Currency converter with live exchange rates
Check the live exchange rate for any currency pair. Grey shows you the mid-market rate, the fee, and exactly what you or your recipient receives, before you send.
Trusted by 3M+
Bank-grade encryption
LIVE RATES
USD to NGN
1,355.23
USD to NGN
1,355.23
USD to NGN
1,355.23
USD to NGN
1,355.23
USD to NGN
1,355.23
USD to NGN
1,355.23
USD to NGN
1,355.23
USD to NGN
1,355.23
USD to NGN
1,355.23
USD to NGN
1,355.23
Convert money at a fair rate
Grey is a financial technology company, not a bank, registered with FinCEN in the United States. When you convert currencies with Grey, you see the rate and exactly what your recipient receives before you confirm.
01
See the rate
The exchange rate, shown before you convert
02
See what they recieve
The exact amount in their local currency
03
Confirm at that rate
The rate shown is the rate applied
How exchange rates work
1-4%
The typical margin banks and most transfer services add to the mid-market rate
An exchange rate is the price of one currency expressed in another. When you convert US dollars to Nigerian naira, the exchange rate tells you how many naira one dollar buys at that moment. The rate consumers see from banks and most transfer services is the mid-market rate plus a margin, typically 1 to 4 percent. Grey shows the exchange rate and the amount your recipient receives before you confirm. Exchange rates move constantly because currencies trade around the clock. Interest rates, inflation, economic data, trade flows and market sentiment all change the balance of supply and demand for a currency. When you read a rate, check which rate it is. The mid-market rate is a reference point, but the rate you are quoted for a transfer is the one that decides what your recipient gets.
How to get the best exchange rate
The best exchange rate is the one that leaves your recipient with the most money. A small margin hidden in the rate can cost more than it looks, especially on larger amounts.
Compare recipient amounts. Enter the same send amount in two apps and compare the receive amount in local currency. The provider where your recipient gets more is cheaper in total.
See your rate before you send
You can convert US dollars to every currency below with Grey. Each rate shows what 1 USD is worth today at the mid-market rate. Select a pair for its chart, history and conversion table.
Live exchange rates
Choose a currency pair to see its live rate and chart
Show all currencies
Frequently asked questions
What is the best currency converter?
The best currency converter shows the live mid-market rate, the fee separately, and what your recipient actually receives in their local currency. Grey shows all three before you confirm a conversion.
How do I get the best exchange rate?
Compare the total cost of a transfer, not just the advertised fee. Many banks and services add a margin to the exchange rate that is invisible in the fee number. Grey shows the rate and fee separately.
What is the mid-market exchange rate?
The mid-market rate is the midpoint between the buy and sell prices of two currencies on the global interbank market. Consumer rates from banks typically include a margin above this rate.
Can I use Grey to convert currencies?
Yes. Grey supports currency conversion across 200+ currency pairs. You can check the live rate for any supported pair and convert by sending money directly to a recipient's bank account in 80+ countries.
Is Grey a currency exchange near me?
Grey is a digital currency converter and money transfer app, not a physical exchange bureau. You can check live rates and convert money from your phone.
How often does Grey update its exchange rates?
Grey's exchange rates update in real time. The rate shown when you confirm your conversion is the rate applied. Grey does not adjust the rate after confirmation.
Get a global account that puts you in total control of your money.
