with local doctors to knowing what’s covered, the process can feel overwhelming. Without guidance, expats risk underusing their insurance or paying extra for services that should have been covered.

Read also: Getting health insurance and saving in foreign currencies

Why every expat needs a health insurance and savings plan

Living abroad is exciting, but it comes with risks too. That’s why every expat needs both health insurance and savings, to stay secure, prepared, and truly thrive.

1. Peace of mind

Life abroad is exciting, but it can also be unpredictable. Having insurance and savings means you don’t have to panic when surprises come. You know you’re covered, and that calm confidence lets you enjoy your new experiences more fully.

2. Protection

From sudden illnesses to job changes, anything can happen when you’re away from home. Insurance cushions the medical side, while savings give you a financial safety net. Together, they make sure life’s surprises don’t derail your plans completely.

3. Freedom to explore

When you know your health and money are secured, you feel freer to take risks, whether that’s starting a side project, travelling more, or saying yes to opportunities. Insurance and savings don’t hold you back; they help you live boldly.

4. Long-term security

Being an expat is about building a sustainable future not just the present. Savings grow into stability, and insurance protects your health so you can keep moving forward. Both are quiet investments that give you confidence in the long run.

How to manage your health insurance as an expat living abroad

1. Research before you move

Don’t wait until you arrive; understand your destination's healthcare system in advance. Check if the country requires mandatory insurance, what local plans cover, and whether international health insurance is better for you. Being informed early helps you choose a plan that fits your needs and avoids last-minute stress.

2. Choose comprehensive coverage

It’s tempting to go for the cheapest option, but think long-term. Select a plan that covers routine care, emergencies, specialist treatments, and even evacuation if needed. Comprehensive insurance protects you from unexpected bills and ensures you won’t compromise your health because of high medical costs.

3. Keep documents accessible

Always have your insurance details; policy numbers, emergency contacts, and coverage information, easily accessible, both digitally and in print. In urgent situations, you don’t want to scramble for information. Quick access helps hospitals confirm your coverage faster, saving you unnecessary delays or out-of-pocket expenses.

4. Stay updated on renewals

Many expats get caught out by expired policies. Mark renewal dates on your calendar and set reminders. Missing a renewal could leave you uninsured when you need it most. Staying updated ensures continuous coverage and uninterrupted peace of mind while living abroad.

How to save money effectively while living abroad

1. Open a local and foreign account

Having both a local bank account and one in your home country helps you manage money better. Use the local account for daily expenses and the foreign one for savings or big transfers. This separation makes it easier to track spending and grow your savings consistently.

2. Automate your savings

Don’t leave savings to chance; set up automatic transfers each month. Even small amounts add up over time. Automating savings ensures you’re consistently building a financial cushion, no matter how busy life gets abroad. It’s a simple habit that protects you from overspending and keeps your goals on track.

3. Watch exchange rates

As an expat, currency exchange can eat into your income. Monitor rates closely and transfer money when it’s most favourable. Using trusted apps or multi-currency accounts helps reduce fees and make your money go further. Little savings on transfers can grow into significant amounts over time.

4. Plan for emergencies

Life abroad can be unpredictable, with job changes, health issues, or even family needs back home. Create an emergency fund covering at least three to six months of living expenses. Knowing you have that buffer gives you security and peace of mind, no matter what challenges come your way.

Wrapping up

Living abroad comes with exciting opportunities, but it also means being smart about your health, savings, and financial security. With Grey, you can manage money across borders seamlessly and stress-free. From safe transfers to multi-currency accounts, Grey makes expat life easier.

Sign up or download the app now to take charge of your finances.

‍

You know what's interesting about modern work? We’ve got these incredible global opportunities, clients from different continents, collaborators across time zones, projects that span multiple currencies. But the money side of things still feels like an old story.

I was chatting with a freelance designer recently who told me she spends about four hours every week just dealing with payment admin. Four… hours… That’s half a working day spent on currency conversions, bank transfers, and chasing payments instead of doing what she’s actually brilliant at.

If that sounds familiar, then we need to talk because there’s a much better way to handle all this financial stuff. One that actually lets you focus on your work instead of constantly managing money logistics. Here are three ways Grey does exactly that, and I think once you see what’s possible, you’ll wonder how you managed without it.

Also read: Why freelancers lose productivity chasing late payments

1. Your banking finally catches up with how you actually work

Your work has gone completely global. You’re probably collaborating with people across different continents, serving clients in multiple countries, maybe even living somewhere different from where you grew up. Your career operates like it’s 2025, but we know many banks haven’t left 1995.

