High fees, confusing exchange rates and slow transfers are major roadblocks for people converting USD to PHP. But with an emerging reliable fintech solution like Grey, converting USD to PHPb is now easier than ever.

Whether you’re a traveller, freelancer, online shopper, or international businessperson, understanding how to make this conversion seamlessly can save you time and money. Here’s a step-by-step guide on how to convert USD  to PHP online.

Why use Grey for USD to PHP transfers?

Grey makes cross-border payments hassle-free. Here’s why it’s the ideal choice for converting and sending USD  to PHP:

• Fair exchange rates: Access live rates with full transparency and no hidden charges.
• Low fees: Enjoy minimal transaction costs, keeping more money in your pocket.
• Quick transfers: Send funds without delays, ensuring timely delivery to your recipient.
• Simple interface: Grey’s app and website are user-friendly, making transactions smooth and stress-free.

Also read: The best digital nomad jobs in the Philippines

How to convert and send USD to PHP with Grey

1. Sign up for a Grey account

Begin by creating a free Grey account on the website or downloading the app (available on IOS and Android). The process is straightforward:

• Fill in your details.
• Verify your identity by uploading the necessary documents.
• Manage multiple currencies in one account, including USD, EUR, and GBP.

2. Deposit funds into your Grey USD bank account

Fund your Grey account using any of these methods:

• Bank transfers: Link your USD bank account for convenient deposits.
• Freelance earnings: Receive payments directly from platforms like Upwork or Fiverr.
• International transfers: Accept payments from global businesses or individuals.

Also read: How to receive payments from Guru in the Philippines in 2025

3. Exchange USD to Philippine Peso (PHP)

Once your USD  account is funded, follow these steps to convert your money:

• Log in to your Grey account via the app or website.
• Navigate to the “Convert” option on your dashboard.
• Select USD as the source currency and PHP as the target currency.
• Enter the amount to exchange and confirm the transaction.
• The converted PHP amount will instantly be reflected in your account.

4. Transfer PHP to your recipient

After converting your funds, it’s time to transfer them to your recipient in the Philippines. Here’s how:

• Click on “Send money” in your dashboard.
• Input the recipient’s details, such as their PHP bank account.
• Specify the amount to transfer in PHP.
• Double-check the transfer details and confirm.
• Your recipient will receive the funds.

Also read: How to receive payments from Upwork in the Philippines in 2025

Tips for successful transfers

• Track exchange rates: Use Grey’s currency converter to exchange at favourable rates.
• Check recipient details: Verify all information to avoid errors or delays.
• Store multiple currencies in your Grey US, UK, and Euro bank accounts to reduce conversion costs and save on frequent exchanges.
• Monitor transactions: Grey helps you keep records of your payment history within the app for easy reference.

Why Grey is the smart choice for international payments

Grey simplifies global transactions with features designed to save you time and money:

• Fast processing: Get your transfers done quickly and efficiently.
• Affordable rates: Take advantage of competitive fees and transparent pricing.
• Multi-currency flexibility: Manage multiple currencies in one account for added convenience.
• Top-notch security: Grey prioritises the safety of your funds and personal information.

Also read: How to open US and UK bank accounts in the Philippines

Start converting USD to PHP with Grey today.

Sending money abroad doesn’t have to be complicated. Grey offers an easy, affordable way to handle your international transactions.

Sign up with Grey now and enjoy a better way to convert and transfer money globally.

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