How freelancers in India can receive payments from the US, UK & EU clients

Tunde Aladeloba

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India has seen a surge in freelancers collaborating with clients worldwide. As this global freelance community expands, the need for fast, secure, and reliable payment solutions has become more crucial than ever.

Grey is transforming how freelancers in India handle international payments, especially from clients in the UK, US, and EU. With features like multi-currency accounts, low fees, and fast transfers, Grey simplifies the process of managing payments from these key regions. This guide will show you how freelancers in India can easily use Grey to receive payments from clients in the UK, US, and EU, ensuring a seamless experience for managing your global earnings.

Also read: How Fiverr freelancers in India can receive payments easily in 2025

Why Indian freelancers need to open US, UK, and EU bank accounts

Here’s why opening foreign accounts in the US, UK, and EU can be beneficial:

  • Faster payments – International clients prefer sending payments to local accounts in their regions, which speeds up processing times.
  • Lower transaction fees – Converting USD, GBP, or EUR to INR through traditional banks can result in hefty charges. Having a foreign account helps avoid excessive conversion costs.
  • Credibility with international clients – Some clients may feel more comfortable working with a freelancer who has a US, UK or EU bank account.
  • Access to more freelance jobs – Some freelance platforms and job boards prioritise payouts in USD, GBP or EUR

Related Article: How to receive payments from Upwork in India in 2025

Steps to receive payments in US, UK, and EU bank accounts in India

Grey simplifies the process for Indian freelancers to receive international payments by providing virtual US, UK, and EU bank accounts. Here’s how you can receive payments smoothly:

Step 1: Sign up for a Grey account

  • Click Sign Up" and provide your email address, phone number, and password.
  • Verify your email and phone number to activate your account

Step 2: Complete identity verification

  • Upload a valid ID (passport, national ID, or driver’s license).
  • Provide proof of address (e.g., utility bill or bank statement).
  • Grey will review and approve your identity within a short time.

Step 3: Open a foreign currency account

  • Once verified, log into your Grey dashboard.
  • Navigate to "Create Account" and choose the preferred currency (USD, GBP, or EUR).
  • Grey will generate a foreign bank account number and details for you.

Also read: How to open US, UK and Euro bank accounts in India

Step 4: Share your payment details with clients

  • Copy your newly created US, UK, or EU account details.
  • Send the details to your clients via invoice, email, or contract agreement.
  • Clients can transfer funds directly as if sending to a local account in their country.

Step 5: Convert and withdraw to your Indian account

  • Convert your funds from USD, GBP, or EUR to INR at competitive exchange rates.
  • Withdraw your money to any Indian bank account quickly and securely.

With Grey, Indian freelancers can receive payments quickly, cut transaction fees, and effortlessly manage international earnings. Create your Grey account today for seamless cross-border transactions.

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