Grey gets this. You can open proper USD, EUR, or GBP accounts in minutes. These are not pretend accounts or complicated wallet things, but actual accounts that understand you live in the modern world and sometimes need to move money between countries without it being treated like a big deal.

Think about all the time you spend each week on money admin. Checking exchange rates, comparing transfer fees, and explaining to customer service why you need to receive payments from multiple countries. With Grey, that time just comes back to you. All that stuff happens automatically in the background whilst you’re getting on with actual work.

2. Your money moves as quickly as your brilliant ideas do

You’ve done the work, sent the invoice, the client’s paid... and then you're sitting there, checking your banking app, hoping today’s the day it finally shows up.

Sound familiar? Of course it does.

Here’s what happens with Grey instead: when your client in New York pays you or that European company finally sorts out your invoice, the money just appears. Properly appears. In your Grey account. Instantly.

You can have separate USD, EUR, and GBP accounts all at once. So when you get paid in dollars, it goes to your dollar account. Euros go to your euro account. Pounds to your pound account. Each currency stays put until you decide what to do with it. No automatic conversions you didn't ask for.

And it does gets better. Do you know how you usually have to sort out conversion rates, bank transfers, and all that admin? With Grey, you can convert between currencies (we’re talking MXN, BRL, PHP, IDR, ZAR, NGN, KES, TZS, GHS, and loads more) and send it straight to your local bank account. No phone calls to explain why you’re receiving international payments. No surprise bank charges.

The mental shift this creates is huge. Instead of having part of your brain constantly occupied with “Has it arrived yet? What’s the exchange rate today? Will there be hidden fees?”, you can actually focus on what you’re supposed to be doing. You know, the work that pays the bills in the first place.

You may also like: The best currencies to hold for global freelancers

3. One virtual card that actually gets on with the job

Alright, let’s talk about your subscription situation. Go on, tell me you don’t have at least three different cards on the go. There’s your main one that works sometimes, the backup one for when the first one gets declined by international sites, and maybe even a third one that you’re not entirely sure why you have, but you're afraid to cancel in case you need it.

Am I close? Thought so.

Grey's virtual USD card basically solves all that. It’s one card that works everywhere. That design software you need at 2 am for a client deadline? Works. Cloud storage that keeps declining your local card? Works. That subscription service that's only available in certain regions? Works perfectly.

The clever bit is that it draws directly from your USD balance, so no surprise charges, no odd conversion rates applied at random moments, no maintenance fees that appear out of nowhere. And because it’s virtual, if you ever need a new card number (maybe you’ve signed up for one too many free trials), you get it instantly. No waiting around for plastic to turn up.

Also read: How to automate your freelance money flow in 2025

‍

LDMAG2

Just sort this out for yourself

If you’re still dealing with payment stress, currency headaches, and banking admin that takes up hours of your week, you’re making your life more complicated than it needs to be.

When Grey users talk about why they love the platform— the speed, the simplicity, how everything just works— what they’re really describing is relief. Relief from complexity, relief from constant low-level worry about money, relief from having to be their own international banking expert.

Set up your Grey account, get your payments flowing smoothly, and give yourself permission to focus on what you’re actually good at. Your productivity and your peace of mind will thank you for it.

Trust me on this one.

‍

Working remotely comes with freedom, flexibility, and the occasional financial headache. From delayed payments to complex cross-border transfers, managing money as a remote professional can be stressful. That’s where fintech companies step in. By offering fast, secure, and borderless financial solutions, fintech empowers remote workers to get paid on time, manage currencies easily, and focus on what matters most, their work, creativity, and life. This article explores how fintech is transforming financial independence for remote professionals.

Read also: Best financial apps for remote workers on the move

A simple guide to Fintech

Fintech companies leverage technology to improve and automate financial services, making payments, banking, and money management faster, cheaper, and more accessible. In 2024, the global fintech market was valued at $340.10 billion and is projected to reach $1,126.64 billion by 2032, with over 30,000 startups worldwide. Fintechs simplify payments, lending, investing, insurance, and banking, providing secure digital solutions that save time, reduce costs, and empower remote workers and students to manage money with ease.

Read also: Future of cross-border finance: DeFi, fintech, and decentralised banking

Fintech categories

1. Payments & money transfers

What they do: Enable fast, secure, and digital money transfers locally and across borders, reducing fees and delays.

Examples: Grey, PayPal and Stripe

2. Lending

What they do: Provide personal, student, or business loans, often faster than traditional banks, with digital approval processes.

