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Central African CFA francs for someone in Douala
The people sending from London and Manchester to Cameroon tend to know exactly what the recipient needs in Central African CFA francs. A rate that moves between send and settlement breaks that.
Grey fixes the GBP to XAF rate when you confirm and pays into Afriland First Bank, UBA Cameroon, Ecobank Cameroon, Société Générale Cameroun or any Cameroonian bank. The Cameroonian diaspora in Europe is large, especially in France, Germany and Belgium. Transfers home are steady and long-running.
How sending to Cameroon works
Sign up
Download Grey, verify with your passport or BRP, and you're set in a few minutes. Grey works with regulated partners in the UK.
Fund
Send pounds to your Grey balance by Faster Payments from any UK bank. Hold it there, and convert to XAF only when the payment to Douala is due.
Send
Cameroon needs the recipient's bank, branch and account number, which together form their RIB. Enter it, confirm the XAF amount, and send.
The cost of a transfer to Douala
Grey shows one rate, GBP to XAF, and one fee. Both are fixed before you send from London. The amount that reaches Douala matches what you were shown.
What you agree is what arrives
The rate you accept in London is the rate applied. Movements in either currency afterwards don't touch what arrives at Afriland First Bank, UBA Cameroon, Ecobank Cameroon, Société Générale Cameroun.
Formal transfers to Cameroon have historically been so expensive that people carried cash instead. A transparent rate makes the formal route worth using.
What British senders put up with before
Banks in Cameroon charge receiving fees on international wires and sometimes hold them for review. A payment from London that lands as a domestic XAF credit at Afriland First Bank, UBA Cameroon, Ecobank Cameroon, Société Générale Cameroun clears faster and arrives whole.
XAF into the account, nothing else
The person in Douala gets what they'd get from a local transfer: XAF credited to their account at Afriland First Bank, UBA Cameroon, Ecobank Cameroon, Société Générale Cameroun. No collection, no code, no receiving fee. Confirmation shows in your app in London at the same time.
Afriland First Bank and the rest
Every bank in Cameroon is covered, from the big names to regional ones.
Domestic credit
Your recipient sees a normal XAF deposit, not an international wire.
Confirmation in London
The app in the UK shows settled the moment Douala receives it.
Funding from the UK, in practice
Most British senders top up in pounds and convert to XAF on the day. UK senders fund by Faster Payments from Barclays, HSBC, Lloyds, NatWest or Monzo. The pound balance sits on Grey until the transfer is due.
Bank transfer
Barclays, HSBC, Lloyds, NatWest, Monzo or any UK bank to your Grey GBP account, usually within minutes.
Foreign earnings
USD from an overseas employer or platform can fund the Cameroon transfer directly.
Wallet balance
Convert and send the same minute.
If the XAF amount matters more than the GBP amount, enter the XAF figure first and let Grey work back to what you'll pay.
Who this route is for
Business
Paying Cameroonian staff, agents and freight partners in XAF.
Family support
Monthly transfers to relatives in Douala, Yaoundé, Bamenda and Buea.
Students
Fees at University of Buea, University of Yaoundé and Catholic University of Central Africa.
Trade
Payments for goods moving through the Douala port and the northern border.
The UK has deep diaspora ties with Africa and South Asia, and UK firms hire contractors everywhere. On the Cameroon side, the picture is this. The Cameroonian diaspora in Europe is large, especially in France, Germany and Belgium. Transfers home are steady and long-running.
The case for Grey on this route
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