Despite being one of the most widely used digital payment solutions worldwide, PayPal users in Morocco have struggled to manage international payments. Freelancers, content creators, businesses, and remote workers often face account restrictions and withdrawal hassles. But with PayPal now acknowledging the potential of the African market, recent moves have made it clear that it is trying to bridge these gaps.
In September 2025, PayPal announced a partnership with Cash Plus, and has significantly improved how Moroccans can withdraw funds from their PayPal accounts to their local MAD accounts. But this is not the only way to withdraw your PayPal funds in Morocco.
This article explores various ways you can access your international payments on PayPal and better ways to manage your international payments.
Also read: Wise vs PayPal vs Payoneer: which works better for Moroccans?
Cash Plus provides one of the most reliable PayPal withdrawal services in the country. It charges a service fee typically around 2-3%. PayPal typically charges a 3% fee on top of the base exchange rate for currency conversion. Here is how to do it step by step:
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You can still do this the classic PayPal way if you prefer to skip the extra app. Here are the steps to take:
For eligible users, instant transfers can be completed within minutes, unlike standard transactions, which can take 1-5 business days. While some transfers may be free, others may incur fees, including currency conversion fees. The name on your PayPal account must match the name on your Moroccan bank account for the transaction to be successful.
Also read: Top virtual banking solutions for freelancers in Morocco
This is similar to withdrawing into your MAD bank. It entails linking an eligible convertible or international Visa card issued by Attijariwafa Bank (L'Bankalik), BMCE (Bank of Africa), or CIH Bank to your PayPal account. PayPal charges a flat fee of $5.00 per withdrawal.
It might take 1–3 business days to complete the transaction. Your bank will convert USD to MAD at its own exchange rate, which typically includes a 2–3% margin. This can eat into your earnings and increase your losses over time.
Many emerging fintech solutions integrate seamlessly with PayPal, enabling you to withdraw funds from your PayPal account to a USD or multi-currency account. Then you can send it to your Moroccan bank at real mid-market rates. This is usually cheaper than converting directly because rates are better. Grey and Wise some options you can look into.
Also read: How freelancers in Morocco can switch from traditional banks to Grey
You now have multiple options for withdrawing from PayPal in Morocco with Cash Plus and other digital payment solutions. However, using PayPal still leaves you with potential account restrictions, high fees, unfair exchange rates, and slow payment processing.
Why wait 3-5 business days when you can have your money instantly? If you're juggling multiple foreign currencies or want even smoother options for receiving and sending USD, EUR, and GBP in Morocco, then you should look into Grey. The cross-border payment solution helps you access multi-currency accounts so clients can pay you directly, with favourable exchange rates, low transaction fees, and swift, easy transfers to Moroccan banks. With the newly-improved Grey virtual cards, you can access multiple international cards and spend directly in foreign currencies without local restrictions.
Download the Grey app and sign up for Grey to manage your international payments.
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