Examples: Kiva, LendingClub and Upstart

3. Investment & wealth management

What they do: Provide easy-to-use platforms for stock trading, ETFs, robo-advisory, and personal investing with minimal fees.

Examples: Robinhood, Acorns, Betterment.

4. Insurtech

What they do: Deliver insurance products digitally, simplifying quotes, claims, and policy management online.

Examples: Lemonade, Zego, Metromile.

5. Cross-border solutions

What they do: Facilitate international payments, currency conversion, and seamless money management for students, freelancers, and remote workers.

Examples: Grey, Wise, Remitly.

How Fintech empowers remote professionals worldwide

Timely payments

Waiting on client payments can be stressful. Imagine completing a big freelance project and refreshing your bank app every hour. Grey ensures funds land quickly, removing that uncertainty. With instant, reliable payouts, remote professionals can pay rent, buy groceries, and focus fully on work instead of chasing overdue payments. Grey turns earned work into accessible money, giving peace of mind and control.

Cross-border ease

Working with clients in multiple countries can be tricky. For example, sending an invoice in euros while living in dollars often involves hidden fees and delays. Grey and Wise simplify cross-border payments and conversions, so remote professionals get the exact amount expected. This reliability reduces financial stress and allows freelancers to focus on delivering quality work instead of worrying about exchange rates or slow bank transfers.

Expense management

Managing subscriptions, software, and daily costs while working remotely can feel overwhelming. Using Revolut, expenses are automatically categorised, giving a clear picture of spending. For instance, a designer can see how much was spent on tools versus daily living. This visibility reduces stress, helps with budgeting, and ensures remote professionals can plan confidently while keeping their finances organised and under control.

Quick access to funds

Sometimes projects require unexpected investments, like purchasing software or equipment. Upstart offers fast, digital loans, so remote workers can access money immediately. For example, a freelancer needing a new laptop to finish a client project can get funds without waiting for traditional bank approvals. This speed reduces stress, keeps productivity high, and ensures financial hurdles don’t block work opportunities.

Financial independence

Remote professionals often want control over savings and investments. Robinhood allows users to invest or save with ease, building financial security. For example, a remote marketer can grow spare funds while managing daily expenses, reducing dependency on slow banking systems. This autonomy fosters confidence, lowers financial anxiety, and gives professionals the freedom to focus on work, personal growth, and life abroad without constant money worries.

Read also: Best multi-currency accounts for freelancers and remote workers in Africa

Why Grey is essential for remote professionals

Here’s how Grey can help remote professionals manage cross-border finances more easily, making international transactions simple

• Hold, receive, and spend in multiple currencies seamlessly, making global projects and cross-border payments simple and efficient.
• With Grey’s virtual card, remote professionals can pay for subscriptions without exposing their main account.
• Get fair, real-time exchange rates when receiving or sending money internationally, helping you keep more of your earnings.
• Grey ensures your funds are protected with advanced encryption, giving you confidence that every transfer is safe and reliable.

Conclusion

Fintech is transforming how remote professionals manage money, from fast, reliable payments to seamless cross-border transfers, smart currency exchange, and efficient expense tracking. Grey makes this even easier with secure multicurrency accounts and virtual cards for global payments.Sign up on Grey or download the app to enjoy stress-free money management wherever you work.

‍

When your child is studying overseas, every transfer you make carries love and support. You want them to feel secure, eat well, buy what they need, and focus on their studies without worrying. Yet as a parent, the concerns never end. Will the money get to them quickly? Are the fees swallowing too much? Will they have easy access when it matters most?

These questions sit at the heart of every parent’s decision, and that’s why choosing the right way to send money is tied to care and peace of mind.

Read also: How to protect your funds while travelling abroad

Common problems parents face when wending money to students abroad

1. High transfer fees

Sending money overseas can get expensive fast. For example, if you send $500 for tuition, banks may charge $20-$30 in fees. It may not sound like much, but repeated transfers for rent, books, or living expenses add up quickly, leaving less for your child’s actual needs.

2. Slow processing times

Waiting days for transfers can be stressful. Imagine your child needs tuition paid by Monday, but the bank takes four days to process. These delays can cause unnecessary anxiety for both parents and students abroad.

3. Unfavorable exchange rates

Banks often give poor exchange rates, meaning your child receives less than expected. Sending pounds or naira to dollars could result in a few hundred dollars less over a semester, affecting their budget for essentials like groceries or books.

4. Limited payment options

Not all services support every currency, and some platforms restrict accounts based on location. Parents may struggle to send funds directly, forcing extra steps or third-party services, which can be confusing and time-consuming.

