Managing remittances while working from abroad

Olayoyin Olorunmota

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Working from abroad can be an incredible experience. You can explore new cities, meet new people, and get a fresh perspective on life. In addition, it’s an opportunity to help the people back home and sometimes, build businesses.

In 2024, the World Bank estimated that global remittances to low and middle-income countries reached over $650 billion, with workers abroad making up the bulk of that flow. Challenges like high fees, poor exchange rates, and unpredictable delays often disrupt that flow.

Here’s how you can manage those challenges and keep your remittances smooth, affordable, and stress-free, so you can focus on your work and life abroad without worrying about money transfers.

Also read: How to protect your funds while travelling abroad

Challenges of sending money while abroad

Living and working abroad is exciting, but sometimes, what should be a quick, straightforward transfer often leaves much to be desired.

Here are some of the biggest pain points remote workers and expats face:

  1. High transfer fees: Traditional banks and many remittance services take a sizeable cut, sometimes as much as 5–10% of your transfer. That’s money that could have gone straight to your loved ones.
  2. Poor exchange rates: Even a small difference in the foreign exchange rate can add up to a significant loss on larger transfers. Sometimes, the “bank rate” you’re offered is far worse than the real market rate.
  3. Slow processing times: While you can send an email instantly from anywhere in the world, an international wire transfer can still take several business days to clear. For urgent payments, that delay can be stressful.
  4. Limited payout networks: If your recipient lives in a country with fewer banking or payout options, they may have to travel far or wait longer to collect funds, adding more time and inconvenience.
  5. Hidden costs: Some providers apply receiving charges, intermediary bank fees, or mandatory conversion fees that you only discover after the transfer.

Also read: A freelancer’s guide to avoiding payment scams online

How can you manage remittances effectively?

With the right combination of planning and modern payment tools, you can send money across borders quickly, affordably, and with far fewer headaches. Here are a few tips that can help:

1. Map your routes before you send

Not all transfer paths are created equal. Bank wire, fintech transfer, card payout, and mobile money each have different speeds, fees, and success rates by corridor. Do a quick A/B test with small amounts to see which route lands fastest and cheapest for your destination.

2. Time your transfers with intention

FX moves daily. If you’re paid in a strong currency (e.g., USD/EUR) and sending to a weaker one, batching and converting on favourable days can add up. A nice hack is to set a target rate, and only convert when it’s at or above that line. When in doubt, split transfers, convert some now, hold some to hedge.

3. Avoid double conversions

For example, converting USD to EUR to KES means paying two spreads. Whenever possible, receive the currency you earn and send it in the currency your recipient needs with a single, transparent conversion.

4. Match the payout method to the recipient

Speed, convenience, and cost vary by recipient. A parent may prefer a direct bank credit, while a contractor might want mobile money for instant access. Ask what works for them, then optimise for that rail.

5. Keep a remittance buffer

If your pay fluctuates, hold a small cushion in the sending currency to avoid forced conversions on a bad FX day. Even 2–4 weeks of average transfers can protect you from swings.

6. Prioritise security and compliance

Stick to regulated platforms, complete KYC, and use two-factor authentication. If a service can’t tell you where your money is in the flow, that’s a red flag.

7. Choose a platform built for global workers

You want a fast and easy-to-use platform that works where your recipients live. A good example is Grey.

Also read: How to get paid as a creator on social media from anywhere in the world

With the right tools, you can support your loved ones from anywhere without any issues.

Create your Grey account today or download the app to enjoy inclusive global banking designed to carry your dreams across borders.

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Last updated:

June 15, 2026

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UK visa sponsorship jobs: 17 places to target

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2 min read

The UK immigration scene has changed a lot over the last couple of years, with stricter immigration requirements and a higher salary threshold for the Skilled Worker visa. However, the UK still offers the most realistic potential for Nigerians trying to move out of the country.

UK visa sponsorship jobs are roles offered by employers on the UK Home Office register of licensed sponsors. For Nigerians, the main route is the Skilled Worker visa, which requires a sponsoring employer, a job at or above the salary threshold (typically £41,700 since July 22, 2025), and English language proficiency. The top sources of sponsored roles are NHS Trusts, tech firms, universities, and care providers.

While it is now a bit more difficult, it is still very possible to get a job in the UK with visa sponsorship, especially if you know where to look. It is important to know which employers actually sponsor, which sectors have the most openings, and how to apply in a way that stands out. This guide covers all of that, starting with 17 specific places to target.

UK job visa for Nigerians: how to qualify

Most Nigerians moving to the UK for work apply through the Skilled Worker visa route. To qualify, you must meet several eligibility requirements set by the UK Home Office before you can submit your visa application.

  1. Secure a job offer from a licensed sponsor:  You must have a confirmed job offer from a UK employer that is authorised to sponsor overseas workers. Only employers on the UK government's register of licensed sponsors can issue a Certificate of Sponsorship (CoS), which is required for your visa application. Before accepting an offer, verify that the employer appears on the official sponsor list.
  2. Your job must be eligible: The position must be on the list of occupations that qualify for the Skilled Worker visa and be assigned an eligible Standard Occupational Classification (SOC) code. Many professional, technical, healthcare, engineering, education, and skilled trade roles qualify, while most low-skilled or temporary jobs do not.
  3. The job must meet the salary threshold: The current minimum salary threshold for a Skilled Worker visa is £41,700 per year. Some occupations have a higher ‘going rate’. To qualify, you must be paid whichever is higher: the minimum threshold or the going rate for the job. Jobs listed on the immigration salary list usually have a lower salary threshold of £33,400 per year (or lower for specific health and care roles). This might also be applicable for new entrants, Under-26 applicants, and some PhD holders or postdoctoral positions. Verify the current threshold before applying, as this figure has changed multiple times in recent years.
  4. English language proficiency. You must demonstrate English ability through a recognised test (such as IELTS or PTE), a degree taught in English, or by being a national of a majority English-speaking country. Nigeria is not on the exemption list, so you will need a test result unless you have an English-language degree from an approved institution
  5. Maintenance funds. You must show you have enough money to support yourself on arrival, typically at least £1,270 in your bank account for 28 consecutive days before you apply. Some employers cover this requirement in their sponsorship offer.

Also read: The best banks to get US dollar account in the UK

17 places Nigerians should target for UK visa sponsorship

If you're looking for a UK employer willing to sponsor your Skilled Worker visa, focus on organisations with a history of hiring international talent. You can check the UK government register of licensed sponsors. Here is a list of services you can target for job sponsorship.

1. NHS Trusts (healthcare)

The National Health Service is the single largest sponsor of non-UK workers. Every NHS Trust is a licensed sponsor.

Best for: Doctors, nurses, pharmacists, radiographers, physiotherapists, biomedical scientists, and allied health professionals.

Typical salary: £30,000–£80,000+ depending on role and seniority.

Where to apply: jobs.nhs.uk

2. Bupa (private healthcare)

Bupa sponsors roles across care homes, dental practices, and private hospitals

Best for: Nurses, care assistants, physiotherapists, dentists, healthcare assistants, and administrative staff.

Where to apply: Apply on the Bupa careers page.

Typical salary: £25,000–£60,000.

3. HC-One (care homes)

One of the UK's largest care home groups. Actively sponsors overseas nurses and care workers under the Health and Care Worker visa.

Best for: Registered nurses, senior carers, and care workers.

Typical salary: £35,000–£50,000.

Where to apply: Apply on hc-one.co.uk

4. Barclays (finance)

Barclays sponsors technology, data, and banking roles. Strong track record with international hires.

Best for: Software engineers, cybersecurity specialists, data analysts, financial analysts, and risk professionals.

Typical salary: £40,000–£90,000+.

Where to apply: Apply through their global careers portal.

5. HSBC (finance)

HSBC has a large international workforce and regularly sponsors technology, analytics, risk, and banking operations roles.

Best for: Technology, finance, compliance, operations, and risk management.

Typical salary: £38,000–£100,000+.

Where to apply: Apply at hsbc.com/careers

6. Deloitte (professional services)

Deloitte sponsors roles in technology consulting, audit, tax, and advisory. Particularly active in technology and data roles.

Best for: Consultants, software developers, auditors, accountants, tax advisers, and data specialists.

Typical salary: £35,000–£90,000+.

Where to apply: Apply through deloitte.com

7. PwC (professional services)

PwC sponsors technology, deals, and assurance roles. Graduate and experienced hire programmes are both open to international applicants.

Best for: Audit, consulting, tax, deals, cybersecurity, and technology.

Typical salary: £35,000–£90,000+.

Where to apply: Apply on pwc.co.uk/careers.

8. Amazon UK (technology and logistics)

Amazon is one of the largest tech employers in the UK and a consistent sponsor. Roles span software engineering, product management, operations, and supply chain.

