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Send money to Côte d’Ivoire

Send CFA francs (XOF) to family in Côte d’Ivoire or pay freelancers and contractors, directly to their bank account or mobile money wallet, for flat fees of $2 (bank transfer) or $1.80 (mobile money). No percentage markups.
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Open a Grey account
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Trusted by over 3 million users across 80+ countries · Same flat fee on every transfer
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Send XOF straight to Côte d’Ivoire

With Grey, you can send West African CFA franc (XOF) to Côte d’Ivoire using bank transfer or mobile money on MTN, Orange, and Moov. No need for printouts or agent visits. Flat fees of $2 (bank transfer) or $1.80 (mobile money) per transfer, every time.

How it works

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Grey foreign bank account in Ghana
Sign up
Open a free Grey account on your phone in under 5 minutes.
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Grey foreign bank account in Ghana
Fund your account
Add money to your USD, EUR, GBP, or Stablecoin balance.
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Grey foreign bank account in Ghana
Send XOF
Send CFA francs (XOF) to an Ivorian bank account or an MTN, Orange, or Moov mobile money wallet.

A flat fee on every transfer

Most services charge you more the more you send, and bury extra costs in the exchange rate. With Grey, you pay only a small flat fee every time, whether you’re paying a 1,000 XOF bill or 1,000,000 XOF for a month of contractor work. No percentage markups and no hidden fees.
Payout method
Grey fee
Payout method
Bank transfer
Mobile money (MTN, Orange, Moov)
Grey fee
$2 per transaction
$1.80 per transaction
Ghana star
With Grey, there are no hidden fees baked into the rate
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How exchange rates work

Grey shows you the live mid-market rate inside the app before you confirm any transfer, displayed openly at the point of sending. You see the exact XOF amount your recipient will get before you tap “Send”.

Transfer limits

Bank transfer / Mobile money
Minimum per transaction
Maximum per transaction
Bank transfer / Mobile money
1,000 XOF
1,500,000 XOF
Grey foreign bank account in Brazil.

Send XOF for work, family, and everything in between

Families abroad

Send XOF to support your parents and loved ones in Côte d’Ivoire, straight to a bank account or a mobile money wallet in Abidjan or Yamoussoukro.

Founders and businesses

Pay Ivorian freelancers and contractors in XOF for invoices, monthly retainers, or one-off projects whether they’re working from San-Pédro or Korhogo.

Companies hiring global talent

A product team in London can pay an Ivorian contractor in Abidjan straight to a bank account or an MTN, Orange, or Moov mobile money wallet.

Your reasons may be different, but the need is the same: the money has to get there, the fee has to make sense, and the app has to work the same way it did last month.
Send XOF to Côte d’Ivoire with Grey
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Real stories from our global community

Working in an NGO, I often have to deal with various currencies. Grey's virtual account has simplified these transactions immensely. It's a reliable and convenient financial tool, too.
Nneka Bada
NGO facilitator
As a freelancer working with clients globally, Grey’s virtual foreign account has made receiving payments so much easier. No more currency headaches and the fees are surprisingly low!
Imisioluwa Adeyeri
Content Marketer
As someone who’s always on the move, Grey’s virtual foreign account fits my lifestyle perfectly. Easy access to my funds in different currencies, all in one app - it’s brilliant!
Emeka Amadi
Digital Nomad
I regularly deal with clients from different countries, and Grey has simplified my financial transactions incredibly. The ability to handle various currencies without worrying about exchange rates is fantastic.
Sophia Chiedu
IT Consultant

Frequently asked questions

Send XOF now

How much does it cost to send money to Côte d’Ivoire with Grey?

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A flat $2 per transfer for bank transfer, and a flat $1.80 per transfer for mobile money. No percentage markups and no hidden fees in the exchange rate. You'll see the live rate before you confirm.

Which Grey balances can I use to send XOF?

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You can payout from your USD, EUR, GBP, and Stablecoin balances.

Can I pay Ivorian freelancers and contractors through Grey?

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Yes. Grey is built for recurring contractor payments. Pay Ivorian freelancers, contractors, and suppliers directly in XOF, to a bank account or mobile money wallet.

Is Grey a legitimate way to send money to Côte d’Ivoire?

Plus icon
Yes. Grey is a regulated financial technology company used by over three million people across 80+ countries. We work with licensed banking partners, use two-factor authentication on every transfer, and are regulated by FINTRAC in Canada and FinCEN in the US.

How long does it take for the recipient to get an alert?

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Mobile money usually lands in under 2 minutes and bank transfers are typically completed within 24 hours, depending on local processing windows.

What happens if my transfer is delayed?

Plus icon
Occasional delays can happen on the receiving side, especially during local bank processing windows. You’ll see status updates in the Grey app, and our support team is available in-app or via email.

What documents do I need to sign up on Grey?

Plus icon
A government-issued ID (passport, driver’s license, or national ID) and a phone number for verification. Most accounts are verified the same day.

Is Grey safe?

Plus icon
Transfers are protected with strict identity verification and two-factor authentication. Every payout is tracked end-to-end. You'll know exactly when the money lands, and so will the person receiving it. If you have any questions, our support team is one tap away.

Can my family or team in Côte d’Ivoire send me money abroad?

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No. Grey currently supports outbound XOF payouts to Côte d’Ivoire. Recipients in Côte d’Ivoire can’t use Grey to send money abroad from XOF.

Which countries can I send XOF from?

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You can send XOF to Côte d’Ivoire from your Grey account using your USD, EUR, GBP, or Stablecoin balances.

Can I send money to Côte d'Ivoire in CFA francs (XOF)?

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Yes, you can send XOF to Côte d’Ivoire with Grey, either to an Ivorian bank account or to a mobile money wallet (Orange, MTN, or Moov). The minimum is 1,000 XOF, and the maximum is 1,500,000 XOF per transaction.