Creators and influencers are shaping global culture and commerce, turning content into income and attracting audiences far beyond their home countries. From Nairobi to New Delhi, Accra to Jakarta, they are landing international deals, collaborating with global brands, and earning in USD.

For those not living in the US or UK, having a USD account is essential. It helps avoid high currency conversion fees, ensures smooth international transactions, and makes it easier to manage earnings from platforms and partners abroad. This article breaks down the best USD accounts for creators and influencers, also shows why Grey is a trusted choice for receiving and managing USD payments.

Read also: Best USD savings accounts for freelancers and remote workers

Why every global creator and influencers needs a USD account

1. Receive payments easily

Many global platforms, like YouTube, TikTok, Fiverr, and Upwork pay in USD. Without a USD account, creators often face delays, high fees, or rejected transactions when receiving payments. But with a USD account, you can skip these issues and get your payouts faster and directly from these platforms.

2. Avoid conversion fees

Without a USD account, every dollar earned is automatically converted to local currency, often at unfavourable rates. By keeping funds in USD, creators can control when and how they convert their money, using platforms like Grey to get better rates. Over time, this leads to substantial money that can be reinvested into content creation, gear, or personal development.

3. Work with global brands

Having a USD account simplifies contracts and collaborations, making it easier to negotiate deals without worrying about fluctuating exchange rates or limited payout options. It also shows professionalism and preparedness, making creators more attractive to agencies and sponsors. With a USD account, creators can accept cross-border payments directly, making them more accessible and reliable to international partners.

Read also: Financial tips for freelancers and creators: How to manage Your finances effectively in 2023

4. Save for global expenses

Creators who travel, buy equipment from international stores, or subscribe to global tools (like Adobe, Canva, or Zoom) benefit from saving in USD. It allows them to budget effectively and pay for these services without incurring extra charges or exchange losses. Holding money in USD also provides some stability in countries with fluctuating currencies or inflation.

Read also: How to open a USD bank account remotely without US citizenship

Top USD accounts for creators and influencers

1. Grey

Grey offers USD accounts tailored for freelancers, creators, and influencers outside the US. You can receive payments from platforms like PayPal, Fiverr, Tiktok and YouTube, convert your funds at competitive rates, and withdraw directly to your local bank. It’s fast, secure, and easy to set up, making it a top choice for digital professionals looking to manage international income without the usual banking hassle.

2. Payoneer

Payoneer is a global payment platform widely used by freelancers and creators. It provides virtual USD accounts that allow you to receive money from platforms like Upwork, Amazon, and TikTok Creator Fund. You can hold USD, convert at your convenience, and withdraw to your local bank. With strong international credibility and tools for global commerce, it’s ideal for creators working with multiple brands and platforms around the world.

3. Wise

Wise allows creators to open a multi-currency account, including a USD account, with local bank details for receiving international payments. It’s known for transparent, low-cost conversions and easy transfers to local banks. Wise is perfect for creators managing income from different countries and currencies.

4. Geegpay

Geegpay is designed for African freelancers and remote workers, offering virtual USD, GBP, and EUR accounts. It enables creators to receive payments from global platforms and clients with ease. The platform offers competitive exchange rates and quick withdrawals to local banks or mobile money.

You may also like: How to get paid as a creator on social media from anywhere in the world

Why Grey is the best way to receive payments as a Creator

• Multi-currency accounts: In addition to USD, Grey offers EUR and GBP accounts, allowing creators to receive payments from multiple regions without hassle.
• USD virtual card: Creators and influencers can get a USD virtual card to pay for tools like Canva, Adobe, and Zoom, making international purchases simple and fast.
• Competitive currency exchange: Grey provides fair, real-time exchange rates when converting earnings to local currency.
• Safe and secure: With robust encryption and secure infrastructure, Grey ensures creator funds are protected and accessible anytime.

Today’s creators and influencers can earn in USD from anywhere in the world, even without living in the US. This makes it easier to do business, work with global brands, and grow a digital career. Grey empowers these creators by offering secure accounts, competitive exchange rates and low fees.

Sign up today or download the Grey app to start receiving your USD payments globally.

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