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Saudi Arabia to Uruguay without the detour
Expatriate workers in Saudi Arabia hold USD on Grey, from salaries paid abroad or clients overseas, and send home from there. Looking at Montevideo, the picture is clear. Gulf firms pay Uruguayan software contractors, and families support students in Montevideo.
Grey converts USD to UYU in one step and pays into Banco República, Santander Uruguay, Itaú Uruguay, Scotiabank Uruguay or any other bank in Uruguay. Your recipient sees a normal UYU credit and never needs to open a Grey account.
How sending to Uruguay works

Sign up
A passport or iqama and a few minutes in Riyadh. Your account arrives with dollar, euro and pound details for receiving money from abroad. Grey works with licensed partners serving the Gulf.
Fund
There's no local currency top-up in Saudi Arabia. Your Grey balance is whatever foreign income you've received, and that's what pays for Montevideo.
Send
Enter the recipient's BROU, Santander or Itaú account number. Grey shows the USD to UYU rate and the exact pesos before you confirm.
Why the rate matters more than the fee
The UYU figure Grey quotes in Riyadh is the figure BROU credits. There's no second conversion on the Uruguay side to eat into it.

No adjustments after the fact

The USD to UYU rate you see at confirmation is the rate applied. If the dollars move between your tap in Riyadh and settlement in Montevideo, your recipient's amount doesn't.
That matters when you've promised a specific figure in Uruguayan pesos.


Why Saudi Arabia to Uruguay deserves a proper rate
Anyone in Jeddah who has sent to BROU the old way knows this. When a bank can't quote a currency, it tells you to send dollars. The person in Montevideo then pays their bank's spread and a receiving fee, and you never know what they actually got. Grey gives a sender in Riyadh a locked rate, a visible fee and a UYU deposit that arrives whole.
Your recipient's view in Uruguay
Your recipient receives UYU at Banco República, Santander Uruguay, Itaú Uruguay, Scotiabank Uruguay or any other Uruguayan bank as an ordinary deposit. The transfer shows as settled in your Grey app in Riyadh at the same moment.

Any Uruguayan bank
Enter the account number and bank name. The UYU posts directly to that account.

Save the recipient
Paying the same person every month? Save the details once and resend in three taps.

GreyTag for Grey users
If the person in Montevideo is also on Grey, GreyTag moves the money instantly at no cost.
Funding, step by step
Expatriates in Saudi Arabia fund Grey from abroad: a salary paid in dollars, a client overseas, family. That balance sends home without a riyal step. A transfer to Montevideo is then one conversion, shown before you confirm.
No local deposit
Grey in Saudi Arabia is funded from abroad only.
Three currencies in
USD, EUR, GBP all accepted, all convertible to UYU.
One conversion out
Rate shown before you send to Montevideo.
Term fees and rent in Montevideo fall on fixed dates. Set a reminder, keep the balance ready, and the transfer from Riyadh takes under a minute.
Who uses this corridor
Remote work payments
Paying Uruguayan developers, designers and consultants in pesos.
Students
Living costs for students at Universidad de la República and ORT.
Family
Support for relatives in Montevideo, Punta del Este and Salto.
Trade
Payments to Uruguayan exporters and free-zone service providers.
Three kinds of sender use this route from Riyadh: families with someone in Montevideo, parents of students, and businesses with a supplier or contractor in Uruguay. Gulf firms pay Uruguayan software contractors, and families support students in Montevideo.
What Grey does differently on this route
Gulf firms pay Uruguayan software contractors, and families support students in Montevideo. Grey exists on this route so that the UYU arriving in Montevideo is never a surprise to the person who sent it from Riyadh.
Senders in Riyadh see two numbers, fee and rate, before anything moves. UYU then lands in any Uruguayan bank.


