With increasing trade and migration between the United Kingdom and Kenya, sending money across borders has become a common need — whether for family support, remote work payments, or personal expenses. Yet, traditional bank transfers often remain costly, slow, and subject to unfavourable exchange rates.

Thankfully, modern financial technology has made things easier. Today, UK residents can send money to Kenya quickly and affordably through digital platforms designed for speed and transparency. Among the many options available, Grey has emerged as the best way to send money from the UK to Kenya.

Read more: Grey vs. local banks: The best currency exchange method in Kenya

Trusted options to send money to Kenya from the UK

Here are some of the most popular and reputable services for sending money from the UK to Kenya:

• Wise

Well-known for its transparent fees and real exchange rates, Wise allows users to send money directly to Kenyan bank accounts. Transfers usually take a few hours, and everything is clearly broken down before you send.

• WorldRemit

Offers flexibility with delivery methods, including M-Pesa, bank deposits, and even airtime top-ups. Transfers to mobile money are usually instant, while bank transfers can take up to 24 hours.

• Paysend

Paysend is ideal for smaller transfers, offering a flat £1 fee and delivery in minutes to cards or mobile wallets. However, exchange rate margins may apply.

• TransferGo

This platform offers rapid transfers to Kenyan accounts, often under 30 minutes for a slightly higher fee, or lower-cost next-day options.

• Western Union

A long-standing option with vast reach in Kenya, including M-Pesa and cash pickups. Fast, but often more expensive than digital-first solutions.

The cheapest and fastest way to send money from the UK to Kenya is with Grey

Grey is a cross-border financial platform built for the modern global citizen. It enables individuals in the UK to send money directly to Kenya with minimal fees, fast delivery, and real-time currency conversion. Whether you’re managing a freelance team, supporting family, or handling personal finances, Grey provides a seamless experience from start to finish.

Here’s why Grey is the best way to send money from the UK to Kenya.

• Competitive exchange rates: Grey offers real-time, market-driven rates without the hidden markups often used by traditional banks and wire services.
• Low fees: Grey charges minimal transaction costs, helping you save more with each transfer.
• Fast transfers: Most transfers arrive within minutes to hours, whether it’s a bank account or a mobile wallet like M-Pesa.
• Virtual foreign bank accounts: Grey gives users UK, US, and EU bank accounts. This makes it easy to receive payments and send funds abroad with ease.
• M-Pesa and bank support: You can convert GBP into Kenyan shillings and withdraw directly to Kenyan mobile money wallets or bank accounts.

Learn more about withdrawing to Kenyan bank accounts with Grey

How to get started with Grey

Creating an account on Grey and sending money is fast and straightforward:

1. Visit Grey’s website or download the Grey app from your app store

2. Sign up with your email and create a secure password

3. Verify your identity by uploading a valid ID and selfie (for compliance and safety)

4. Receive your virtual accounts in GBP, USD, and EUR.

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5. Send money by funding your GBP account, converting to Kenyan shillings, and withdrawing to a local account or M-Pesa wallet.

Read more: How to open US and UK bank accounts in East Africa

Sending money from the UK to Kenya using Grey

Once you’re set up on Grey, transferring funds takes just a few steps:

• Step 1: Fund your Grey GBP account.
• Step 2: Convert your GBP to Kenyan shillings at Grey’s current rate.
• Step 3: Select “Withdraw” and enter the recipient’s M-Pesa number or bank details.
• Step 4: Confirm the transaction—your funds usually arrive within minutes.

The best way to send money from the UK to Kenya

Grey is transforming how people handle international money transfers. Offering speed, affordability, and ease, it’s the ideal solution for anyone regularly sending money from the UK to Kenya. Whether you’re an expatriate, freelancer, or business owner, Grey offers the flexibility and trust needed for cross-border finance.

Sign up on Grey or download the app today to start sending money the smarter way.

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