Best for: Software engineers, operations managers, logistics professionals, and data engineers.

Typical salary: £40,000–£120,000+

Where to apply: Apply at amazon.jobs.

9. Google UK (technology)

Google sponsors software engineers, data scientists, product managers, and UX researchers at its London campus. Competition is high, but roles are open to international applicants.

Best for: Software engineers, product managers, UX designers, AI specialists, and data scientists.

Typical salary: £70,000–£180,000+.

Where to apply: Apply at careers.google.com

10. Microsoft UK (technology)

Microsoft UK sponsors engineering, product, and cloud architecture roles. Cloud and AI roles are particularly active.

Best for: Software engineers, product managers, UX designers, AI specialists, and data scientists.

Typical salary: £70,000–£180,000+.

Where to apply: Apply at careers.microsoft.com.

11. Tata Consultancy Services (technology consulting)

TCS is a major IT services firm with offices across the UK, with a long history of sponsoring international tech professionals. It regularly sponsors developers, business analysts, and project managers.

Best for: Software developers, business analysts, project managers, and IT consultants.

Typical salary: £35,000–£80,000.

Where to apply: Apply on tcs.com/careers.

12. Infosys UK (technology consulting)

Infosys sponsors technology and consulting roles across sectors, including banking, retail, and healthcare.

Best for: Software engineering, cloud computing, AI, cybersecurity, and consulting.

Typical salary: £35,000–£75,000.

Where to apply: infosys.com/careers/, filter for UK jobs.

13. BT Group (telecommunications)

BT sponsors technology, engineering, and network roles. Relevant for electrical and electronics engineers as well as software professionals.

Best for: Telecommunications engineers, software developers, network engineers, and cybersecurity professionals.

Typical salary: £35,000–£80,000

Where to apply: Apply on bt.com/careers.

14. UK universities

Most Russell Group universities and many post-92 universities are licensed sponsors. Roles are highly competitive but many offer sponsorship

Best for: Lecturers, researchers, postdoctoral scientists, and administrative professionals.

Where to apply: Check the specific university's careers page.

Typical salary: £35,000–£70,000+.

15. Engineering firms: Mott MacDonald, Arup, Jacobs

Large civil, structural, and mechanical engineering firms actively sponsor qualified engineers. Relevant qualification and professional accreditation (such as IEng or CEng) will significantly improve your chances.

Best for: Civil, structural, mechanical, electrical, and environmental engineers.

Typical salary: £40,000–£85,000+.

Where to apply: Apply through each firm's careers page.

16. Accountancy firms: Grant Thornton, BDO, Mazars

Mid-tier accountancy firms outside the Big Four also sponsor. Particularly relevant for ACCA or ICAN-qualified accountants.

Best for: Chartered accountants, auditors, tax advisers, and consultants.

Typical salary: £35,000–£75,000.

Where to apply: Apply through their websites.

17. Oil and gas: Shell UK, Wood Group, Petrofac

The energy sector continues to recruit experienced international professionals, particularly those with upstream oil and gas or renewable energy expertise.

Best for: Petroleum engineers, mechanical engineers, project managers, HSE specialists, and energy professionals.

Typical salary: £45,000–£120,000+

Where to apply: Apply directly on the company's career portals.

UK work permit visa: what you need to know

The Skilled Worker visa is the main route for most people, but it is not the only one.

  • Skilled Worker visa: Requires employer sponsorship, a qualifying role, and a salary at or above the threshold. Valid for up to five years, renewable. After five years of continuous legal residence, you can apply for indefinite leave to remain (ILR), which gives you permanent residence.
  • Health and Care Worker visa: A subset of the Skilled Worker visa for doctors, nurses, allied health professionals, and adult social care workers. It has a lower salary threshold in some cases and a reduced visa application fee.
  • Global Talent visa: For researchers, artists, and digital technology specialists who are recognised as leaders or emerging leaders in their field. It doesn’t require employer sponsorship. Requires an endorsement from a recognised endorsing body. Very selective.
  • Scale-up visa: For workers joining fast-growing UK companies that meet specific criteria. Requires an initial sponsoring employer but gives more flexibility to change jobs after six months.

For those also considering other European destinations, see our Luxembourg work permit guide for an alternative option within the EU.

UK sponsorship jobs by sector

Some sectors sponsor far more overseas workers than others. Here is a breakdown with typical salary ranges.

Sector Common sponsored roles Typical salary (2026) Notes
Healthcare (NHS) Nurses, doctors, physiotherapists £30,000 to £80,000+ Health and Care visa available with lower threshold
Care (private) Care workers, senior carers £23,000 to £48,000 Shortage occupation, lower threshold may apply
Technology Software engineers, data scientists, product managers £40,000 to £100,000+ Very active; hundreds of licensed sponsors
Education and research
Lecturers, researchers, postdocs £35,000 to £65,000 Universities routinely sponsor
Engineering Civil, structural, mechanical, petroleum £38,000 to £75,000 Professional accreditation helpful
Finance and
professional services
Accountants, analysts, consultants £38,000 to £90,000+ Big Four and mid-tier firms both sponsor
Oil and gas Petroleum engineers, subsea engineers £45,000 to £90,000 North Sea and international offices

Salary thresholds are reviewed periodically. Verify the current minimum before you apply.

How to apply for a UK-sponsored job from Nigeria

Once you secure a job offer from a licensed sponsor, the application process is relatively straightforward. Here's what to expect.

Step 1: Check that the employer is licensed to sponsor visas.

Before applying for any role, confirm that the employer appears on the UK government's register of licensed sponsors. Only organisations on this list can issue a Certificate of Sponsorship (CoS), which you need for your visa application.

Step 2: Tailor your CV to UK standards.

A UK CV is typically no more than two pages, written in reverse chronological order, and does not include a photograph, date of birth, marital status, or religious affiliation. Focus on measurable achievements rather than listing responsibilities.

Step 3: Apply through the employer's careers portal.

Most UK employers accept applications through their own recruitment websites. Create job alerts for your preferred roles and apply early, as sponsored positions often attract a large number of applicants.

Step 4: Prepare for interviews.

Many UK employers conduct two or more interview stages, often beginning with a virtual interview. Expect competency-based questions and prepare your responses using the STAR method (Situation, Task, Action, Result).

Step 5: Receive your job offer and Certificate of Sponsorship.

If you are successful, your employer will issue a formal offer and assign you a Certificate of Sponsorship (CoS). This electronic document contains a unique reference number required for your visa application.

Step 6: Submit your Skilled Worker visa application.

Apply online through UK Visas and Immigration (UKVI) using your CoS reference number. You'll also pay the visa application fee and the Immigration Health Surcharge (IHS), which gives you access to the UK's National Health Service during your stay. Visa fees vary depending on your occupation and the length of your sponsorship, so always confirm the latest amounts on GOV.UK before applying.

Step 7: Attend your biometric appointment.

Book an appointment at a UK Visa Application Centre in Lagos or Abuja to provide your fingerprints, photograph, and supporting documents.

Step 8: Wait for a decision.

Most Skilled Worker visa applications made outside the UK are processed within about three weeks after your biometric appointment, although processing times can vary depending on your circumstances.

If you will be running a business in the UK, here is how to register as self-employed in the UK (and US).

Applying for a UK eVisa from Nigeria

The UK has moved to a digital immigration system known as the eVisa, which replaces physical immigration documents for most visa holders.

What is an eVisa?

An eVisa is a digital record of your immigration permission held by the UK Home Office. Instead of relying on a physical Biometric Residence Permit (BRP), you access your immigration status online through your UK Visas and Immigration (UKVI) account.

How does it work?

After your visa is approved, you'll create or sign in to your UKVI account to view your immigration status. You can generate a share code whenever an employer, landlord, or another organisation needs to verify your right to work or live in the UK.

If you're travelling to the UK for the first time, you may still receive a short-validity entry vignette in your passport (where applicable) to allow you to enter the country before relying on your digital immigration status.

Common issues Nigerian applicants should avoid:

  • Name mismatches: Ensure your passport, Certificate of Sponsorship, educational certificates, and visa application all use exactly the same name.
  • Incomplete supporting documents: Missing employment letters, qualification documents, or financial evidence can delay your application.
  • Incorrect financial evidence: Where maintenance funds are required, provide official bank statements from a recognised financial institution covering the required period.
  • Late biometric appointments: Visa application centres in Lagos and Abuja can become fully booked, particularly during peak travel seasons, so schedule your appointment as soon as possible.

How to manage finances once you arrive in the UK

Once you arrive, one of your first priorities should be setting up your finances so you can receive your salary and manage day-to-day expenses.

Open a UK bank account.

Most employers will pay your salary into a UK bank account. Traditional banks may require proof of address, which new arrivals sometimes don't have immediately.

