Send money from South Africa to Thailand
Africans go to Thailand for medical care, study and sourcing, and all three come with bills that a Grey card can pay. A sender in Johannesburg hits the same wall. Local banks in Thailand won't take a direct USD transfer, and a dollar wire takes days and loses a slice on arrival. There's a faster route, and it runs through your recipient's own Grey account.
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Sending dollars to Thailand from South Africa
Grey doesn't pay out to Thai bank accounts in local currency, from Johannesburg or anywhere else. What it does instead is often better for this corridor. Your recipient opens a free Grey account in Thailand. You send dollars to their GreyTag from South Africa. The money lands in seconds with no fee.
They spend it on a Grey virtual card anywhere Visa or Mastercard is accepted in Bangkok, hold it in USD, or convert to USDC and withdraw. Africans go to Thailand for medical care, study and sourcing, and all three come with bills that a Grey card can pay.
How sending to Thailand works

Sign up
You open Grey in South Africa with your SA ID or passport. Your recipient opens Grey in Thailand with their passport or local ID. Both take a few minutes.
Fund
Your Grey balance in Johannesburg comes from abroad: a dollar salary, a euro invoice, a GreyTag from family. Any of those pays for Bangkok.
Send
Type the GreyTag, type the dollar amount, tap send. From Johannesburg to Bangkok there's nothing to convert and nothing to pay.
What this route costs
Card payments in Bangkok convert at the point of sale. Your recipient sees the exact dollar amount deducted for each purchase, at Bumrungrad and Bangkok Hospital or a corner shop. You see the USD cost of what you sent from Johannesburg.

Rate fixed at confirmation

No rate applies on this route. Dollars sent from Johannesburg arrive as the same dollars in Bangkok.
For a monthly allowance, that means the exact figure every time, with nothing lost in between.


Why a Grey-to-Grey transfer beats a wire here
A dollar wire from Johannesburg to a bank in Bangkok takes days, attracts a receiving fee, and then converts at the bank's rate. A GreyTag transfer lands in seconds, costs nothing, and your recipient spends dollars directly at Bumrungrad and Bangkok Hospital or anywhere else. For anyone living in Thailand on money from abroad, the card is the bank.
What your recipient gets in Thailand
Dollars in their own Grey account, instantly, sent from Johannesburg. They spend on a Grey virtual card at Bumrungrad and Bangkok Hospital, AIT, Assumption University and Chulalongkorn, shops, restaurants and online. They can also hold USD, EUR or GBP balances, or convert to USDC and withdraw to a wallet of their choice.

Grey virtual card
Rain Visa or Miden Mastercard, accepted across Bangkok and online.

Hold in dollars
Keep the balance in USD and spend as needed. No forced conversion.

Stablecoin withdrawal
Convert to USDC and withdraw to an external wallet when local cash is needed.
How to fund
South Africans on Grey are funded from abroad: a foreign employer, a US client, a family member. That dollar balance sends to any destination without a rand step. From there, the GreyTag transfer to Bangkok is dollars to dollars, instant and free.
USD account
Receive salary or client payments into your Grey USD details.
EUR or GBP account
European or UK income lands here and converts to USD directly.
GreyTag
Money from other Grey users arrives instantly and free.
A monthly allowance to Bangkok is simplest with a standing balance and the recipient's GreyTag saved.
Who sends from South Africa to Thailand
Students
Allowances for students at AIT, Assumption, Chulalongkorn and Mahidol, spent by card.
Medical patients
Family topping up a relative's Grey balance during treatment in Bangkok.
Long-stay residents
Remote workers, retirees and teachers living in Thailand on income from abroad.
Travellers
Topping up your own Grey card before a trip so you spend dollars, not a marked-up local card.
South Africans earning from foreign clients or employers hold USD on Grey and send onward without touching rand. On this route it's mostly people supporting someone who's physically in Bangkok: students at AIT, Assumption University and Chulalongkorn, patients, posted staff and long-stay residents. All of them can hold a Grey account there.
Why Grey for South Africa to Thailand
Thailand isn't a bank-payout corridor for Grey, from Johannesburg or anywhere else. It's a Grey-to-Grey corridor, and for students at AIT, Assumption University and Chulalongkorn, patients and posted staff in Bangkok that's the faster, cheaper option anyway.
No conversion from Johannesburg. Dollars land in your recipient's Grey account in Bangkok instantly. No local bank payout on this route.


