How to send and receive USDC as a freelancer in Saudi Arabia

Tunde Aladeloba

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For freelancers in Saudi Arabia, getting paid from abroad can feel harder than finding decent Wi-Fi in the desert. Bank wires are slow, fees are high, and exchange rates eat into your earnings. Now imagine receiving your money in minutes, without paperwork or delays.

With USDC, a stable digital dollar backed 1:1 by the US dollar, that future is here. It’s fast, secure, and globally accepted, making it the perfect solution for freelancers working internationally. In this guide, you’ll learn how USDC works in Saudi Arabia, how to get paid with it, and how Grey makes it all easy.

Also read: How to receive international freelance payments in Saudi Arabia

Challenges Saudi freelancers face with international payments

  1. Slow systems: Traditional bank transfers can take 3–7 days, with multiple intermediaries delaying your payment.
  2. High fees: Banks charge steep international fees, and poor exchange rates quietly reduce your earnings.
  3. Limited global access: Many platforms or clients can't easily send payments to Saudi accounts due to regional restrictions or compliance hurdles.
  4. No real control: With banks, you don’t control the timing, the rate, or the fees. With USDC, you receive payments directly, instantly, and without borders.

Also read: How to receive British pounds in Saudi Arabia.

What makes USDC a smart choice for freelancers in Saudi Arabia

  1. Speed: USDC transactions settle within minutes, while bank wires can take 3–5 days.
  2. Lower fees: You avoid high bank charges and poor exchange rates with low-cost blockchain transfers.
  3. Global access: Clients from any country can pay you directly, without worrying about bank restrictions.
  4. No middlemen: Payments go straight to your wallet, without delays from intermediaries or paperwork.

Also read: How to open US bank accounts in Saudi Arabia.

Everything Saudi freelancers need to know about USDC

1. Is USDC legal in Saudi Arabia?

Yes. While crypto trading is restricted, stablecoin payments like USDC for freelancing are not banned.

2. Do I need to understand crypto to use USDC?

No. Grey handles the technical parts, just share your wallet and get paid.

3. Can I keep my money in USDC?

Yes. You can hold USDC for as long as you like and convert when the exchange rate is right.

4. Are there hidden fees?

No. Grey shows all fees upfront. Only small blockchain network fees may apply.

5. Can I get paid from any country?

Yes. As long as your client supports USDC, you can receive payments globally.

6. How fast is the process?

Payments in USDC typically arrive in minutes, and withdrawals to Saudi banks take less than 24 hours.

Steps to sending and receiving USDC with Grey

  • Create a free Grey account: Sign up on Grey.co or via the mobile app.
  • Verify your identity: Upload a valid Saudi ID and a clear selfie.
  • Get your USDC wallet address: Grey provides a secure wallet just for you.
  • Share your wallet with clients: Let your clients send USDC straight to your address.
  • Funds arrive instantly: USDC is sent and lands in minutes.
  • Grey converts it to USD: No manual exchanges or crypto experience is needed.
  • Withdraw in riyals: Move your money to your Saudi bank account when you’re ready.

If you’re a freelancer in Saudi Arabia, tired of slow wire transfers, poor rates, or limited options, USDC is the upgrade you need. With Grey, sending and receiving USDC is smooth, secure, and instant.

Sign up with Grey today and take full control of your global payments.

Open a free Grey account to get startedJoin 1 million digital nomads

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