Digital banks such as Monzo, Revolut, and Starling often make it easier for newly arrived residents to open an account, provided you meet their eligibility requirements. They can be a practical option while you're settling in.

Sending money home to Nigeria

Once you are earning in GBP, you will likely want to send money to family back home. Standard international wire transfers from UK banks can cost £15 to £30 per transfer, with conversion rates that are not always transparent.

Grey makes this easier and less expensive. Open a GBP or USD account with Grey alongside your main UK bank account. You can receive your GBP salary into Grey and send money to Nigeria with Grey at transparent rates, with fees shown before you confirm.

GBP deposits come in via Faster Payments at 0.8% and are capped at 10 GBP. GBP-to-NGN conversions are at 1% and capped at $6 (of the GBP equivalent at the time). The NGN amount the recipient will receive is displayed before you send, so there are no surprises on either end.

Grey’s virtual card links with Google Pay and Apple Pay and charges directly from your account balance. This means you don’t have to wait to get a physical card. You can pay for your transportation (trains, trams, buses) and in-store purchases using the contactless payment option.

If you continue earning from overseas clients while working in the UK, Grey also allows you to manage multiple foreign currency (EUR and USD) balances alongside your UK income without opening separate accounts for each currency.

Open a GBP account with Grey and manage your UK earnings and Nigerian transfers from one account.

Frequently asked questions

What is the minimum salary for a UK Skilled Worker visa?

The general salary threshold for a Skilled Worker visa is £41,700 per year as of 2026. Jobs listed on the immigration salary list usually have a lower salary threshold of £33,400 per year (or lower for specific health and care roles). This might also be applicable for new entrants, Under-26 applicants, and some PhD holders or postdoctoral positions. Verify the current threshold before applying, as this figure has changed multiple times in recent years.

Which UK employers sponsor Nigerians most often?

The NHS is the UK's largest sponsor of overseas workers, recruiting thousands of doctors, nurses, pharmacists, physiotherapists, and other healthcare professionals each year. Large care providers such as HC-One, Barchester Healthcare, and Care UK also regularly sponsor international recruits. Outside healthcare, employers including Amazon, Google, Microsoft, TCS, Infosys, Deloitte, PwC, EY, KPMG, Barclays, and HSBC frequently sponsor skilled professionals in technology, finance, consulting, and engineering.

Can I bring my family on a UK Skilled Worker visa?

In most cases, yes. Your partner and dependent children under 18 can apply to join you in the UK as dependants. Each dependent pays a separate visa application fee and the Immigration Health Surcharge. Your salary must be above a minimum threshold to sponsor dependents. The dependent rules and salary thresholds have been tightened in recent years, so confirm the current requirements at gov.uk.

How long does a UK sponsorship visa take to process?

Most Skilled Worker visa applications submitted from outside the UK are processed within three weeks after you attend your biometric appointment. Priority and Super Priority services may be available for an additional fee, depending on your location and the type of application. Delays can occur if further checks or additional documents are required.

Do I need IELTS for a UK Skilled Worker visa?

Most Nigerian applicants need to demonstrate English language proficiency. IELTS for UKVI is the most widely used test. You typically need a minimum score of B1 (CEFR level) or above, though the exact requirement depends on the role. Graduates with degrees taught in English from UK universities or other approved institutions may be exempt. A full list of exemptions is on the UK Visas and Immigration website.

How do I send money home from the UK to Nigeria?

Once you are earning in GBP in the UK, the most cost-effective way to send money home is through a service that shows the exchange rate and fee before you confirm. Grey lets you convert GBP to NGN and send directly to Nigerian bank accounts at transparent rates. The recipient's NGN amount is shown before you confirm the transfer.

Holiday Work Permit Australia: How to get one and what you can earn

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2 min read

Australia is one of the most popular destinations for young travellers looking to combine work and travel. From working in cafés in Melbourne to harvesting fruit in regional Queensland or spending weekends exploring the Great Barrier Reef, a working holiday lets you earn money while experiencing life in Australia.

If you've searched for a holiday work permit Australia, you've probably come across terms like Working Holiday visa, Work and Holiday visa, and visa subclasses 417 and 462. They all refer to Australia's Working Holiday Maker programme, but the visa you're eligible for depends on your nationality.

Not every country participates in the programme, and the requirements differ depending on the visa subclass. Understanding which visa applies to you is the first step before planning your trip.

This guide explains who can apply, how the process works, how much the visa costs, how much you can earn while you're in Australia, and what your options are if your country isn't currently eligible.

Australia working holiday visa at a glance

Requirement Details
Age 18 to 30 years old (or up to 35 for some nationalities)
Length of stay Up to 12 months
Extensions Second and third-year visas available if eligible regional work requirements are met
Visa types Subclass 417 (Working Holiday) and Subclass 462 (Work and Holiday)
Application fee Around AUD 650 (2026)
Work rights Work while travelling, usually up to six months with one employer unless exemptions apply
Quick answer: Australia's Working Holiday Maker programme allows eligible travellers aged 18 to 30 (or 35 for some nationalities) to live, work, and travel in Australia for up to one year. The programme includes two visas: Working Holiday (subclass 417) and Work and Holiday (subclass 462). As of 2026, the application fee is around AUD 650, and eligible travellers may qualify for a second or third year by completing specified regional work.

You can also explore other visa options in Australia.

What is the Australia working holiday permit?

Although many people search for a holiday work permit Australia, the country doesn't issue a document officially called a "work permit".

Instead, the right to work comes through the Working Holiday Maker programme, which includes two temporary visas: the Working Holiday visa (subclass 417) and the Work and Holiday visa (subclass 462).

Both visas allow young travellers to work and travel across Australia for up to 12 months. During that time, you can take temporary jobs, travel between cities, and experience life in Australia while helping fund your stay.

The biggest difference between the two visas is who can apply. Your nationality determines which subclass you're eligible for, and each visa has its own eligibility requirements.

Many travellers also extend their stay by completing eligible regional work, such as farm work, fishing, construction, bushfire recovery, or tourism jobs in designated parts of Australia.

If your goal is to spend a year travelling while earning money to support your trip, the Working Holiday Maker programme is one of Australia's most flexible visa options.

Who is eligible for an Australia working holiday visa?

Not everyone can apply for a working holiday visa. Australia only offers these visas to citizens of participating countries, and you'll also need to meet several personal requirements.

In general, applicants must:

  • Be between 18 and 30 years old, although citizens of some countries can apply up to the age of 35
  • Hold a passport from an eligible country
  • Apply from outside Australia (for most first-time applications)
  • Have enough money to support themselves when they arrive
  • Have enough funds to buy a return ticket or enough money to purchase one later
  • Not be travelling with dependent children
  • Meet Australia's health and character requirements

If you're applying for the Work and Holiday visa (subclass 462), you may also need to meet additional education, English language, or government support requirements, depending on your nationality.

Countries eligible for Australia's Working Holiday Maker programme

Australia's eligible countries are divided between the two visa subclasses.

Examples of countries eligible for subclass 417 include:

  • United Kingdom
  • Ireland
  • Canada
  • France
  • Germany
  • Italy
  • Spain
  • Denmark
  • Sweden
  • Norway
  • Belgium
  • Netherlands
  • Japan
  • South Korea
  • Taiwan
  • Hong Kong

Examples of countries eligible for subclass 462 include:

  • United States
  • China
  • India
  • Brazil
  • Argentina
  • Chile
  • Peru
  • Thailand
  • Malaysia
  • Indonesia
  • Vietnam
  • Singapore
  • Poland
  • Portugal
  • Türkiye

Australia regularly updates eligibility rules and annual quotas, so it's important to check the latest requirements before applying.

Working Holiday visa Australia: subclasses 417 and 462

The two working holiday visas offer similar work rights, but they aren't identical.

The main differences involve who can apply, whether annual caps apply, and the additional requirements applicants may need to meet.

Feature Subclass 417 Subclass 462
Official name Working Holiday visa Work and Holiday visa
Eligible countries Mainly Europe, Canada and parts of Asia Partner countries across Asia, the Americas and elsewhere
Annual application cap Usually no Yes, for many participating countries
English language requirement No Often required
Education requirement No Usually required
Government support letter No Required for some nationalities
Eligible for second and third-year visas Yes Yes, if requirements are met

Although both visas let you work and travel around Australia, subclass 462 usually involves more eligibility checks than subclass 417.

For example, applicants from some countries under subclass 462 must demonstrate a minimum level of education, provide evidence of English language ability, or obtain a letter of government support before applying.

Because these rules vary by nationality, it's important to check the specific requirements that apply to your passport before submitting your application.

Also read: Luxembourg work permit: How to apply and what to expect

Working holiday visa Australia for Nigerians and Africans

One of the most common questions people ask is whether Nigerians can apply for an Australia working holiday visa.

