In today’s global economy, the need to send US dollars (USD) from China to Europe is more urgent than ever, for business owners, freelancers, expats, and multinational companies alike. Even though there are fast ways to receive USD, it’s just as important to know the best apps to send USD. With traditional banks limited by regulations, mobile apps have become essential for quick, secure, and cost-effective transfers.

This guide explores the top apps for USD transfers and why Grey is the smart choice for USD remittance from China to Europe.

Also read: Cheapest way to send USD from China to India

Leading apps for sending USD from China to Europe

1. Grey: Grey provides users in emerging markets with access to foreign bank accounts (USD, GBP, EUR), enabling easy receipt and transfer of funds. Grey is perfect for freelancers, remote workers, and small businesses who want control over their international earnings and spending.
2. Wise: Wise is renowned for its low-cost international transfers using real exchange rates (mid-market rates). Users can hold and convert over 40 currencies, including USD and EUR. It’s ideal for expats and global professionals who need to move funds efficiently without hidden fees.
3. Payoneer: Popular among global freelancers, Payoneer offers virtual USD accounts to receive payments from marketplaces like Fiverr, Upwork, and Amazon. Users can then withdraw funds to their European bank accounts or use a Payoneer Mastercard for global spending.
4. Xoom: Xoom offers fast money transfers from the PayPal ecosystem, allowing users to send USD to European bank accounts or debit cards. It supports real-time tracking and is useful for quick, personal transfers, especially for people already active in the PayPal network.
5. Remitly: While traditionally used for remittances, Remitly is gaining traction among individuals who prioritise speed and convenience. With various delivery options (bank deposit, mobile money), it’s great for personal use cases like supporting family or emergencies.

Also read: How to invoice clients in the USA as a freelancer in China

Why Grey stands out for sending USD from China to Europe

When it comes to transferring USD from China to Europe, Grey sets itself apart through features tailored to today’s global professionals, businesses, and frequent travellers:

1. Multi-currency accounts: Grey enables users in China to hold and manage funds in multiple currencies, including USD, EUR, and GBP. This is especially valuable for those sending money to Europe, whether you’re paying in USD or converting to EUR, Grey makes it easy to manage your funds in one place.
2. Low fees and competitive rates: Cross-border transfers can often be riddled with hidden charges and poor exchange rates. Grey changes the game by offering transparent, low conversion fees and real-time competitive rates, meaning you get more value with every transfer to Europe.
3. Global accessibility: Whether you’re working remotely from Shanghai, Bali, or Berlin, Grey’s mobile app lets you manage your money from anywhere with internet access. This flexibility is key for digital nomads, expats, and businesses operating across continents.
4. Seamless transfers: Grey allows instant USD and other currencies transfers to various bank accounts and wallets globally, including European destinations. This speed and ease mean less waiting and more doing.

Wrapping up

Mobile apps are bridging the financial gap between China and Europe as the need for seamless international transfers grows. . Grey stands out by simplifying cross-border USD transfers with speed  and affordability. Sign up on Grey today and start sending USD to Europe with ease.

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