Read also: What nobody tells you about your first year living abroad

How parents can safely send money to students overseas

1. Bank transfers

Using your bank to send money feels familiar and reliable. It gives you peace of mind knowing funds move directly between accounts. Though fees may be higher, many parents value the trust and security of established banks.

2. Money transfer services

Services designed for international payments make sending money quicker and often cheaper. Needs can be covered in minutes, sometimes even instantly. For parents, this speed is reassuring when tuition or everyday expenses can't wait.

3. Digital wallets

Digital wallets give students fast, easy access to funds using just their phone. Parents can send money in seconds, and students can spend it right away. It’s practical, convenient, and helps with day-to-day money management.

4. Multi-currency accounts

With a multi-currency account, money can be sent directly in the currency the student uses daily. This saves on conversion fees and ensures they receive the full amount. Platforms like Grey make this simple, letting you create accounts in different currencies and send money seamlessly.

Benefits of using Grey to transfer money overseas

Grey makes it simple and reliable, so students always feel supported, no matter the distance.

• Multi-currency transfers: Send money directly in the local currency, ensuring the exact is received.
• Competitive exchange rates: Grey offers better-than-bank rates, so the money supports the student's daily needs without hidden charges eating into it.
• Fast transfers: Transfers are fast, reaching students when they need it most.
• Trusted security: With Grey’s secure platform, your money is always protected.

Seamless transfers for students

At the heart of every transfer is the intent to support someone abroad, and that should never be slowed down by complicated processes or high fees. With Grey, sending money becomes simple, secure, and fast, just the way it should be..

Sign up on Grey or download the app and make every transfer truly count.

‍

Heading to study in the US or UK is exciting, new friends, new places, new experiences. But handling money abroad can be stressful, as traditional banks are often slow, costly, and complicated. Many international students now choose bank alternatives that make receiving money from home, paying tuition, and managing daily expenses simple and flexible. With the right option, you can focus on your studies and enjoy your new adventure without worrying about your finances.

Read also: Top 5 destinations for international students in 2024

Challenges of traditional banks for students studying abroad

1. High transaction fees

Sending money from home through traditional banks can cost a lot. Imagine losing $20 each time your parents send $200; that’s money you could use for groceries or books.

2. Unfavourable exchange rates

Ever noticed how you get less than expected when converting your home currency to dollars or pounds? Banks often add hidden markups, so your tuition or allowance shrinks instantly.

3. Slow transactions

Waiting three to five days for funds can be stressful, especially when rent is due tomorrow. Many students have faced awkward moments explaining delays to landlords or universities.

4. Limited access

Some platforms just don’t support your currency. For example, a friend in Nigeria might struggle sending pounds directly, forcing you into complicated, costly workarounds that waste time and money.

Read also: Affordable UK universities with the lowest tuition fees for international students

Top bank alternatives for international students in the US and UK

Grey

Grey is perfect for students receiving money from home. You can hold multiple currencies, pay tuition, and manage daily expenses all from your phone. It’s secure, fast, and designed for life abroad, so you can focus on classes and exploring your new city without financial stress.

Wise

Wise makes sending and receiving money across borders simple and affordable. It shows real exchange rates with low fees, so your allowance or tuition money goes further. Students love it for its transparency and speed — it’s like having a mini-bank in your pocket.

Revolut

Revolut is great for students who travel often or manage multiple currencies. You can spend, save, and even invest from one app. It’s flexible, fast, and perfect for paying bills or splitting rent with roommates abroad.

Monzo

Monzo combines a bank account with a super-smart app. It’s easy to track spending, set budgets, and receive money from home. For students in the UK, it’s especially helpful for day-to-day expenses and avoiding surprise charges.

N26

N26 is a digital-first bank popular with students in Europe and the US. It offers free international transfers, no hidden fees, and instant notifications. Managing money, paying rent, or sending funds home becomes straightforward and stress-free.

Why Grey is ideal for international students

Managing money abroad can be tricky, but Grey makes it simple and secure for students in the UK and US:

• Multiple currencies: Hold dollars, pounds, euros, and more in one account.
• Fast transfers: Receive money from home or pay tuition without delays.
• Low fees: Keep more of your money for rent, books, and essentials.
• Secure: Your funds are fully protected with Grey, giving you peace of mind when receiving money from home or paying tuition.

Seamless banking for international students

With Grey, you can hold multiple currencies, make fast transfers, pay tuition easily, and keep your funds completely secure. It’s a simple way to manage your finances so you can focus on your studies, friends, and experiences without worry.

Sign up for Grey today or download the app to manage your funds safely.

‍