As of 2026, the answer is no.

Nigeria is not currently included on the list of countries eligible for either the Working Holiday visa (subclass 417) or the Work and Holiday visa (subclass 462). That means Nigerian passport holders can't apply for Australia's Working Holiday Maker programme at this time.

The same applies to many other African countries. While Australia has expanded the programme over the years, eligibility remains limited to countries that have a formal agreement with the Australian Government.

That doesn't necessarily mean working in Australia is out of reach.

If you're from Nigeria or another African country that's not part of the Working Holiday Maker programme, you may still qualify through another visa pathway.

Some of the most common alternatives include:

  • Student visa: Study at an Australian institution while working within your visa's employment conditions.
  • Skilled migration visas: Available to people with qualifications and experience in occupations that Australia needs.
  • Employer-sponsored visas: Australian employers can sponsor eligible workers for specific roles where skills shortages exist.

If you're considering working abroad but Australia isn't currently an option, you can also explore opportunities in other countries. For example, our Luxembourg work permit guide explains another pathway for living and working overseas.

Although Australia regularly reviews its visa programmes, you shouldn't assume your country will become eligible in the future. Always check the latest eligibility list before making travel plans.

How to apply for an Australia working holiday visa

If you're eligible, applying for an Australian working holiday visa is a relatively straightforward process. Applications are completed online through the Australian Government's ImmiAccount portal.

Here's what to expect.

Step 1: Check which visa you're eligible for

Before you begin your application, confirm whether you qualify for:

  • Working Holiday visa (subclass 417), or
  • Work and Holiday visa (subclass 462).

The requirements differ depending on your nationality, so make sure you're applying for the correct subclass.

Step 2: Create an ImmiAccount

Visit the Australian Department of Home Affairs website and create a free ImmiAccount. This is where you'll complete your application, upload documents, pay your visa fee and track your application's progress

Step 3: Gather your documents

Although requirements vary slightly depending on your nationality, you'll usually need:

  • A valid passport
  • A recent passport photograph
  • Proof that you have enough money to support yourself when you arrive
  • Evidence of onward travel funds or a return ticket
  • Any required English language or education documents (subclass 462 applicants)
  • Additional supporting documents if requested

Some applicants may also need to complete health examinations or provide police certificates during the assessment process.

Step 4: Complete your online application

Fill in your personal information carefully and upload all required documents.

Take your time to review everything before submitting. Missing information or incorrect details can delay your application.

Step 5: Provide biometrics if requested

Depending on your nationality and where you apply, you may receive instructions to provide biometric information, such as fingerprints and a photograph.

Not every applicant will need to complete this step.

Step 6: Pay the application fee

As of 2026, the application fee for a first Working Holiday Maker visa is AUD 840, although additional costs may apply for health examinations, police certificates, or biometrics. Fees can change, so always check the latest amount before submitting your application.

Step 7: Wait for a decision

Processing times vary throughout the year and depend on factors such as application volumes, your nationality, whether additional documents are required, and health or character checks.

Because processing can take longer during busy periods, it's best not to book flights or make non-refundable travel arrangements until your visa has been granted.

Tips for a smoother application

Before you submit your application:

  • Double-check that your passport is valid
  • Make sure every uploaded document is clear and readable
  • Provide complete and accurate information
  • Respond quickly if the Department of Home Affairs asks for additional documents

Small mistakes can slow down your application, so taking a little extra time before submitting can make the process much smoother.

How much can you earn on an Australia working holiday?

One of the biggest advantages of Australia's Working Holiday Maker programme is the opportunity to earn enough to support your travels while gaining international work experience.

As of 1 July 2026, Australia's National Minimum Wage is AUD 26.44 per hour for award-free adult employees. Many jobs are covered by industry awards, which may offer higher minimum pay depending on the role and location. Casual workers are also entitled to a casual loading, which increases their hourly rate.

How much you earn will depend on factors such as the type of job you do, where you work, whether you're employed full-time, part-time or casually, and whether you're entitled to overtime, weekend or public holiday rates.

Working holiday makers often find temporary jobs in hospitality, retail, tourism, warehouses and logistics, or on farms during harvest seasons. Construction and labouring roles are also common, particularly for those with relevant experience.

Seasonal work in regional Australia is especially popular, as it can help eligible travellers qualify for a second or third Working Holiday visa while allowing them to explore different parts of the country.

Tax for working holiday makers

Working holiday makers don't pay tax in the same way as Australian residents.

If you're employed by a registered employer, the first AUD 45,000 of your working holiday income is generally taxed at 15%. Higher tax rates apply once your earnings exceed that threshold.

As with any country, it's worth understanding your tax obligations before you start working. Keeping copies of your payslips and making sure your employer is correctly registered can make tax time much easier.

How to manage money while working in Australia

Once you arrive in Australia, one of the first things you'll probably do is open a local bank account.

Having an Australian bank account makes it easier to receive your salary, pay rent, shop locally and avoid unnecessary international card fees.

If you're planning to save money during your working holiday, you'll also want an easy way to send those savings home.

Instead of relying on traditional bank transfers, which can come with higher fees and less competitive exchange rates, many travellers choose international money transfer services that offer faster transfers and transparent pricing.

With Grey, you can send money from Australia to countries including Nigeria, India, Pakistan, Kenya, Ghana and many others, making it easier to support family, pay bills back home or move your savings while you're abroad.

If you're managing money in multiple currencies, you can also open a multi-currency account with Grey and move money internationally with ease.

Frequently asked questions

Can Nigerians get a working holiday visa in Australia?

No. As of 2026, Nigeria isn't part of Australia's Working Holiday Maker programme, so Nigerian passport holders can't apply for either subclass 417 or subclass 462. Alternative pathways, such as student, skilled migration and employer-sponsored visas, may still be available depending on your circumstances.

How long can I stay on an Australia working holiday visa?

Your first Working Holiday visa allows you to stay in Australia for up to 12 months. If you complete eligible specified work in regional Australia, you may qualify for a second and, in some cases, a third Working Holiday visa.

How much does an Australia working holiday visa cost?

As of 2026, the application fee for a first Working Holiday Maker visa is AUD 840. Additional costs may apply for health examinations, police certificates or biometric appointments. Always check the latest fee before applying, as visa charges can change.

What is the difference between subclass 417 and subclass 462?

Both visas allow eligible travellers to work and travel in Australia for up to one year. The main difference is eligibility. Subclass 417 is available to citizens of one group of participating countries, while subclass 462 applies to another group and often includes additional requirements such as education, English language proficiency or annual application caps.

Can I extend my working holiday visa in Australia?

Yes. Many travellers qualify for a second or third Working Holiday visa after completing eligible specified work in regional Australia and meeting the relevant requirements.

How do I send money home from Australia?

Once you've started working in Australia, you can send money home using Grey. It offers competitive exchange rates, transparent fees and transfers to multiple countries, making it easy to support family, pay expenses or move your savings internationally.

Send money home with Grey

A working holiday in Australia is about more than travelling. It's an opportunity to earn, save and build new experiences while exploring one of the world's most popular destinations.

When it's time to send money home, Grey makes it simple to transfer your earnings with competitive exchange rates, transparent fees and support for multiple destinations.

Ready to move your money? Send money internationally with Grey.

41 companies in Germany that sponsor work visas in 2026

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2 min read

Germany is one of the best countries to move to as a professional. Despite the country’s economic prowess, they still face shortages in technology, engineering, healthcare, logistics, and manufacturing. This creates a unique opportunity for eligible Nigerians and other African professionals to fill in the gaps.

Germany sponsors foreign professionals through the skilled worker visa and the EU Blue Card, both of which require a qualifying job offer. Employers in engineering, IT, healthcare and manufacturing regularly hire from abroad. The Blue Card requires a recognised degree and a salary above a set threshold.

This guide explains how the sponsorship process works, which companies are known to hire from abroad, and what to expect once you arrive.

How work visa sponsorship works in Germany

Unlike countries such as the UK, Germany doesn’t have a formal register of licensed sponsors. There is one official list of companies that can sponsor foreign workers. Instead, any company in Germany can hire someone outside the EU if the role meets the visa requirements, and the employer is willing to go through the process. Usually, large companies and multinationals already have international recruitment teams familiar with the process.

There are two relevant visa routes for skilled workers. For a full explanation of visa options and living in Germany as a foreigner, see our Germany digital nomad and expat work visa guide.

The skilled worker visa

This option is available to non-EU citizens who have a recognised qualification (degree or vocational qualification) and a valid job offer from a German employer. Your qualifications must generally be recognised in Germany, and the job should match your training or experience. Salary requirements depend on the occupation and current immigration rules rather than a single fixed threshold. The employer does not need to demonstrate that no EU candidate was available (as is required in some countries, including Luxembourg), but the role must align with the applicant's qualifications. Full details on requirements are available at Make It In Germany.

