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Send money to China

Send Chinese Yuan to suppliers, manufacturers, freelancers, and contractors, directly to their local bank accounts, for a flat fee of $2.80 per transfer. No percentage markups.
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Send CNY now
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Trusted by over 3 million users across 80+ countries · Same flat fee on every transfer
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Send CNY straight to any Chinese bank account

With Grey, you can send Chinese Yuan (CNY) directly to bank accounts across China, whether you’re supporting family in Beijing or paying a contractor in Shenzhen. No need for printouts or agent visits. Same flat fee of $2.80 per transfer, every time.

How it works

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Sign up
Open a free Grey account on your phone in under 5 minutes.
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Grey foreign bank account in Ghana
Fund your account
Add money to your USD, EUR, GBP, or stablecoin balance.
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Grey foreign bank account in Ghana
Send CNY
Send to any Chinese bank account, directly from the app.

A $2.80 flat fee on every transfer

Most services charge you more the more you send, and bury extra costs in the exchange rate. With Grey, you pay only a small flat fee of $2.80 every time, whether you’re paying a 50 CNY bill or 21,000 CNY for a month of contractor work. No percentage markups and no hidden fees.
You send
Grey fee
You send
$100
$500
$1,000
$5,000
Grey fee
$2.80
$2.80
$2.80
$2.80
LemFi
$4.98
$4.98
$4.98
$4.98
Wise
$4.42
$8.47
$13.51
$51.63
Comparison based on publicly available competitor pricing as of August 2026. Competitor fees may change. Exchange rates are live and shown before you confirm your transfer.
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With Grey, there are no hidden fees baked into the rate
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How exchange rates work

Grey shows you the live mid-market rate inside the app before you confirm any transfer, displayed openly at the point of sending. You see the exact CNY amount your recipient will get before you tap “Send”.

Transfer limits

Bank transfer
Minimum per transaction
Maximum per transaction
Fee
Speed
Bank transfer
50 CNY
21,000 CNY
$2.80 flat
Within 24 hours
Grey foreign bank account in Brazil.

Send CNY for work, family, and everything in between

Founders and businesses

Pay Chinese manufacturers and suppliers in Ningbo or Shenzhen directly in CNY, and settle invoices faster.

Families abroad

A daughter in Singapore can send her parents’ monthly support. A son in London covering his grandmother’s care costs in Chengdu.

Companies hiring global talent

A product team in Berlin can pay a contractor in Shanghai on a recurring monthly invoice. A startup in Berlin can pay its Bangkok-based engineering team.

Your reasons may be different, but the need is the same: the money has to get there, the fee has to make sense, and the app has to work the same way it did last month.
Send CNY to China for just $2.80 per transfer
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Real stories from our global community

Working in an NGO, I often have to deal with various currencies. Grey's virtual account has simplified these transactions immensely. It's a reliable and convenient financial tool, too.
Nneka Bada
NGO facilitator
As a freelancer working with clients globally, Grey’s virtual foreign account has made receiving payments so much easier. No more currency headaches and the fees are surprisingly low!
Imisioluwa Adeyeri
Content Marketer
As someone who’s always on the move, Grey’s virtual foreign account fits my lifestyle perfectly. Easy access to my funds in different currencies, all in one app - it’s brilliant!
Emeka Amadi
Digital Nomad
I regularly deal with clients from different countries, and Grey has simplified my financial transactions incredibly. The ability to handle various currencies without worrying about exchange rates is fantastic.
Sophia Chiedu
IT Consultant

Frequently asked questions

Send CNY now

Can I send money to a Chinese bank account?

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Yes. Grey supports direct CNY payouts to all operating banks across China, including business and personal bank accounts. Minimum 50 CNY, maximum 21,000 CNY per transaction.

How much does it cost to send money to China with Grey?

Plus icon
A flat $2.80 per transfer, regardless of the amount. No percentage markups and no hidden fees in the exchange rate. You'll see the live rate before you confirm.

Which Grey balances can I use to send CNY?

Plus icon
You can payout from your USD, EUR, GBP, and Stablecoin balances.

Can I pay Chinese freelancers and contractors through Grey?

Plus icon
Yes. Grey is built for recurring contractor payments. Pay your Chinese developers, designers, and freelancers directly in CNY, on the same flat $2.80 fee every time.

Is Grey a legitimate way to send money to China?

Plus icon
Yes. Grey is a regulated financial technology company used by over three million people across 80+ countries. We work with licensed banking partners, use two-factor authentication on every transfer, and are regulated by FINTRAC in Canada and FinCEN in the US.

How long does it take for the recipient to get an alert?

Plus icon
Most transfers arrive in 24 hours.

What happens if my transfer is delayed?

Plus icon
Occasional delays can happen on the receiving side, especially during local bank processing windows. You’ll see status updates in the Grey app, and our support team is available in-app or via email.

What documents do I need to sign up?

Plus icon
A government-issued ID (passport, driver’s license, or national ID) and a phone number for verification. Most accounts are verified the same day.

Which countries can I send CNY from?

Plus icon
You can send CNY to China from Indonesia, Thailand, Malaysia, the US, and other countries where Grey is available.

Can my family or team in China send me money abroad?

Plus icon
No. CNY payouts are currently supported for Chinese bank accounts. You can send CNY to China from your USD, EUR, GBP or stablecoin balance in Grey.

Is Grey safe?

Plus icon
Transfers are protected with strict KYC verification and two-factor authentication. Every payout is tracked end-to-end. You'll know exactly when the money lands, and so will the person receiving it. If you have any questions, our support team is one tap away.