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taka for someone in Dhaka
The people sending from Accra and Kumasi to Bangladesh tend to know exactly what the recipient needs in taka. A rate that moves between send and settlement breaks that.
Grey fixes the GHS to BDT rate when you confirm and pays into Sonali Bank, BRAC Bank, Dutch-Bangla Bank, Islami Bank, City Bank or any Bangladeshi bank. African traders buy garments and generic pharmaceuticals from Dhaka, and African businesses hire Bangladeshi freelancers.
How sending to Bangladesh works
Sign up
Download Grey, verify with your Ghana Card, and you're set in a few minutes. Grey works with licensed partners in Ghana.
Fund
Send cedis to your Grey balance by bank transfer from any Ghanaian bank or mobile money. Hold it there, and convert to BDT only when the payment to Dhaka is due.
Send
Bangladesh needs bank, branch and account number, since the same bank has hundreds of branches. Enter all three, confirm BDT, send.
The cost of a transfer to Dhaka
Grey shows one rate, GHS to BDT, and one fee. Both are fixed before you send from Accra. The amount that reaches Dhaka matches what you were shown.
What you agree is what arrives
The rate you accept in Accra is the rate applied. Movements in either currency afterwards don't touch what arrives at Sonali Bank, BRAC Bank, Dutch-Bangla Bank, Islami Bank, City Bank.
Bangladeshi freelancers and small suppliers are used to being paid in dollars and losing a margin to their bank. Paying in taka, at a rate they can check, marks you out as a client worth keeping.
What Ghanaian senders put up with before
Banks in Bangladesh charge receiving fees on international wires and sometimes hold them for review. A payment from Accra that lands as a domestic BDT credit at Sonali Bank, BRAC Bank, Dutch-Bangla Bank, Islami Bank, City Bank clears faster and arrives whole.
What lands at BRAC Bank
The person in Dhaka gets what they'd get from a local transfer: BDT credited to their account at Sonali Bank, BRAC Bank, Dutch-Bangla Bank, Islami Bank, City Bank. No collection, no code, no receiving fee. Confirmation shows in your app in Accra at the same time.
BRAC Bank and the rest
Every bank in Bangladesh is covered, from the big names to regional ones.
Domestic credit
Your recipient sees a normal BDT deposit, not an international wire.
Confirmation in Accra
The app in Ghana shows settled the moment Dhaka receives it.
Funding from Ghana, in practice
Before the BDT reaches Dhaka, the money has to get onto Grey in Accra. Ghanaians topping up in cedis can use MTN MoMo or a bank transfer from GCB, Ecobank or Fidelity. Those paid in dollars by foreign clients can skip the cedi step entirely. Convert to BDT when the payment to Dhaka is due.
From GCB Bank, Ecobank Ghana, Stanbic, Fidelity Bank or MTN MoMo
bank transfer from any Ghanaian bank or mobile money, credited in minutes.
From foreign clients
USD, EUR or GBP paid into Grey converts to BDT in one step.
From GreyTag
Another Grey user in Ghana or abroad can fund you instantly.
If the BDT amount matters more than the GHS amount, enter the BDT figure first and let Grey work back to what you'll pay.
Who this route is for
Garment importers
Deposits and balance payments to factories in Dhaka, Gazipur and Chittagong.
Remote hiring
Monthly pay for Bangladeshi developers, designers and support staff.
Pharmaceutical buyers
Payments to Bangladeshi generic drug manufacturers and distributors.
Family support
Monthly transfers to relatives in Dhaka, Chittagong, Sylhet and Comilla.
African traders buy garments and generic pharmaceuticals from Dhaka, and African businesses hire Bangladeshi freelancers. What they share, from Accra to Chittagong, is a payment that repeats and a recipient who needs an exact BDT figure.
What you get on the Bangladesh route
Get digital banking
at your fingertips