The EU Blue Card

An EU Blue Card is the juicy route, but more difficult. It offers a faster path to permanent residence, easier family reunification, and the ability to move and work within the EU.  This option is
designed for highly qualified professionals with a recognised university degree and a job offer that meets the minimum salary requirement. In 2026, the minimum annual gross salary is approximately €48,300 for most professions and around €43,760 for recognised shortage occupations, including IT, engineering, mathematics, natural sciences, and healthcare (subject to annual updates).

With the EU Blue Card, you can move to other EU countries after 18 months, and you can become a permanent resident after 21 months, especially if you have good German language skills.

41 companies in Germany that sponsor work visas

Many German employers actively recruit international talent, particularly in sectors facing skills shortages such as engineering, healthcare, manufacturing, finance, and information technology. The companies below have a history of hiring skilled professionals from outside the EU and supporting them through the work visa or EU Blue Card process.

While these employers regularly recruit internationally, sponsorship depends on the role, your qualifications, and the company's current hiring needs. Always check the employer's careers page and confirm that the position is open to international applicants before applying.

Engineering and manufacturing

Company Sector Common sponsored roles
Siemens Engineering, technology Electrical engineers, software developers, project managers
Bosch Engineering, automotive Mechanical engineers, embedded software developers
Volkswagen Group Automotive Engineers, data analysts, production specialists
BMW Group Automotive Engineers, IT specialists, data scientists
Mercedes-Benz Automotive Engineers, software developers, designers
Thyssen Krupp Steel and engineering Structural engineers, materials scientists
BASF Chemicals Chemical engineers, process engineers, research scientists
Bayer Pharmaceuticals Research scientists, chemical engineers, biostatisticians
Henkel Consumer goods Chemical engineers, supply chain managers
Airbus (Germany sites) Aerospace Aerospace engineers, software developers, systems engineers

Information technology

Company Sector Common sponsored roles
SAP Enterprise software Software engineers, consultants, data scientists
Deutsche Telekom (T-Systems) Telecommunications, IT Cloud architects, developers, network engineers
Software AG Enterprise software Java developers, integration specialists
Capgemini Germany IT consulting Software engineers, data analysts, project managers
IBM Germany IT services Cloud engineers, AI specialists, consultants
Accenture Germany Consulting and technology Developers, data scientists, programme managers
Fujitsu Germany IT services Systems engineers, support specialists
Infosys Germany IT consulting Software engineers, business analysts
Wipro Germany IT services Developers, testing engineers, consultants
Cognizant Germany IT services Software engineers, data analysts

Healthcare and pharmaceuticals

Company Sector Common sponsored roles
Charité Berlin
University hospital Doctors, nurses, research scientists
Universitätsklinikum
Hamburg-Eppendorf
University hospital Physicians, nurses, therapists
Helios Kliniken
Private hospital group Doctors, nurses, allied health professionals
Fresenius Healthcare services Nurses, medical device engineers, pharmaceutical scientists
Merck KGaA
Pharmaceuticals and life science Research scientists, clinical specialists
Roche Germany Pharmaceuticals Scientists, engineers, regulatory affairs specialists
Pfizer Germany
Pharmaceuticals Research scientists, clinical professionals
Novartis Germany
Pharmaceuticals Scientists, regulatory specialists

Finance and professional services

Company Sector Common sponsored roles
Deutsche Bank Banking Financial analysts, technology specialists, risk managers
Commerzbank Banking IT specialists, financial analysts, compliance
Allianz Insurance and asset management Actuaries, IT professionals, financial analysts
PwC Germany Professional services Auditors, tax advisers, technology consultants
Deloitte Germany Professional services Consultants, auditors, technology specialists
KPMG Germany Professional services Auditors, tax specialists, advisory professionals
EY Germany Professional services Consultants, auditors, technology professionals

Logistics and other sectors

Company Sector Common sponsored roles
DHL (Deutsche Post DHL) Logistics Engineers, IT specialists, operations managers
Zalando E-commerce Software engineers, data scientists, product managers
HelloFresh Food technology Engineers, data analysts, operations specialists
Delivery Hero Food delivery technology Software engineers, product managers

While these employers regularly recruit internationally, sponsorship depends on the role, your qualifications, and the company's current hiring needs. Always check the employer's careers page and confirm that the position is open to international applicants before applying, and ask specifically whether they sponsor the skilled worker visa or Blue Card.

Industries most likely to sponsor

Germany is experiencing labour shortages across several sectors, making it easier for qualified international professionals to secure jobs with visa sponsorship. If you have experience in one of these fields, your chances of finding an employer willing to hire from abroad are significantly higher.

  • IT and software: Software engineers, data scientists, cloud architects, and cybersecurity professionals.
  • Engineering: Mechanical, electrical, civil, and aerospace engineers with recognised qualifications and German or English communication skills are in high demand.
  • Healthcare: Doctors, nurses, dentists, physiotherapists, and other healthcare workers. They might need to write the appropriate qualifying exam. Clinical roles generally require German language proficiency, often at the B2 level or above.
  • Manufacturing and production: Skilled trades, process engineers, and quality management specialists are in demand in the chemicals, automotive, and food production sectors.

How to apply for a sponsored role in Germany

Finding an employer willing to sponsor your work visa requires more than simply submitting applications. Following the right process improves your chances of success.

Step 1: Get your qualifications recognised

Germany requires many foreign qualifications to be recognised before a work visa can be issued. Use the official ANABIN database or the Recognition in Germany portal to verify whether your degree or vocational qualification is recognised.

Regulated professions such as medicine, nursing, pharmacy, and teaching usually require additional recognition from the relevant German authority before you can begin work.

Step 2: Find roles on the right platforms

Focus on employers that regularly recruit international talent. Good places to search include:

  • LinkedIn Jobs
  • StepStone Germany
  • Indeed Germany
  • Make it in Germany Job Exchange
  • Company careers pages

Where it is possible, filter for roles that explicitly mention "sponsorship" or "relocation support”. Most large companies accept applications in English even for roles that eventually need you to learn some German.

Step 3: Tailor your CV to German standards

German employers expect a detailed CV that clearly outlines your qualifications and work experience.

Your application should usually include:

  • A professional CV
  • A tailored cover letter (Anschreiben)
  • Copies of relevant qualifications
  • Professional certifications where applicable

Unlike UK CVs, German CVs commonly include a professional photograph and personal details such as your date of birth, although this is becoming less common at international companies.

Step 4: Receive a job offer

Once you successfully complete the interview process, your employer issues a formal employment contract.

If you're applying for an EU Blue Card, your salary must meet the applicable threshold. For the Skilled Worker visa, your qualification must generally be recognised and relevant to the position offered.

Step 5: Apply for your visa and wait

Submit your visa application through the German embassy or consulate in your country. The documents they commonly ask for include:

  • Valid passport
  • Signed employment contract
  • Qualification recognition documents
  • Completed visa application form
  • Biometric photographs
  • Proof of health insurance (where required)
  • Any additional documents requested by the embassy

Processing usually takes between six and twelve weeks, although timelines vary depending on your country and profession.

Step 6: Register your address and settle in

After arriving, you must register your address (Anmeldung) with the local registration office, usually within 14 days.

You'll also need to:

  • Obtain your tax identification number,
  • Open a German bank account,
  • Register for health insurance (if applicable), and
  • Resume your job.

Getting paid in euros and sending money home

Most employers in Germany pay salaries monthly in euros by bank transfer. Your payslip will show deductions such as income tax (Lohnsteuer), health insurance, pension contributions, unemployment insurance, and long-term care insurance. Depending on your income and tax class, total deductions are typically between 35% and 45% of your gross salary.

Once you are earning in euros, you will likely want to send money home. Bank wire transfers from German banks are costly and slow. Grey offers a simpler alternative.

Open a euro account with Grey to receive salary payments and manage your euros. You can then send money between Nigeria and Germany at transparent exchange rates with the NGN amount shown before you confirm. EUR-to-NGN conversions cost 1% and are usually capped at $6 (euro equivalent). Grey also allows users to send money to Germany from Nigeria.

Moving to Germany or already working there? Open a free multi-currency account with Grey and manage your euros, convert at transparent rates, and send money between Nigeria and Germany with Grey without the high costs of traditional bank transfers.

Frequently asked questions

Which companies in Germany sponsor work visas most actively?

Many big German companies regularly hire international talent and support work visa applications. These include SAP, Siemens, Deutsche Telekom, Bosch, Deutsche Bank, Allianz, Zalando, Delivery Hero, and the Big Four firms (Deloitte, PwC, KPMG, and EY). Healthcare providers such as Fresenius and hospital groups like Charité also sponsor qualified medical professionals. Always confirm that sponsorship is available for the specific role before applying.

