Sending USD from Nigeria to the USA: Step-by-step guide

Tunde Aladeloba

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Sending money from Nigeria to the USA has become much easier and more seamless. Whether it’s for school fees, family support, or business payments, the process no longer involves complicated procedures or long waits.

With Grey, Nigerians can have free US bank accounts and send money to the US with no hassle.  By cutting through traditional banking red tape, Grey provides a fast, reliable option that fits perfectly into today’s fast-paced world. This guide will walk you through why and how to use such Grey for smooth and stree-free international transfers.

Also read: Send USD to 170+ countries instantly and securely with Grey!

Top reasons for sending USD from Nigeria to the USA

  1. Tuition fees: Nigerian students studying in the United States often require USD transfers to pay for tuition, accommodation, and other school-related expenses.
  2. Personal remittances: Many Nigerians send money to family members living in the USA for upkeep, emergencies, or family projects.
  3. Medical bills: Payments for specialised medical treatment in the USA can necessitate USD transfers.
  4. Business transactions: Nigerian businesses dealing with suppliers, service providers, or consultants in the US may need to send USD for payments

Reliable ways to send USD from Nigeria to the USA

  1. Grey (recommended): A digital finance platform that allows Nigerians to open US bank accounts, receive USD, and send money abroad legally and swiftly.
  2. Payoneer: Ideal for freelancers and professionals receiving USD payments. Funds in a Payoneer account can be used for payments or withdrawals abroad.
  3. Banks with international wire transfer services: Nigerian banks offer USD wire transfers but require Form A or other documentation.
  4. Western Union and MoneyGram: These trusted money transfer operators offer fast cash pickups and bank deposits across the USA. With extensive agent networks, they ensure recipients can conveniently access their funds

Also read: Best ways to receive international payments in Nigeria

Steps to using Grey to send USD from Nigeria

Step 1: Sign up and verify your Grey account

  • Visit www.grey.co and sign up with your email and phone number.
  • Complete identity verification by uploading a valid government-issued ID and a selfie.

Step 2: Create a US bank account

  • Once verified, you can open a US account in your name.
  • This account can receive USD from platforms like Upwork, PayPal, or foreign employers.

Also read: How to open a dollar account in Nigeria

Step 3: Fund your USD account

  • To send USD, first convert your Naira to USD using Grey’s exchange feature.
  • Deposit Naira into your Grey account via bank transfer.
  • Then convert the amount to USD based on the live exchange rate.

Step 4: Send USD internationally

  • Go to the “Send Money” section.
  • Enter the recipient's bank details (US bank account number, routing number, full name).
  • Review the details, fees and exchange rates
  • Complete the transaction: Confirm the details and authorise the payment.

Send USD globally with ease

You know longer have to jump through hoops or lose money to hidden fees. Now with Grey, you can send easily US dollars from Nigeria to the USA anytime, anywhere.

Sign up with Grey today and take control of your global finances.

Open a free Grey account to get startedJoin 1 million digital nomads

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