Virtual dollar card for online payments worldwide

Q: Where can I use my Grey virtual card?

Anywhere Visa is accepted, online, in apps, and in physical stores worldwide.

Cards built for the borderless

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Create multiple cards for every part of your life

One card for subscriptions. One for travel. One for business. Create as many as you need, each with its own limits and controls.

Smartphone screen showing a digital Grey Visa Platinum card ending in 9099 for contactless payment.

Add to Apple Pay or Google Pay

Pay with a tap. Add your Grey card to Apple Pay or Google Pay for contactless payments anywhere.

Mobile screen showing a finance app with a total balance of $3,975.58 and options to add money, send, or convert.

Spend directly from your balance, no manual top-ups

Your balance is your card. Spend directly from your USD, EUR, or GBP account, no separate card funding needed.

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Extra protection with 3D Secure

Extra protection with 3D Secure. 3DS support means you personally authorize each transaction before it goes through.

How much does a Grey virtual card cost?

Creating a Grey virtual card costs a one-time fee of $5. To get started, you’ll need a minimum of $5 in your USD balance, or the equivalent in any other currency balance. The fee is shown before you confirm, and there are no monthly charges after that.

Grey virtual cards are debit cards, so your spending is charged directly to your account balance, with no credit check required. You spend in any currency you hold in your balance at the exchange rate shown in the Grey app at the time of the transaction.

Blue 3D dollar sign and number 5 casting a shadow on white surface.

Spend in USD, EUR, and GBP with your Grey virtual card

Your Grey virtual card is linked directly to your account balance. When creating your card, the fee is deducted from your USD balance; if insufficient, the currency balance with the highest available value is used. Card payments are also deducted automatically from your available balance. Currency conversion fees apply when making non-USD payments.

Smartphone displaying a Grey Visa Platinum card with options to add to Apple Wallet and manage card settings.

Everything your Grey virtual card supports

Your Grey virtual Visa card works wherever Visa is accepted: online, in apps, and in physical stores across 150 million merchants worldwide. That includes Netflix, Spotify, Apple, Amazon, Google Ads, Canva, Coursera, Uber, Namecheap, and more. You can also add your Grey card to Apple Pay or Google Pay for contactless payments in supported regions.

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Built for the way you live and work today

We built Grey virtual cards for the freelancers, remote workers, and digital nomads who live and spend across borders

Shop at over 150 million merchants world wide

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With you on-the-go, from booking that flight to spending wherever you go

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Use your card locally anywhere Visa is accepted, no matter the currency

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Built with your security in mind

Your card is protected by industry-standard security, 3D Secure verification, and secure in-app controls, so you can spend confidently anywhere.

Grey branded Visa Platinum credit card with a green checkmark symbol in front.

Secure card creation and in-app management

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3D Secure verification on transactions

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Visa’s global payment network

Get your virtual card in less than 5 minutes

STEP ONE

Download the Grey app

STEP TWO

Create your account

Form titled 'Get started' with fields for legal first name, legal last name, and email address inputs.

STEP THREE

Fund your account

Grey wallet interface showing total balance $0.00 with options to add money

STEP FOUR

Create your card instantly

Virtual Grey Visa Platinum card with digital wallets support displayed under 'Your virtual card is ready!' text.

Real stories from
our global community

Grey has been my go-to for Namecheap payments and YouTube, too, alongside Aliexpress for about a year now. Every now and then, I use it for some other sites I do not have recurring payment obligations with and Grey has made paying seamless all of the times.

Frank

I've used my Grey virtual card for online shopping and received payments from clients abroad through my Grey foreign account-everything has been smooth and hassle-free. Grey has made handling international transactions so simple and stress-free. Honestly, it's a total game-changer for anyone who deals with money across borders!

Ismail

Spent two frustrating weeks trying to set up a new Azure account, only to realize Naira cards are blocked for dollar transactions. Even after getting a Mastercard no luck! Thanks to a friend's tip, I tried a Grey card and got verified in minutes. Azure set up successfully

Ayomide

If the debit is in USD, you'll need a USD card, I use Grey's virtual card. Haven't had any issues with them so far.

Leke

Wanted to pay for a course on Coursera, and local debit cards weren't working. I just ran to Grey and created a virtual USD card, funded it and paid under 5 minutes. Please use Grey to pay for your online courses. Would have been another frustrating evening

Jae

Grey Finance's virtual card for seamless cross-border payments.

Nydia

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FAQs

How do I get the Grey virtual card?

You can get a Grey virtual card right in your Grey app, and it takes less than 5 minutes. Start by creating a Grey account, then create your virtual card directly from your dashboard. Already have the app? Go to Cards to create your new virtual Visa card in seconds.

Which currencies can I spend from

You can spend directly from any balance of your choice, in USD, EUR, GBP, or your local currency. Simply choose the balance you want, and your card will be linked automatically.

Do I need to fund my card before spending?

No. Your Grey virtual card is directly connected to your selected balance. If you have funds in your account, you can spend instantly — no extra steps.

Can I use my Grey card with Apple Pay or Google Pay?

Yes. You can add your Grey virtual card to Apple Pay or Google Pay in supported regions and enjoy fast, contactless payments online and in-store.

Can I create more than one virtual card?

Yes. You can create multiple virtual cards for different needs like subscriptions, travel, ad spend, or everyday payments. Each card can have its own limits and controls.

Is my Grey virtual card secure?

Yes. Grey virtual cards are protected with 3D Secure, Visa’s global payment network, and in-app controls that let you manage or pause cards anytime.

Where can I use my Grey virtual card?

Anywhere Visa is accepted — online, in apps, and in physical stores worldwide.

How long does it take to get a Grey virtual card?

Creating your Grey virtual card is an instant process. Just open your Grey app, go to Cards, and follow the prompts.

What if I need help?

Our Support team is available 24/7 to help you with anything you need, anytime.

Availability of card services depends on your location and supported jurisdictions. Learn more

One international card for all your global spending

Cards built for the borderless