Sending money from Morocco to the United States can be stressful if you rely on traditional banks. The process can become frustrating because of high fees, poor exchange rates, slow transfers, and unnecessary paperwork. Whether you’re a freelancer working with American clients, a student handling tuition payments, a remote worker, or someone sending money to family, choosing the right method matters.
Fortunately, new digital platforms like Grey are changing how cross-border payments work. They make it easier, faster, and more affordable to send USD from Morocco to the U.S. This article explores the most efficient ways to do it.
Also read: Where to buy Moroccan dirhams online
Here are some of the popular options for sending money from Morocco to the USA
Grey is an emerging payment solution that allows users in Morocco to send USD to the USA seamlessly. You can open a virtual USD account in your name, receive USD, and send funds directly to American bank accounts. The platform allows you to convert Moroccan dirhams (MAD) to USD at competitive rates and manage your money digitally.
Grey also issues a virtual USD debit card, which you can use to pay for international subscriptions, online shopping, or services. It’s especially beneficial for digital professionals, freelancers, and international students who need a fast, low-cost way to move money without visiting a bank or dealing with forms. Sign-up takes just a few minutes, and transfers are usually processed within hours.
Find out how to get an instant USD debit card in Morocco.
Wise is another reliable platform for sending USD from Morocco to the United States. Known for its transparency, Wise uses the real mid-market exchange rate without hidden markups, which helps users get more value from every transfer. The process is fully online, and you can send money to a U.S. bank account typically within one to two business days.
Wise is ideal for individuals or small businesses making regular international payments. However, both the sender and recipient need access to bank accounts, and while the fees are low, they vary slightly depending on the amount and delivery speed.
PayPal remains a popular option for cross-border payments due to its global reach and familiarity. Transfers are usually instant if both the sender and recipient have PayPal accounts. You can then withdraw the funds to a linked U.S. bank account.
However, PayPal’s convenience comes at a cost. Its currency conversion rates are often less favourable, and transaction fees can quickly add up. This makes it less suitable for large or frequent transfers, especially compared to newer platforms like Grey or Wise.
Remitly offers a dedicated service for sending money from Morocco to the United States. It allows users to choose between “Express” and “Economy” transfers. Express transfers are almost instant, while Economy transfers cost less but take a few days.
You can send money directly to a U.S. bank account or debit card, and the platform is handy for personal remittances to family or friends. While Remitly is fast and user-friendly, its focus on remittances makes it less ideal for business or freelance payments.
Western Union has been around for quite some time and has a notable presence in Morocco and the USA. The platform offers bank transfers and cash pickup services. It’s widely accessible through both digital platforms and physical agent locations. If your recipient prefers picking up cash or you’re dealing with a time-sensitive situation, Western Union might be a practical choice.
Its services are usually more expensive, especially for international bank transfers. The exchange rates are less competitive, and the fees vary depending on the payment method, making it less attractive for frequent users.
Moroccan banks like Attijariwafa Bank, BMCE, and Banque Populaire allow users to send international wire transfers through the SWIFT network. This method is highly secure and commonly used for large payments, such as tuition, business invoices, or real estate.
However, the downsides are speed and cost. International bank transfers can take anywhere from three to seven business days and often come with high transfer fees and intermediary charges. For everyday transfers, this method is usually overkill.
Grey simplifies sending USD from Morocco to the USA. You can set up an account within minutes and start sending USD internationally. Here’s how:
Also read: Top virtual banking solutions for freelancers in Morocco
When sending USD from Morocco to the United States, your ideal platform should offer competitive exchange rates, fast delivery times, and a simple user experience. Among all the options available, Grey is remarkably user-friendly and cost-effective for freelancers, remote workers, and students managing money between countries.
Sign up at Grey or download the mobile app to start sending USD from Morocco to the USA seamlessly.
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