You landed the international client. You did the work. Now comes the tricky part: getting paid in US dollars internationally the world. If you have ever dealt with endless fees, confusing conversions, or payments stuck in limbo, you are not alone.

For freelancers, remote workers, and entrepreneurs in Brazil, receiving USD should not feel like a puzzle.  In this guide, you will learn how to skip the stress, cut the costs, and receive US dollar payments in Brazil the fast, simple way, with Grey’s USD account.

Common challenges when receiving US dollar payments in Brazil

For anyone receiving international payments in Brazil, especially in USD, the process often involves several obstacles, including:

• High fees: Traditional banks charge significant international transfer fees and add hidden costs through poor exchange rates.
• Slow processing times: SWIFT transfers can take several business days to arrive in Brazilian accounts.
• Mandatory conversions: Most banks automatically convert incoming USD to Brazilian Real (BRL), often at unfavourable rates.
• Limited account options: Opening a US-based bank account as a Brazilian resident is complicated, with most banks requiring US residency or addresses.
• Complicated paperwork: Traditional systems often involve filling out forms, complying with lengthy verification processes, or navigating unclear tax documentation.

These challenges are particularly painful for freelancers, remote workers, digital nomads, and entrepreneurs who depend on fast, predictable cash flow.

Related article: How to open US and UK bank accounts in Brazil

The fastest way to receive US dollar payments in Brazil

The most efficient solution is using a digital platform like Grey, which provides Brazilians with  US dollar bank accounts. This means you can receive payments as if you had a US bank account, directly in USD, with no forced conversion to Brazilian real.

Grey is designed for freelancers, remote workers, entrepreneurs, and anyone receiving money from clients, companies, or platforms in the United States.

How Grey works for USD payments in Brazil

Receive like a local in the United States

When you sign up with Grey, you get a virtual USD account with US banking details, including:

• Account number
• Routing number
• Bank name and address

This account functions like a domestic US account. Clients, employers, or platforms in the United States can pay you via ACH or direct bank transfer, just as they would pay anyone based in the US.

Hold your money in USD

Unlike traditional banks in Brazil, Grey allows you to hold your funds in USD. You decide when to convert to your local currency, giving you full control over currency rates and timing.

Fast withdrawals to Brazil

Once the USD is in your Grey account, you can convert it into BRL at competitive exchange rates, then withdraw directly to your local Brazilian bank account. The process is quick, reliable, and transparent.

You may also like: How to receive Amazon payments in Brazil

Who is Grey for in Brazil

Grey is ideal for:

• Freelancers working with US-based clients on platforms like Upwork, Fiverr, or directly with agencies
• Remote employees hired by American companies
• Content creators and influencers receiving payments from US brands or platforms
• Entrepreneurs and consultants offering services to clients in the United States
• E-commerce sellers receiving payouts from international marketplaces or partners

How to open a USD account with Grey in Brazil

Opening a Grey account is straightforward and can be done in minutes.

Step 1: Sign up

Go to Grey’s website or download the Grey app. Register for free using your email address.

Then follow the prompts and ensure you enter your correct details for a seamless setup.

Step 2: Verify your identity

Next, you’ll need to verify your identity — a crucial step for meeting regulatory requirements. This process is particularly important for non-U.S. residents, as Grey specialises in providing accounts for individuals outside the United States.

To complete verification, upload a valid government-issued ID (e.g., international passport) and proof of address (utility bill or bank statement). Grey uses these documents to verify your identity and meet regulatory requirements.

Step 3: Get your USD account details

Finally, Grey will review your documents within minutes and 24 hours. Once verified, you will receive your virtual US bank account details, including account and routing numbers.

Step 4: Share your details with clients

Send your Grey USD account details to your clients, companies, or platforms. They can pay you via standard US bank transfers (ACH).

Step 5: Hold, convert, or withdraw

Choose whether to hold your funds in USD or convert them to BRL at competitive rates. Withdraw directly to your Brazilian bank account anytime.

Also read: How to get an instant USD debit card in Brazil

Start receiving USD payments faster with Grey

If you work with international clients, getting paid should not be the hardest part of your job. Grey makes it simple, fast, and affordable for anyone to receive US dollar payments in Brazil without the usual banking headaches.

Sign up for Grey today and get your free virtual USD account. Join thousands of freelancers, remote workers, and entrepreneurs already using Grey to easily receive payments from the United States.

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