What is the EU Blue Card?

The EU Blue Card is a residence and work permit for highly qualified non-EU professionals. In Germany, you generally need a recognised university degree and a qualifying job offer that meets the minimum salary threshold (with lower thresholds for shortage occupations). It offers benefits such as faster access to permanent residence and easier family reunification..

Do I need to speak German to work in Germany?

It depends on the industry. Many IT, engineering, finance, and multinational companies use English as their working language, so German may not be required initially. However, healthcare and customer-facing roles usually require German, often at B2 level or higher. Learning German can also improve your job prospects and everyday life in Germany.

How long does the German work visa process take?

After submitting a complete application, most work visa applications are processed within six to twelve weeks. Qualification recognition for regulated professions can take an additional three to six months, so it is worth starting this process as early as possible..

Can I bring my family to Germany on a work visa?

Yes. Spouses and dependent children can join you in Germany on a family reunification visa. This process is usually easier and faster for people with an EU Blue Card. However, your salary must be enough to support the family, and you will need appropriate accommodation for your family size.

How do I send money home from Germany to Nigeria?

Once you start earning in euros, you can use Grey to send money from Germany to Nigeria at transparent exchange rates. You will see the exchange rate, fees, and the exact amount your recipient will receive in naira before confirming the transfer, making it easier to manage international payments.

35 companies in the Netherlands that sponsor work visas in 2026

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2 min read

The Netherlands remains one of Europe's most attractive destinations for international professionals, offering competitive salaries, excellent work-life balance and opportunities with some of the world's leading companies. From global technology firms and engineering companies to finance, healthcare and logistics employers, thousands of skilled workers relocate to the country every year to build their careers.

For most non-EU nationals, getting hired starts with finding an employer that is recognised by the Dutch immigration authorities as a recognised sponsor. These employers can apply for work and residence permits on behalf of eligible international employees through the highly skilled migrant programme, making the relocation process much smoother.

In this guide, you'll find 35 companies in the Netherlands that sponsor work visas, the industries they're hiring in, and practical tips to improve your chances of securing a sponsored role in 2026.

Also read: How to register as self-employed in the UK and US

How work visa sponsorship works in the Netherlands

Getting a work visa in the Netherlands starts with finding the right employer. Not every company can sponsor international workers.

To hire non-EU nationals under the Highly Skilled Migrant (HSM) scheme, an employer must first be approved by the Dutch Immigration and Naturalisation Service (IND) and appear on the official Recognised Sponsor Registry.

Once you're hired, the company becomes your official sponsor and applies for your work and residence permit on your behalf, making the process much faster than many other immigration routes.

You'll also need to meet the minimum salary requirement for the Highly Skilled Migrant scheme. In 2026, the minimum gross monthly salary is €5,942 for applicants aged 30 and over and €4,357 for those under 30. Your employer prepares and submits the application, pays the government fees and handles the legal compliance required throughout the sponsorship process.

35 companies in the Netherlands that sponsor work visas

The companies below are well-known employers that regularly hire international professionals. Many are recognised sponsors with the Dutch Immigration and Naturalisation Service (IND), allowing them to sponsor eligible non-EU candidates under the Highly Skilled Migrant scheme.

Industry Company What they do
Technology & software Booking.com Global travel and accommodation platform headquartered in Amsterdam.
Technology & Software TomTom Digital mapping and navigation software company.
Technology & software Elastic Search, data analytics and observability software company.
Technology & software Mendix Enterprise low-code application development platform.
Technology & software Picnic App-based online supermarket and technology company.
Technology & software MessageBird (Bird) Cloud communications and customer engagement platform.
Technology & software Backbase Digital banking and customer engagement software provider.
Engineering & manufacturing ASML Global leader in semiconductor lithography systems.
Engineering & manufacturing NXP Semiconductors Semiconductor design and manufacturing company.
Engineering & manufacturing Siemens Netherlands Industrial engineering, automation and electrification solutions.
Engineering & manufacturing Vanderlande Automated warehouse and baggage handling systems.
Engineering & manufacturing DAF Trucks Commercial truck and heavy vehicle manufacturer.
Engineering & manufacturing Royal HaskoningDHV Engineering, infrastructure and environmental consultancy.
Engineering & manufacturing Arcadis Global design, engineering and sustainability consultancy.
Logistics & supply chain PostNL National postal, parcel and logistics provider.
Logistics & supply chain CEVA Logistics International freight and supply chain management company.
Logistics & supply chain DHL Netherlands Global courier and express logistics provider.
Logistics & supply chain Rhenus Logistics Warehousing, transport and logistics services.
Logistics & supply chain Kuehne + Nagel Global sea, air and road freight company.
Logistics & Supply chain DB Schenker International logistics and transport solutions.
Logistics & supply chain DPD Netherlands Cross-border parcel delivery company.
Finance & fintech ING Group Multinational retail, commercial and investment bank.
Finance & fintech Adyen Global payment technology and fintech platform.
Finance & fintech Rabobank International cooperative banking group.
Finance & fintech ABN AMRO Commercial and retail banking institution.
Finance & fintech Optiver Proprietary trading and market-making firm.
Finance & fintech Flow Traders ETF-focused global liquidity provider.
Finance & fintech Bunq Digital bank serving individuals and businesses.
Multinationals & consumer goods Unilever Global consumer goods manufacturer.
Multinationals & consumer goods Shell International energy and petrochemical company.
Multinationals & consumer goods Philips Healthcare technology and medical equipment company.
Multinationals & consumer goods Heineken Global brewing and beverage company.
Multinationals & consumer goods Ahold Delhaize International supermarket and retail group.
Multinationals & consumer goods FrieslandCampina Global dairy cooperative and food manufacturer.
Multinationals & consumer goods AkzoNobel Paints, coatings and specialty chemicals manufacturer.

Also read: Top sites to get international remote jobs in Nigeria

Industries with the highest demand for sponsored workers in the Netherlands

The strongest visa sponsorship opportunities are concentrated in industries facing skilled labour shortages and ongoing international recruitment.

Industry Typical sponsored roles Approximate annual salary
Technology Senior Software Engineers, DevOps Engineers, Cloud Architects, Backend Developers, AI and Data Engineers building scalable digital platforms. €120,000
Engineering & manufacturing Semiconductor Process Engineers, Automation Engineers, Electrical Systems Designers, Mechanical Engineers and Manufacturing Specialists supporting the Netherlands' advanced industrial sector. €100,000
Logistics & supply chain Supply Chain Analysts, Inventory Managers, Warehouse Automation Specialists, Operations Managers and Transport Planning professionals driving global logistics networks. €75,000
Finance & fintech Quantitative Traders, Risk Analysts, Fintech Developers, Data Scientists and Cybersecurity Specialists supporting banks, trading firms and payment technology companies. €120,000
Renewable energy Grid Integration Engineers, Project Managers, Sustainability Analysts, Energy Consultants and Renewable Infrastructure Specialists helping deliver the country's carbon-neutral transition. Varies by role and employer

How to apply for a sponsored job in the Netherlands

Find recognised sponsors

Search for vacancies with employers listed on the IND Recognised Sponsor Registry. Many companies also advertise sponsored roles on LinkedIn, Indeed, company career pages and specialist recruitment websites for international professionals.

Tailor your CV

Adapt your CV and cover letter for every application. Highlight relevant technical skills, measurable achievements and international experience, making it clear that you meet the requirements for a Highly Skilled Migrant position.

Secure a job offer

Once you receive an offer, your employer begins the sponsorship process. They submit your work and residence permit application to the IND and act as your official sponsor throughout the procedure.

Prepare your documents

Gather the required documents early, including your passport, educational certificates, employment contract and any additional paperwork requested by your employer or the Dutch immigration authorities to avoid unnecessary delays.

Wait for approval

Processing times vary, but recognised sponsors benefit from the faster Highly Skilled Migrant procedure. Once approved, you'll receive your residence permit, allowing you to relocate and begin working in the Netherlands.

How to send euros home from the Netherlands

Once you've secured a job in the Netherlands, you'll typically receive your salary in euros. If you regularly send money to Nigeria or manage expenses in multiple currencies, it helps to have an account designed for international payments. With Grey, you can start by downloading the app or opening an account in just a few minutes, giving you access to multi-currency accounts that make managing your finances across borders much simpler.

Grey lets you hold EUR, GBP and USD from one account, making it easier to receive, manage and convert your money when needed. When it's time to support family or transfer funds back to Nigeria, you can send money without relying on expensive traditional bank transfers

Frequently asked questions

What is a recognised sponsor?

