Opening a US bank account simplifies international transactions, providing greater financial flexibility. While opening a US bank account as a non-US citizen and outside the US can be challenging, digital platforms like Grey now make it straightforward to open and manage a US bank account online, even from Vietnam.
In this guide, we’ll walk you through the steps to open a US bank account in Vietnam using Grey.
Read also: How non-US citizens can open a US bank account online
Here’s why having a US bank account is a smart choice for travellers, digital nomads and freelancers in Vietnam:
Grey is a reliable cross-border payment platform that allows freelancers, digital nomads, and travellers to open and manage US bank accounts online from anywhere, including Vietnam. You can easily set up your account by signing up on the Grey platform and verifying your identity.
Here is a stepwise guide to setting up your account on Grey.
You can register on Grey through its official website or mobile app. Follow these steps:
2. Select Vietnam as your country of residence: Continue to the next step.
3. Fill in your details: Enter your full name (as shown on your ID).
4. Create a secure password:
5. Verify your email: Enter the OTP sent to your registered email address. Check for typos or resend the code if you don’t receive it.
Once registered, choose the intended use of your Grey account (e.g., receiving payments, saving in USD).
To complete your account setup, you must verify your identity. This is a regulatory requirement for Know Your Customer (KYC) compliance.
The verification process usually takes a few hours if your documents are clear and valid. In rare cases, it may take up to a few business days. Once approved, you'll receive your US bank account details and can start using them immediately.
For freelancers working with international clients, a US bank account is essential to receive payments in USD without incurring high conversion fees. This allows you to save more of your earnings in a stable currency and connect easily to global payment services like Stripe or PayPal.
Vietnam has a growing community of digital nomads who can benefit from a US bank account. Transacting in USD lets you easily pay for subscriptions like software, coworking spaces and online tools. It helps you manage international work expenses and avoid the limitations of traditional banking systems.
Read also: How to land digital nomad jobs with no experience
Tourists and frequent travellers can use US bank accounts to pay for hotels, flights, and other expenses when visiting various countries, including Vietnam, without incurring conversion fees and exorbitant transaction charges. Owning a US bank account also helps travellers avoid fluctuations in Vietnamese Dong exchange rates.
Opening a US bank account in Vietnam is now easier than ever and reduces the challenges of international transactions. With platforms like Grey, you can enjoy seamless banking tailored to your needs. Whether you’re a freelancer, digital nomad, or traveller, a US bank account offers the financial freedom and flexibility you need to operate globally. Sign up on Grey today and unlock simplified, borderless banking in Vietnam!
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