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Send money to Ethiopia

Send ETB to family in Ethiopia or pay Ethiopian freelancers. The money lands straight in their bank account, Telebirr, or M-Pesa wallet. Flat $2 per transfer, no percentage markups, no matter the amount.
Open a Grey account
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Send ETB to the wallet your family already uses

Most of Ethiopia runs on Telebirr and M-Pesa. With Grey, you can send ETB straight to both wallets in real time, just like a local transfer. No need for printouts or agent visits. If you'd rather send to a bank account, that works too, at the same $2 flat fee per transfer.

How it works

Grey foreign bank account in Ghana
Sign up
Open a free Grey account on your phone in under 5 minutes.
Grey foreign bank account in Ghana
Fund your account
Add money from your local bank.
Grey foreign bank account in Ghana
Send ETB
Send to an Ethiopian bank account, Telebirr, or M-Pesa. Mobile money transfers arrive instantly.

You send
Grey fee
You send
$100
$500
$1,000
$5,000
Grey fee
$2.00
$2.00
$2.00
$2.00
Wise fees
$8.21
$12.09
$16.94
$53.49
Comparison based on publicly available competitor pricing as of May 2026. Competitor fees may change. Exchange rates are live and shown before you confirm your transfer.
With Grey, there are no hidden fees baked into the rate

Grey shows you the live mid-market rate inside the app b

How exchange rates work
Two women smiling and embracing each other on a sunny beach

Transfer limits

Mobile money (Telebirr, M-Pesa)
Minimum per transaction
Maximum per transaction
Speed
Fee
Mobile money (Telebirr, M-Pesa)
100 ETB
150,000 ETB
Instant
$2 flat
Bank transfer
100 ETB
150,000 ETB
Typically same-day
$2 flat
Grey foreign bank account in Brazil.

Send ETB for work, family, and everything in between

Families abroad

A daughter in Washington D.C. sending her mother's grocery money. A son in Riyadh covering his father's medication in Addis Ababa.

Founders and businesses

A startup in Berlin paying its Addis Ababa engineering team. An agency in London paying an Ethiopian designer every two weeks.

Travellers and digital nomads

Topping up a Telebirr wallet to spend directly in local currency without juggling cash or card fees.

Your reasons may be different, but the need is the same: the money has to get there, the fee has to make sense, and the app has to work the same way it did last month. Do it all on Grey for just $2 per transfer.
Send ETB now

Product and Service Quality

Product and Service Quality

Product and Service Quality

Product and Service Quality

We asked our customers how likely they were to recommend Grey to their network.
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Real stories from our global community

Working in an NGO, I often have to deal with various currencies. Grey's virtual account has simplified these transactions immensely. It's a reliable and convenient financial tool, too.
Nneka Bada
NGO facilitator
As a freelancer working with clients globally, Grey’s virtual foreign account has made receiving payments so much easier. No more currency headaches and the fees are surprisingly low!
Imisioluwa Adeyeri
Content Marketer
As someone who’s always on the move, Grey’s virtual foreign account fits my lifestyle perfectly. Easy access to my funds in different currencies, all in one app - it’s brilliant!
Emeka Amadi
Digital Nomad
I regularly deal with clients from different countries, and Grey has simplified my financial transactions incredibly. The ability to handle various currencies without worrying about exchange rates is fantastic.
Sophia Chiedu
IT Consultant

Send ETB now

Can I send money to an Ethiopian bank account?

Yes. Grey supports direct ETB payouts to all major Ethiopian banks. Minimum 100 ETB, maximum 150,000 ETB per transaction.

Can I send money to Telebirr or M-Pesa?

Yes. You can send ETB directly to any Telebirr or M-Pesa wallet with Grey. Mobile money transfers arrive instantly. Minimum 100 ETB, maximum 150,000 ETB per transaction.

How much does it cost to send money to Ethiopia with Grey?

A flat $2 per transfer, whether you're sending via bank or mobile money, and regardless of the amount. No percentage markups and no hidden fees in the exchange rate. You'll see the live rate before you confirm.

How long does a transfer take?

Mobile money transfers to Telebirr and M-Pesa arrive instantly. Bank transfers typically arrive the same day.

Can I trust Grey to send money to Ethiopia?

Yes. Grey is a regulated financial technology company used by nearly 3 million people across 80+ countries. We work with licensed banking partners, use 3D-secure protection on every transfer, and are regulated by FINTRAC in Canada, and FinCEN in the US.

What happens if my transfer is delayed?

Occasional delays can happen on the receiving side, especially during local bank processing windows. You'll see status updates in the Grey app, and our support team is available in-app if anything needs sorting. If a transfer fails, your money is returned to your Grey account.

What documents do I need to sign up?

A government-issued ID (passport, driver's license, or national ID) and a phone number for verification. Most accounts are verified the same day.

Which countries can I send ETB from?

Grey supports sending to Ethiopia from the US, Saudi Arabia, the UK, UAE, Canada, and several other countries. You can sign up from anywhere Grey is available and start sending immediately.

Can my family in Ethiopia send money to me abroad?

Yes. Grey supports two-way transfers, so a family member in Ethiopia can send money to a student or relative living abroad at the same flat fee.

Is Grey safe?

Nearly three million people in 80+ countries use Grey to move money safely across borders. Every transfer is tracked, and you'll get a confirmation the moment your recipient receives the money.

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