How to Send Money from Kenya to the USA

Winner Ajibola


Although the United States has the world’s highest GDP, thousands of people still send money to the US from Kenya. This might be for personal reasons like school fees, sending money to a loved one, or business reasons like paying a client. Whatever your reason might be, you need a reliable, cheap, and secure way to send money to the US.

In this article, we will show you how to get the best rates, what you need before making a transfer, and a step-by-step guide on how to send money to the US from Kenya.

What You Need to Consider Before Making Your Transfer

There are many available options and platforms for making this type of transfer. However, it’s important to review two important things - the exchange rate and required fees.

For exchange rates, you need to track how much Ksh you’ll get for 1 USD. This is because every money transfer service has its own exchange rate. So typically, you want to keep an eye out for a service that goes slightly above the mid-market rate. This way, you don’t lose a lot of Shillings during your conversion process.

Since you’ll be swapping Ksh for USD, you also need to be wary of services that charge hidden fees. Typically, you should see any required charges upfront and not after sending.

This is why we recommend making international money transfers with Grey. Asides from getting good rates which are always updated daily on the web app, there are no hidden or additional fees.

How Can I Send Money to the US from Kenya with Grey

On Grey, you can use P2P also known as send with GreyTag. If your recipient has a Grey account, sending USD via their GreyTag, is the fastest and cheapest way to send money abroad.

This is because;

  • It’s free: You won’t spend any transfer or conversion fees when sending the money to them.
  • Transfers are instant: Rather than waiting for hours or days, they receive the money in their Grey USD balance within seconds.
  • They can withdraw from their Grey account to Paypal, Zelle, and any other service they use

A Step-by-Step Guide to Transferring Money from Kenya to the USA

If you’re ready to make your money transfer to the United States, the only thing you need is their GreyTag. They can get this by visiting the profile section of their Grey account. Once you have this tag, here’s how to make your transfer;

On Web

  • Log into your Grey web app
  • Tap on ‘Balances’ located at the left side of your screen and navigate to KES
  • Tap on ‘Send KES’
send KES
  • From the dropdown, select the first option, which is ‘Send Using GreyTag’
send with GreyTag
  • Enter the recipient’s GreyTag and confirm that the name displayed is theirs
confirm GreyTag
  • On the Recipient balance field, select ‘USD’ and enter the amount

On Mobile

  • Log into your Grey mobile app
  • Tap on the currency icon on your dashboard and select ‘Kenyan Shillings’
  • Next, tap on ‘Send Money’
  • From the dropdown, tap on ‘Send using GreyTag’
  • Enter the recipient's details and the amount
  • Confirm that the details are correct and send

They will receive the amount directly instantly in their Grey USD balance. On their end, they can also use this money to fund their Grey virtual card, which they can use to shop or make any international payments worldwide.

Grey is simplifying sending and receiving foreign payments for freelancers, remote workers and businesses. On Grey, you can open a foreign bank account and receive payments from over 80 countries. Get started for free here.


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