Freelancing in Ghana is a growing sector, particularly within the digital space. Platforms like Fiverr, Upwork, and Truelancer have played significant roles in connecting Ghanaian freelancers with global clients. Unfortunately, the sector still face challenges regarding payment processing and efficient international fund transfers.
Several platforms offer convenient and reliable solutions for freelancers in Ghana seeking to receive payments in US dollars. Grey is a strong contender, providing USD accounts, seamless transfers and a versatile USD.
In this article, we will explore some of the top platforms for freelancers in Ghana to receive payments in US dollars and things to look out for to help you make an informed decision.
Grey is specifically designed for remote workers and freelancers in Africa. It offers USD accounts, competitive exchange rates, and easy withdrawals to local bank accounts. Grey also allows users to send invoices and manage their finances in one place. Once funds are received in USD, you can convert to Ghanaian cedis (GHS) at competitive rates and withdraw to your local bank account. Grey also offers UK and EU bank accounts, allowing users to seamlessly transact in GBP and EUR.
Why choose Grey:
Also read: How to convert Cedis to USD at the best rates
Payoneer is widely used by freelancers on platforms like Upwork and Fiverr. Users can receive USD payments, hold funds, and withdraw to local banks or ATMs. While it charges annual card maintenance fees, Payoneer’s global reach is a significant advantage. While its conversion rate and withdrawal cost might be some concern, it is a reliable payment option.
Wise offers multi-currency accounts and competitive exchange rates for international payments. It’s a good option for freelancers who need to receive payments from various clients and currencies. However, it has limited integration with freelancing platforms, and users might experience some delays in verification.
This platform provides USD accounts and a USD virtual debit card for online purchases and payments. Geegpay is beneficial for freelancers who need to manage their expenses and access funds easily.
PayPal is widely accepted, and many clients already use it. Hence, they might consider it easier and more reliable to pay through the platform. However, PayPal doesn’t support full services in Ghana. Also, fees and exchange rates can be less favourable than those of specialised platforms. If you create a PayPal account, you can link it to a Payoneer USD account to receive payments. Funds can then be moved to Payoneer and withdrawn locally. You can also withdraw your PayPal funds with Grey. Otherwise, just opt for a more straightforward payment option like Grey’s US account.
Also read: The best digital nomad jobs to earn from anywhere in Ghana
Deel is a platform for remote work and freelance contracts. Freelancers hired through Deel can receive USD and choose their payout method, including Payoneer, Wise, or bank transfer. However, your client is required to use Deel.
As a freelancer in Ghana, choosing the right payment platform can save you time and money. Grey offers a seamless experience with USD accounts tailored to African freelancers.
Need a USD account in Ghana? Create your free Grey account today to start receiving international payments.
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