A recognised sponsor is a company approved by the Dutch Immigration and Naturalisation Service (IND) to hire skilled workers from outside the European Union. These employers can apply for work and residence permits on behalf of eligible employees, making the visa process faster and more straightforward than standard immigration routes for qualified international professionals.

Do I need a job offer first?

Yes. In most cases, you must secure a job offer from an IND-recognised sponsor before applying for a Highly Skilled Migrant permit. Your employer starts the application process after offering you the position, so you cannot normally apply for this work permit independently without employer sponsorship first.

What is the salary threshold?

To qualify under the Highly Skilled Migrant scheme, your salary must meet the annual minimum set by the Dutch government. In 2026, this is €5,942 gross monthly for applicants aged 30 and above, and €4,357 gross monthly for those under 30, excluding holiday allowance in most cases.

How long does the permit take?

Processing times vary, but applications submitted by recognised sponsors are usually handled much faster than standard work permits. Once the employer submits a complete application, the IND often reaches a decision within two to four weeks, although complex cases or missing documents can take longer to process.

Can I bring my family?

Yes. If you qualify for a Dutch Highly Skilled Migrant permit, your spouse, registered partner and dependent children can usually apply to join you. Eligible family members receive residence permits, and partners are generally allowed to work in the Netherlands without needing a separate work permit after approval.

How do I send money home from the Netherlands?

If you're earning in euros, using a multi-currency platform can make international transfers easier. With Grey, you can open an account, hold euros alongside other supported currencies and send money home without relying on traditional bank transfers, helping you manage your income across borders more conveniently and efficiently.

25 companies in Saudi Arabia that sponsor work visas in 2026

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2 min read

Saudi Arabia remains one of the world's largest destinations for skilled foreign workers, offering opportunities across industries such as oil and gas, healthcare, construction, engineering, finance and technology. Many of the country's leading employers sponsor work visas, making it easier for qualified professionals to relocate by handling the employment visa, work permit and residency permit (iqama) process. For many expatriates, this sponsorship removes much of the administrative burden of moving abroad.

Another major advantage of working in Saudi Arabia is its attractive financial environment. Foreign nationals living and working in the Kingdom benefit from 0% personal income tax, allowing employees to keep more of their earnings than in many other countries. Combined with competitive salaries, employer-provided accommodation or housing allowances, healthcare benefits and annual flight tickets, Saudi Arabia continues to attract professionals from around the world.

Many large employers in Saudi Arabia sponsor work visas for foreign professionals, especially in oil and gas, healthcare, construction and technology. Sponsorship means the employer arranges your work permit and residency (iqama). Well-known sponsors include Aramco, SABIC, and major hospital groups, alongside multinational firms with Saudi offices.

In this guide, you'll discover 25 companies in Saudi Arabia that sponsor work visas in 2026, covering some of the country's biggest employers and fastest-growing organisations. Whether you're seeking opportunities in energy, healthcare, technology or infrastructure, these companies regularly recruit international talent and provide visa sponsorship to eligible candidates.

How work visa sponsorship works in Saudi Arabia

Getting a job in Saudi Arabia is often simpler than many people expect because your employer takes care of most of the immigration process. Once you're hired, the company applies for your work visa, obtains the necessary approvals and helps you receive your iqama, which is your official residency permit. Think of the iqama as your legal ID card in Saudi Arabia, it allows you to live, work, open a bank account, rent accommodation and access essential services.

Saudi Arabia operates under a sponsorship model known as the kafala system. In simple terms, your employer acts as your sponsor while you're employed. They are responsible for processing your work permit, maintaining your employment records and ensuring your residency status remains valid. Over the past few years, labour reforms have given many foreign workers greater flexibility to change jobs or leave the country under certain conditions.

The good news is that once your sponsorship is in place, settling into life in Saudi Arabia becomes much easier. Instead of navigating complex paperwork on your own, your employer guides you through each step, allowing you to focus on starting your new role and building your career in one of the Middle East's fastest-growing economies.

Also read: How to receive British pounds in Saudi Arabia

25 companies in Saudi Arabia that sponsor work visas

Saudi Arabia has several companies offering work visa sponsorship for foreign professionals. Find below a list of 25 employers and choose the one that suits you best.

Energy

  • Aramco: Sponsors skilled international professionals, hiring engineers, geologists, data scientists and sustainability experts to support major energy production, innovation and infrastructure projects.
  • SABIC: Recruits global talent, including chemical engineers, polymer researchers and supply chain professionals, to drive manufacturing excellence and advanced materials development.
  • ACWA Power: Offers visa sponsorship for renewable energy specialists, project managers, financial analysts and solar professionals supporting clean energy projects across Saudi Arabia.
  • Saudi Electricity Company (SEC): Employs foreign electrical engineers, grid specialists, safety inspectors and digital transformation experts to modernise the Kingdom's power infrastructure.
  • LUBEREF: Hires international refining operators, chemical laboratory technicians and industrial safety professionals to support lubricant production and refinery operations.

Healthcare

  • Dr. Sulaiman Al Habib Medical Group: Sponsors experienced physicians, registered nurses, healthcare administrators and specialists delivering world-class medical care across multiple hospitals.
  • Mouwasat Healthcare: Recruits foreign clinical pharmacists, laboratory technicians and emergency healthcare professionals to strengthen patient care in its expanding medical facilities.
  • Dallah Healthcare: Offers work visa sponsorship for surgical specialists, patient care coordinators and medical billing professionals supporting modern healthcare delivery across Saudi Arabia.
  • King Faisal Specialist Hospital: Employs international biomedical researchers, oncology nurses and healthcare technology specialists working within one of Saudi Arabia's leading specialist hospitals.
  • Saudi German Health: Hires multinational medical consultants, physical therapists and healthcare managers committed to delivering high-quality patient care across its hospital network.

Construction

  • Roshn: Recruits international civil engineers, urban planners and residential development managers to support ambitious housing and community development projects throughout Saudi Arabia.
  • Diriyah Company: Sponsors heritage architects, infrastructure engineers and sustainability professionals helping transform one of Saudi Arabia's most significant cultural and tourism destinations.
  • Red Sea Global: Employs foreign architects, marine engineers and hospitality construction specialists developing luxury tourism destinations with strong environmental sustainability standards.
  • Saudi Binladin Group: Hires experienced structural engineers, equipment operators and construction supervisors for major commercial, infrastructure and public sector development projects.
  • El Seif Engineering Contracting: Recruits international quantity surveyors, commercial managers and high-rise construction specialists delivering complex engineering and building projects across the Kingdom.

Tech

  • STC (Saudi Telecom Company): Sponsors cybersecurity specialists, cloud engineers, network architects and technology professionals driving Saudi Arabia's expanding digital transformation initiatives.
  • Mobily: Employs foreign data analysts, telecommunications technicians and mobile application developers supporting innovative digital communication services and customer experiences.
  • Zain KSA: Recruits international network engineers, digital marketing professionals and platform developers to expand next-generation telecommunications services across Saudi Arabia.
  • Elm: Offers visa sponsorship for software developers, artificial intelligence researchers and digital platform architects building secure government technology solutions.
  • Jahez: Hires logistics software engineers, product managers and data scientists improving food delivery technology and digital commerce platforms throughout the Kingdom.

Finance

  • Saudi National Bank (SNB): Recruits international investment bankers, risk analysts and wealth management professionals supporting one of Saudi Arabia's largest financial institutions.
  • Al Rajhi Bank: Sponsors fintech developers, Islamic finance specialists and retail banking managers delivering innovative banking solutions to millions of customers nationwide.
  • Riyad Bank: Employs foreign compliance officers, digital banking specialists and commercial portfolio managers supporting business growth and financial innovation across Saudi Arabia.
  • Alinma Bank: Recruits Sharia-compliant financial advisors, cybersecurity professionals and credit analysts to strengthen modern Islamic banking services and secure digital operations.
  • Saudi Tadawul Group: Hires international stock market analysts, clearing operations experts and financial market professionals supporting Saudi Arabia's rapidly growing capital markets.

Industries most likely to sponsor work visas in Saudi Arabia

Saudi Arabia continues to attract foreign professionals through major development projects and growing industries. The sectors below have some of the highest demand for international talent, especially for specialised roles that require global experience and technical expertise.

Industry Shortage roles and opportunities
Healthcare Saudi Arabia has a growing demand for international medical professionals. Roles with strong visa sponsorship opportunities include specialised doctors, oncologists, biomedical researchers, registered nurses and healthcare specialists.
Technology The Kingdom’s digital transformation is increasing demand for global technology experts. High-demand roles include cybersecurity architects, artificial intelligence developers, cloud engineers, software specialists and data analysts.
Construction and infrastructure Large-scale projects under Saudi Arabia’s development plans require experienced professionals. Opportunities include mega-project managers, civil engineers, heritage architects, marine engineers and quantity surveyors.
Energy and renewables Beyond traditional oil and gas, Saudi Arabia is investing heavily in clean energy and sustainability. Employers seek hydrogen energy experts, grid connection engineers, renewable energy specialists and project technicians.
Hospitality and tourism The expansion of luxury tourism destinations is creating opportunities for international hospitality talent. In-demand roles include resort directors, entertainment planners, tourism consultants and hospitality managers.

