The UK has a growing community of freelancers working with startups, SMEs, and large corporations, both locally and internationally. In Greater London, around 1 in 20 people freelance, finding clients through platforms like Upwork and Toptal. From graphic designers to software developers, UK freelancers are proving they can manage projects across borders and time zones.
But landing the gig is only half the battle, freelancers also need to choose the right payment solution to ensure their earnings aren’t delayed or lost. In this blog, we explore the most reliable ways UK freelancers can get paid quickly, securely, and without hassle.
Also read: How to get paid by overseas clients as a freelancer in the UK
When working with international or local clients, you need payment solutions that are reliable, fast, and hassle-free. Here’s how UK freelancers typically get paid.
Bank transfers via or Faster Payments Service are the standard for UK clients. They are secure, low-cost, and direct to your account. While usually fast, the process can be manual, requiring you to confirm details and follow up occasionally. For larger payments, it’s a dependable option that avoids third-party fees and keeps transactions straightforward.
Stripe and PayPal are essential if you want to accept credit card payments from clients. They provide convenience, speed, and global reach, making it easier for clients to pay you. However, both platforms charge transaction fees, so you need to factor that into your pricing. Despite the costs, they are popular for their reliability and ease of use.
Multicurrency accounts let you receive payments in different currencies, such as USD, EUR, or GBP, without immediate conversion. This is especially useful if you work with international clients, as it reduces fees and allows you to withdraw funds at favourable exchange rates. Platforms like Wise or Revolut make multicurrency management straightforward, giving you flexibility and control over your earnings.
Also read: How UK residents can send and receive US dollars easily
Direct Debit solutions, like GoCardless, are ideal for recurring payments or subscription-based clients. They automate invoicing and collections, ensuring predictable cash flow without repeated follow-ups. While setup may require client approval, it reduces administrative work and late payments. For freelancers offering ongoing services, Direct debit guarantees regular, timely payments, helping you plan finances confidently.
Before choosing a payment setup, you need to think strategically. The right solution ensures fast, secure, and cost-effective transactions, helping you get paid reliably while working with local and international clients.
Consider all fees involved, including transaction charges, currency conversion costs, and withdrawal fees. Even small percentages can add up over time, especially with international clients. Choosing a solution with transparent, low fees ensures you keep more of your earnings and avoid unexpected deductions that could affect your income.
Evaluate how quickly payments reach your account. Some options, like bank transfers, may take several days, while PayPal, Stripe, or multicurrency accounts can be almost instant. Fast payments are crucial for managing cash flow, paying expenses, or reinvesting in your business, so always prioritise speed alongside reliability.
Your payment setup must be secure and trustworthy. Look for platforms with strong encryption, verified client protection, and a good reputation. A reliable system prevents fraud, reduces failed transactions, and gives peace of mind that your hard-earned income is safe from loss or delays.
Choose solutions that allow easy access to funds in different currencies and countries. Multicurrency accounts or global platforms like Payoneer or Wise give flexibility for international clients. Also, consider mobile access and integration with your existing banking system, ensuring you can receive and manage payments anytime, anywhere.
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As UK freelancers tap into more international opportunities, getting paid shouldn’t be a headache. Grey offers a fast, secure, and reliable solution, making it easier than ever to receive payments from clients worldwide. With excellent conversion rates and seamless withdrawals, you can focus on delivering great work, not chasing payments. To start receiving money, follow the steps below:
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