From the towering Burj Khalifa to the man-made islands, the UAE is famous for getting things done quickly. So why should sending money across borders be any different? Whether you're a Dubai-based consultant billing US clients, a student supporting family back home, or a remote worker saving US dollars (USD), sending USD from the UAE to the US should be seamless.
This guide breaks down the top apps for sending USD from UAE to the US and shows why Grey stands out with fast transfers, low fees, and the global flexibility today’s money movers need.
Also read: How to get an instant USD debit card in the UAE
Top apps to send USD from UAE to the US
- Grey: Grey offers a free US account that allows you to hold, receive, and send money seamlessly. With its multi-currency accounts (USD, EUR, GBP), low conversion fees, and competitive exchange rates, Grey makes sending USD from the UAE to the US incredibly easy. Transfers are fast, reliable, and perfect for those who get paid internationally and want to move money with full control.
- Wise: Wise provides transparent, mid-market exchange rates and low fees. You can send USD directly to US bank accounts from your AED balance. Its interface is user-friendly, and transfers typically complete within 1–2 business days.
- PayPal/Xoom: With Xoom (a PayPal service), you can send money from your PayPal wallet or linked account to recipients in the US. It's fast and convenient, especially if both sender and receiver are in the PayPal ecosystem. However, fees and exchange rates can be less favourable.
- Remitly: Remitly allows quick transfers from the UAE to US bank accounts. With options for economy or express delivery, it's a solid choice for personal payments. You can track your transfer in real-time and pay using debit or credit cards.
- Western Union: While it's an older name in money transfers, the Western Union app makes sending USD from the UAE seamless. It supports both bank transfers and cash pickups in the US, though fees may be higher compared to newer fintech solutions.
Also read: How to open a virtual bank account as a freelancer in the UAE
Why Grey is a smart choice for sending USD from the UAE
- Low fees: Sending USD from your Grey app to a US bank account is quick and simple. You'll enjoy transparent pricing and minimal transaction fees, so more of your money goes to its intended use and not to charges.
- Fast transfers: There are no long wait times or complicated paperwork; just smooth, secure transactions from your phone.
- Competitive exchange rates: Grey offers highly competitive, real-time exchange rates, which are often better than what banks or other providers offer. That means more US dollars reach your recipient with every transfer.
- Multi-currency accounts: In addition to a USD account, you also get EU and UK accounts. This makes it incredibly easy to receive, hold, and convert money across multiple regions.
How to send USD from UAE to the US using Grey
Step 1: Create a Grey account
Visit grey.co or download the Grey app. Signing up is simple and fast, just provide a few personal details to get started.
Step 2: Complete KYC verification
Secure your account by uploading a valid ID and proof of address. This verification step ensures compliance with regulations and protects your funds.
Step 3: Fund your Grey USD account
Once verified, you’ll receive a US account. Fund this account using supported methods to prepare for your transfer.
Step 4: Add your recipient in the US
Enter your recipient’s bank details, including bank name, account number, and routing number (or relevant US bank info). Specify the amount of USD you want to send.
Step 5: Send money
Confirm the details and authorise the payment. The recipient typically receives the funds within minutes to a few hours.
Seamless USD transfers
Sending USD from the UAE to the US shouldn't be complicated. With a digital solution like Grey, you get the benefit of low fees, fast transfers, and multi-currency flexibility all in one place.
Sign up for Grey today and take control of your global finances.
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