There’s something unforgettable about Brazil’s energy. The bright yellow hue of its iconic football jerseys and the rhythm of samba echoing through carnivals are some of the most recognisable in the world. Brazil knows how to make a mark. But beyond its sun-soaked beaches and many tourist attractions, there’s a modern reality shapin g how Brazilians engage with the world: the need for efficient cross-border payments.

Every year, thousands of Brazilians send money to the US for school fees, family support, freelancing income, and business deals. However, traditional banks and remittance services often turn a simple transaction into an expensive, time-consuming chore. That’s why finding the cheapest and most convenient way to send USD from Brazil to the USA matters more than ever.

Here, you’ll learn how international transfers work, what to avoid, and why Grey is the most cost-effective way to send money from Brazil.

Why sending money from Brazil to the U.S. can be expensive

Despite how globally connected we are, international money transfers from Brazil can still feel stuck in the past. These are some of the common pain points:

• Excessive bank fees: Traditional bank wires use the SWIFT network, which often adds up to R$150+ in transaction charges, excluding intermediary fees from U.S. banks.
• Unfavourable exchange rates: Banks often add a hidden markup to their USD exchange rate, reducing the amount the recipient receives.
• Slow processing times: International wires can take 3 to 5 business days, depending on the institutions involved.
• Paperwork and bureaucracy: Local banks might require in-person visits or forms, a hassle for busy professionals and remote workers.

If you regularly send money abroad, these delays and fees can chip away at your earnings.

Also read: How to open a USD bank account remotely without U.S. citizenship

What to look for in an affordable international transfer solution

Here’s what matters most when choosing a platform to send USD from Brazil:

• Low or no fees: Avoid platforms that charge high commissions or add hidden costs.
• Transparent exchange rates: Look for platforms that use real-time rates with no hidden markups.
• Speed: Fast transfers mean quicker access to funds, especially during emergencies.
• Security and compliance: Your money should be protected every step of the way.
• Ease of use: Digital platforms that work smoothly on your phone or laptop make life easier.

Grey combines convenience, affordability, and security all in one platform.

Why Grey is the best way to send USD from Brazil

Grey is a global financial platform built for the modern economy. It offers multi-currency accounts and cross-border payment services to individuals and businesses. Here’s why it stands out for Brazilians sending money to the US:

• Virtual USD account: With Grey, you can open a virtual US dollar account from Brazil for free. It’s like having a US bank account without ever leaving your country.
• Competitive rates: Grey offers real-time currency exchange rates, so you always get a fair deal when converting BRL to USD.
• Minimal fees: Transactions are processed with low, transparent fees, and no surprise deductions.
• Fast processing: Grey’s infrastructure ensures that money is sent quickly and reliably, reducing wait times.
• Local-friendly: The Grey app is tailored for Brazilian users, making it easy to top up, convert, and send money without stress.

Also read: Cheapest way to send USD from China to India

How to send money from Brazil to the USA with Grey

Sending money through Grey is a straightforward process. Here’s how to get started:

Create your Grey account

Visit Grey.co or download the app from the Play Store or App Store. Sign up with your email and follow the onboarding steps.

Complete verification (KYC)

Upload a valid government-issued ID (like your CPF, RG, or passport), along with proof of address. This step helps keep your account secure and compliant.

Fund your BRL account

Use a local method to deposit Brazilian real (BRL) into your Grey account.

Convert BRL to USD

Inside the app, navigate to your BRL balance, select “Convert”, and choose USD. You’ll see the live exchange rate before confirming.

Send USD to your recipient

You can use your converted USD balance to send money to a US bank account. If you're receiving payments from someone in the US, you can also share your virtual USD account details.

Whether you’re sending money to a family member, paying for tuition, or settling a freelance invoice, Grey makes the process fast and affordable.

Who should use Grey for Brazil-to-US transfers?

Grey is perfect for:

• Freelancers and remote workers: Get paid in USD, hold it in your wallet, and convert when the rates are in your favour.
• Parents supporting children abroad: Send money for living expenses or tuition without the high cost of wire transfers.
• Digital entrepreneurs: If you’re managing global clients or business transactions, Grey offers seamless banking without borders.
• Travellers and expats: Open a USD account before your trip, so you’re ready to spend the moment you land.

Also read: How freelancers in Brazil can receive payments from the US, UK & EU clients

Grey offers a better way to manage your cross-border payments, with local support, low fees, and powerful financial tools built for modern needs.

Create your Grey account today or download the app to enjoy inclusive global banking, designed to carry your dreams across borders.

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