How to apply for a sponsored role in Saudi Arabia

Getting a sponsored job in Saudi Arabia involves finding suitable employers, presenting your experience effectively and completing the required visa and residency steps. The process is straightforward when you understand each stage.

Finding job listings

Search for sponsored roles through platforms like LinkedIn, Bayt, GulfTalent and company career pages where Saudi employers regularly advertise international opportunities.

Tailoring your CV

Highlight your professional experience, technical skills, major projects, industry certifications and achievements that demonstrate your value to Saudi employers seeking global talent.

Understanding the offer-to-iqama process

After accepting a job offer, complete medical checks, visa approvals and employer requirements before travelling to Saudi Arabia and receiving your iqama residency permit.

Preparing required documents

Prepare essential documents, including a valid passport, authenticated degree certificates, background checks, medical reports and other paperwork required for successful visa processing.

Also read: How to receive international freelance payments in Saudi Arabia

How workers receive salaries in Saudi Arabia and send money abroad

Most employees in Saudi Arabia receive their salaries directly into a local bank account opened after obtaining their iqama (residency permit). Employers typically process monthly payments through the Saudi banking system, allowing workers to manage daily expenses, pay bills and access essential financial services.

For Nigerians working in Saudi Arabia, sending money home is an important part of managing income abroad. Instead of relying only on traditional remittance options, workers can use Grey to move money more conveniently by depositing Saudi Riyals from their Saudi bank account into their Grey wallet through a standard bank transfer or card.

After funding their Grey wallet, users can easily convert their Saudi Riyals (SAR) into US dollars (USD) within the app and send the money directly to a Nigerian bank account. By opening a Grey account or downloading the app, Nigerians working in Saudi Arabia can manage international transfers more simply and efficiently.

Frequently asked questions

Which companies sponsor work visas in Saudi Arabia?

Major Saudi employers such as Aramco, STC, Al Habib Medical Group and other leading companies sponsor work visas for qualified foreign professionals. Sponsorship opportunities are common across energy, healthcare, technology, construction and other industries where international skills are in demand.

What is an iqama?

An iqama is the official residency identity card issued to foreign workers living in Saudi Arabia. It confirms your legal status, allows access to essential services and is required for activities such as opening a bank account, renting accommodation and completing everyday transactions.

Do I need a job offer first?

Yes, you usually need a confirmed job offer from a Saudi employer before starting the work visa process. The employer acts as your sponsor, handling the required approvals, paperwork and residency procedures needed for you to legally work in Saudi Arabia.

How long does sponsorship take?

The timeline varies depending on the employer, documentation and approvals required. In many cases, the work visa sponsorship process can take several weeks, including document verification, medical checks, visa processing and preparation before travelling to Saudi Arabia.

Can I bring my family?

Yes, eligible foreign professionals can sponsor residency visas for immediate family members, depending on requirements such as salary level, employment status and government regulations. Many skilled workers relocate with their families after securing stable employment and completing the required residency process.

How do I send money home from Saudi Arabia?

Workers can send money home through banks, remittance services or digital platforms like Grey. With Grey, users can deposit Saudi Riyals from their local bank account, convert funds within the app and send money directly to a Nigerian bank account.

31 companies in Spain that sponsor work visas in 2026

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2 min read

Spain has become one of Europe's most attractive destinations for skilled professionals, offering a relaxed lifestyle, thriving cities and growing opportunities across technology, engineering, tourism and finance. From Barcelona's fast-moving startup scene to Madrid's multinational headquarters, thousands of international workers relocate every year to build their careers while enjoying life in one of the continent's most vibrant countries.

To work in Spain as a non-EU national, you usually need an employer to sponsor a work permit, or you qualify under the highly qualified professional route. Sponsors are common in technology, tourism, engineering and multinational corporations with Spanish offices. You generally need a job offer before applying.

This guide highlights 31 companies in Spain that will sponsor work visas in 2026, the industries with the strongest demand, how sponsorship works and practical tips for securing your first job offer, helping you move from searching online to starting your new career in Spain.

Also read: Living in Spain as an expat: Complete banking and finance guide

How work visa sponsorship works in Spain

There are two main ways most non-EU professionals move to Spain for work. The first is the standard work permit, where a Spanish employer offers you a job and agrees to sponsor your application. The employer applies for authorisation before you relocate, proving the role cannot easily be filled locally where required. Once approved, you apply for your visa and can travel to Spain to begin work. This route is common across sectors such as hospitality, construction, logistics and many skilled occupations.

The second option is the Highly Qualified Professional (HQP) route, designed for experienced professionals taking specialist or senior roles. It's typically used by multinational companies, technology firms, and engineering businesses that hire highly skilled international talent. In both cases, the employer leads the process by preparing the paperwork, submitting the application to the relevant authorities and ensuring immigration requirements are met, making your job offer the foundation of your work visa application.

31 companies in Spain that sponsor work visas

The companies below regularly hire international talent across technology, engineering, finance and professional services. Sponsorship availability depends on the role, your qualifications and whether the position meets Spain's immigration requirements.

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Also read: Expat banking 101: Opening an account before relocation

Industries most likely to sponsor work visas in Spain

Companies in these sectors face ongoing skills shortages, making them more likely to recruit qualified international professionals through Spain's work visa sponsorship routes.

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How to apply for a sponsored role in Spain

Following the right application process improves your chances of securing sponsorship and moving through Spain's work visa process smoothly.

  • Find recognised opportunities: Search company career pages, LinkedIn, InfoJobs and international job boards for employers actively hiring foreign professionals or advertising roles that mention visa sponsorship.
  • Tailor your CV: Adapt it to Spanish expectations by keeping it concise and highlighting measurable achievements, relevant technical skills, and language abilities that match the specific position.
  • Secure a job offer: Once selected, your employer prepares the employment offer and begins the work permit or Highly Qualified Professional application before you apply for your visa.
  • Prepare your documents: Have your passport, educational certificates, employment contract, professional licences and any required translations ready to avoid delays during the sponsorship and visa application process.

Sending money home from Spain

Working in Spain means your salary will usually be paid in euros, and managing those earnings shouldn't be complicated. Grey's multi-currency account makes it easier to receive your salary with local EUR account details, so you can access and manage your money without the usual cross-border banking friction. Whether you're employed by a multinational or a fast-growing startup, you can keep your salary in euros until you're ready to use it.

Sending money back to Nigeria is just as simple. Once your salary reaches your Grey account, you can convert your euros and send the money directly to a Nigerian bank account at competitive exchange rates, all within the app. There's no need to move your money through multiple services. Simply download the Grey app or open an account, receive your salary in euros and send money home whenever you need to.

Frequently asked questions

Which companies sponsor work visas in Spain?

Many Spanish employers sponsor work visas, particularly in technology, engineering, finance and consulting. Companies such as Glovo, Cabify, TravelPerk, Revolut, Siemens Gamesa, Airbus, Banco Santander, Accenture Spain and Deloitte Spain regularly recruit international professionals when qualified local talent is unavailable for specialist positions.

Do I need a job offer first?

Yes. In most cases, you must have a confirmed job offer before applying for a Spanish work visa. Your employer starts the sponsorship process by submitting the required paperwork to the immigration authorities. Without an employment contract from a sponsoring company, you generally cannot begin the application process.

What is the HQP route?

The Highly Qualified Professional (HQP) route is a fast-track immigration pathway for experienced professionals, managers and specialists hired into skilled positions. It's commonly used by multinational companies and technology firms, offering a quicker application process than the standard work permit, provided salary and eligibility requirements are met.

How long does the permit take?

Processing times depend on the application type, but the Highly Qualified Professional route is usually much faster than a standard work permit. Once a complete application has been submitted, the Spanish authorities often issue a decision within 20 working days, although additional checks can occasionally extend the timeline.

Can I bring my family?

Yes. Most sponsored workers can include their spouse or registered partner and dependent children in their immigration plans. Depending on your circumstances, certain dependent relatives may also qualify. Family members receive residence permits linked to your status and can usually live with you throughout your employment in Spain.

How do I send money home from Spain?

If you're earning in euros, a multi-currency account can simplify international transfers. With Grey, you can receive your salary in euros, convert it within the app and send money directly to a Nigerian bank account at competitive exchange rates, making it easier to support family from Spain.

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